Each edition grades its towns against each other only.
For most people who can afford it, yes. Indian Harbour Beach grades B+ overall, ranked 63rd of 634 in Florida. Residents are healthier than 79% of U.S. towns on CDC estimates and the median household earns $97K. The catch is cost: homes are expensive, about $454K for a typical one and 5.8 times the Palm Bay metro’s $78K median household income. Indian Harbour Beach’s density of trails is 1.4 miles per square mile, above both the Florida town median (0.4) and the median of U.S. towns (0.4). On history, just 12 of Florida’s 779 towns do worse. FEMA rates its natural-hazard risk higher than 85% of U.S. communities, with hurricanes at the top.
Where Indian Harbour Beach beats most towns, and one thing worth knowing.
Where Indian Harbour Beach’s working residents go each day. Line width shows the share.
Census LEHD 2023
Each subject compared with towns across the country (schools within Florida), ordered by how far Indian Harbour Beach is from typical.
How TownRatings grades towns →
Census counts: 5,371 in 1970, 9,019 in 2020. The archive holds 12 old photos and papers going back to 2004 and 4 maps from 1949 on.
Who provides power, water and the rest in Indian Harbour Beach, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
Ordered by what stands out in Indian Harbour Beach.
Indian Harbour Beach fares better on crime within Florida than nationally, has milder winter nights than nearly all U.S. towns and has less food insecurity than most of Florida.
Across 5 parks and preserves: 3.9 miles of trail. The biggest place to walk is Gleason Park, 27 acres with 1.5 miles of trail.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Gleason Park | 1.5 mi | 27 |
| 2. Algonquin Sports Complex | 0.1 mi | 14 |
| 3. Millennium Beach Park | 0.1 mi | 2 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
One of its 3 schools is below, with the reason it’s listed. Its public schools are run by the Brevard school district. Enrollment at Indian Harbour Beach’s public school: 498 students.
| School | Level | Students | Letter |
|---|---|---|---|
| Ocean Breeze Elementary SchoolLargest public elementary schoolGrades PK–6 | Grades PK–6 | 498 | A |
NCES · EDFacts · graded within FL on state tests and graduation
FEMA puts 78% of Indian Harbour Beach’s expected hazard losses down to hurricanes, and 14% to inland flooding. 44 flood insurance claims have been paid in the town since 1979. Federal aid has come to Indian Harbour Beach households in 13 declared disasters; the latest was in 2024.
FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
Its widest gap with Florida is food insecurity: 7.5% of its 7,569 adults worry about having enough food, against 16.8% statewide.
For adults in Indian Harbour Beach, the share who say their health is fair or poor is 16%. Among adults in the town, 14% report frequent mental distress, below both Florida’s towns (16%) and U.S. towns (17%). The town does better than the Florida average on 14 of 31 CDC measures and worse on 2.
| Indian Harbour Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 31% | 37% | 36% |
| Frequent mental distress (CDC PLACES) | 14% | 16% | 17% |
| Food insecurity (CDC PLACES) | 7.5% | 15% | 14% |
| Get no exercise (CDC PLACES) | 20% | 25% | 25% |
| What stands out | Indian Harbour Beach | FL |
|---|---|---|
| Fewer adults facing food insecurity | 7.5% | 16.8% |
| Fewer adults facing housing insecurity | 6.5% | 13.9% |
| More adults who have had cancer | 12.6% | 9.1% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Most working residents leave Indian Harbour Beach for work: only 5% work in town. Employers in Indian Harbour Beach added 275 jobs between 2013 and 2023, to 2,098. Its typical journey to work stands at 23 minutes. The top destinations are Melbourne (22%), Palm Bay (9%) and Rockledge (4%).
| Indian Harbour Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Work from home | 19% | 14% | 11% |
| Average trip to work | 23 minutes | 27 minutes | 25 minutes |
| Median household income | $97,000 | $73,000 | $80,000 |
Census LEHD 2023 · ACS
At 11 crimes per 1,000 residents a year, it reports less crime than 87% of Florida’s graded towns.
In Indian Harbour Beach, the rate of thefts and burglaries is 3 per 1,000 residents. The town’s violent crime rate comes in at 2 per 1,000 residents.
| Indian Harbour Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 3 per 1,000 residents | 12.6 | 9.9 |
| Violent crimes per 1,000 (2025) | 2 per 1,000 residents | 2.1 | 1.6 |
FBI crime data, 2025 · crimes reported to police
The typical rent in Indian Harbour Beach is $1,827 a month. Four fifths of Indian Harbour Beach households own their home. Values rose 1.5% in the 12 months to September 2026.
| Indian Harbour Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| Median rent | $1,827 a month | $1,647 a month | $1,185 a month |
| Households that own their home | 80% | 72% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
January nights average 53.9°, milder than in 99% of U.S. towns; July afternoons average 89.1°. The Melbourne Wfo weather station records that about 76 days a year reach 90°: more than most of the country, but fewer than 96% of Florida places with climate records.
For Indian Harbour Beach, the January low is 54°F. Only 6 of the 638 Florida towns we compare have a lower midsummer high than Indian Harbour Beach. Snowfall is close to zero.
| Indian Harbour Beach | Florida towns | U.S. towns | |
|---|---|---|---|
| January low | 54°F | 51°F | 22°F |
| July high | 89°F | 91°F | 85°F |
NOAA U.S. Climate Normals, 1991–2020
Museums, parks, gardens and other places to visit around Indian Harbour Beach. Close and well known come first.
30 mi Ancient siteWindover Archaeological Site
26 mi MuseumKennedy Space Center Visitor Complex
26 mi LandmarkSpace Mirror Memorial
8 mi Zoo & aquariumBrevard Zoo
34 mi BeachPlayalinda Beach
26 mi MuseumUnited States Astronaut Hall of FameWindover Archaeological Site: ROY KLOTZ MD, CC BY-SA 3.0 · Kennedy Space Center Visitor Complex: Bill White, Public domain · Space Mirror Memorial: Seth Buckley, CC BY-SA 3.0 · Brevard Zoo: Rusty Clark from merritt usland FLA, CC BY 2.0 · Playalinda Beach: User:JohnWalton031954, CC BY-SA 3.0 · United States Astronaut Hall of Fame: Håkan Dahlström from Malmö, Sweden, CC BY 2.0
2 within 15 miles of the center of Indian Harbour Beach
About 2 of every 100 Indian Harbour Beach residents are enrolled in college, against 6 across Florida.
City in Florida
Indian Harbour Beach is a coastal city in Brevard County, Florida, United States. It is part of the Palm Bay–Melbourne–Titusville, Florida Metropolitan Statistical Area. The population was 9,019 at the 2020 census, up from 8,225 at the 2010 census. It is 3 miles (4.8 km) north of the town of Indialantic and south of Satellite Beach. It is the first and only community in the United States to be a NOAA Tsunami Ready community along the nation's East Coast.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
3 towns share a border with Indian Harbour Beach.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Indian Harbour Beach | #63 | B+ | D | B+ | B+ | A− |
| Satellite Beach | #22 | A− | D | A− | B+ | A |
| Melbourne | #245 | C+ | C− | — | B+ | B− |
| Merritt Island | #125 | B | C− | — | B+ | B+ |
Melbourne and Merritt Island report no FBI crime data of their own. Compare Indian Harbour Beach with a neighbor →
Short answers, built from the data on this page.
For most people who can afford it, yes. Indian Harbour Beach grades B+ overall, better than 66% of U.S. towns and #63 of 634 in Florida. It grades A− for health, B+ for safety and B+ for schools. Cost of living is its weak spot, with a D.
Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.
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