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Florida›St. Lucie County

Hutchinson Island SouthFL

With 4,175 residents, it is a town in Florida.

Is Hutchinson Island South a good place to live?

Hutchinson Island South grades low on several counts. Where it falls short is cost of living: the typical home is worth about $407K, 5.5 years of the Port St. Lucie metro’s $75K median household income. Overall, Hutchinson Island South earns a D, which places it 519th of 634 in Florida. On that grade it does better than 14% of U.S. towns. Hazard risk is weaker too (D): FEMA rates its natural-hazard risk higher than 90% of U.S. communities, with hurricanes at the top. Its best grade is for health (B+): residents are healthier than 72% of U.S. towns on CDC estimates. Only 50 of Florida’s 776 towns score lower on walkability. On the outdoors, just 52 of Florida’s 779 towns do better.

Figures: health, CDC PLACES · home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index · USGS PAD-US.

What makes Hutchinson Island South stand out

Where Hutchinson Island South beats most towns, and one thing worth knowing.

How Hutchinson Island South grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Hutchinson Island South is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Hutchinson Island South: who provides what

Hutchinson Island South is unincorporated, so St. Lucie County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterFt. Pierce Utilities AuthorityNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesSt. Lucie CountySt. Lucie County provides services here
SchoolsSt. Lucie County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereSt. Lucie Supervisor of ElectionsSt. Lucie County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3495734957 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Hutchinson Island South.

Hutchinson Island South is a second-home town, is healthier than towns with similar incomes and has milder winter nights than nearly all U.S. towns.

Natural hazardsHazard risk grade D

The biggest natural risk in Hutchinson Island South is hurricanes, at a very high overall level

Flood insurance has paid out on 931 claims in Hutchinson Island South since 1984. Of the losses FEMA expects in the town, 80% come from hurricanes and 11% from inland flooding.

90risk score of 100
FEMA risk score
90Very high riskLowerHigher
HurricanesInland flooding
931
paid flood claims since 1984

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthB+

Compared with most of Florida and the rest of the country, fewer of Hutchinson Island South’s adults report frequent mental distress

Against the 10,071 U.S. towns with household incomes like Hutchinson Island South’s, it is healthier than 91%, so its B+ isn’t only a matter of income.

For adults in Hutchinson Island South, the share who sleep under 7 hours is 27%. 17% of Hutchinson Island South adults say their health is fair or poor, below both the Florida town median (20%) and the median of U.S. towns (19%). Of 31 CDC measures, Hutchinson Island South beats the Florida average on 17 and trails it on 7. Also worth knowing: only 10 of the 636 Florida towns we compare have a higher share of adults who have high blood pressure than Hutchinson Island South.

72%of U.S. towns are less healthyB+Health Grade
Hutchinson Island SouthTypical Florida townTypical U.S. town
Frequent mental distress (CDC PLACES)10%16%17%
Binge drink (CDC PLACES)8.3%15%16%
Sleep under 7 hours (CDC PLACES)27%37%36%
High blood pressure (CDC PLACES)50%37%35%
31 measures vs. Florida
17 better7 too close to call7 worse
What stands outHutchinson Island SouthFL
Fewer adults facing housing insecurity3.8%13.9%
Fewer adults facing a utility shut-off2.6%8.6%
More adults who have had cancer20.5%9.1%
St. Lucie Medical Center
4.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
69th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Hutchinson Island South

January nights average 55°, milder than in 99% of U.S. towns; July afternoons average 90°. The Stuart weather station, 8 miles away, records that about 81 days a year reach 90°: more than most of the country, but fewer than 99% of Florida places with climate records.

Snow almost never falls. Rain and melted snow add up to about 57 inches a year locally.

90°summer high
Hutchinson Island SouthTypical Florida townTypical U.S. town
January low55°F51°F22°F
July high90°F91°F85°F

Typical low → high °F

Winter57–75°
Spring66–81°
Summer75–89°
Fall70–84°
+1.4°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B−

Few of Hutchinson Island South’s working residents work in town

Hutchinson Island South has about as many jobs (1,341) as working residents, but only 79 people both live and work here. Jobs based here fell from 1,812 in 2014 to 1,341.

The typical household income for Hutchinson Island South is $66,000, against $73,000 in Florida’s towns and $80,000 across U.S. towns. Most people who work leave Hutchinson Island South to do it: just 6% work in town. Since 2014, Hutchinson Island South has lost 471 jobs, to 1,341 in 2024. Among residents in the town, 7% live below the poverty line.

6%work in town
Hutchinson Island SouthTypical Florida townTypical U.S. town
Below the poverty line7%11%9.6%
Median household income$66,000$73,000$80,000
Average trip to work27 minutes27 minutes25 minutes

Where working residents work

In Hutchinson Island South6%
Stuart7%
Port St. Lucie4%
West Palm Beach3%
Jupiter3%
45 mi
median commute distance
1,341
jobs based in Hutchinson Island South
Balanced
jobs vs. working residents
C−
Walkability grade: more walkable than 16% of U.S. towns

Census LEHD 2024 · ACS

OutdoorsA

Hutchinson Island South keeps 2.7% of its land conserved

Trails total 1.2 miles in 1 park or preserve. The park or preserve spreads over 4 acres of Hutchinson Island South.

2.7%conserved
2.7%
conserved · 818 of 30,694 acres
1.2 mi
of trails
Biggest places to walkTrailsAcres
1. Waveland Beach Park—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D

A home in Hutchinson Island South sells for about $574K at the median

On the market in Hutchinson Island South: a median 100 days to sell. In Hutchinson Island South, nine in ten households own their home. Its midpoint rent is recorded as $1,408 a month.

$574Kmedian sale price
Hutchinson Island SouthTypical Florida townTypical U.S. town
Households that own their home90%72%73%
Median rent$1,408 a month$1,647 a month$1,185 a month
Market temperature
Buyer’s marketA balanced marketBuyer’sSeller’s
100
days on market
95.3%
sale-to-list price
23
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Urca de Lima and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Hutchinson Island South. Close and well known come first.

All 27 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

National Navy UDT-SEAL Museum: Ebyabe, CC BY-SA 3.0 · First Data Field: JoeCondon, Public domain · Elliott Museum: Ebyabe, CC BY-SA 3.0 · House of Refuge at Gilbert's Bar: Ebyabe, CC BY-SA 3.0 · McKee Botanical Garden: Robert Lawton, CC BY 2.5

Keep exploring

Everything we know about Hutchinson Island South

16pages on Hutchinson Island South
After high school

Colleges nearby

1 within 15 miles of the center of Hutchinson Island South

About 1 of every 100 Hutchinson Island South residents are enrolled in college, against 6 across Florida.

Prices by family income, graduation and earnings →

Questions about Hutchinson Island South

Short answers, built from the data on this page.

Is Hutchinson Island South, FL a good place to live?

Hutchinson Island South grades D overall, better than 14% of U.S. towns and #519 of 634 in Florida. It grades B+ for health and B− for schools. Hazard risk is its weak spot, with a D.

Is Hutchinson Island South, FL expensive?

Yes. The typical home is worth about $407,000, 8% above the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.