Each edition grades its towns against each other only.
Hernando earns a D−, ranked 600th of 634 in Florida, mostly because of incomes. The median household income is $43K, and 21% of residents live below the poverty line. In its favor, it has 17 miles of trail. 39% of residents are 65 or older in Hernando, where Florida’s towns sit at 20% and U.S. towns at 18%. Only 31 of Florida’s 779 towns score lower on hazard risk. Two Mile Prairie, at 2,853 acres with 11.7 miles of trail, is the biggest park or preserve.
Where Hernando beats most towns, and one thing worth knowing.
Where Hernando’s working residents go each day. Line width shows the share.
Census LEHD 2023
Each subject compared with towns across the country (schools within Florida), ordered by how far Hernando is from typical.
How TownRatings grades towns →
Census counts: 2,103 in 1990, 9,284 in 2020. The archive holds 30 old photos and papers going back to 2004 and 2 maps from 1895 on.
1 place on the National Register of Historic Places.
Hernando is unincorporated, so Citrus County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
Ordered by what stands out in Hernando.
Hernando has more 90° days than nearly all U.S. towns and is healthier than towns with similar incomes, but it has household incomes well below the Florida norm.
Expected storm and flood damage is higher than in 96% of U.S. communities. Since 2017, 5 flood insurance claims have been paid out in Hernando.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Its public schools are run by the Citrus school district. Its two schools are below.
| School | Level | Students | Letter |
|---|---|---|---|
| Hernando Elementary SchoolLargest public elementary schoolGrades PK–5 | Grades PK–5 | 730 | B− |
| Solid Rock Christian Academy PrivateLargest high schoolGrades PK–12 | Grades PK–12 | 269 | – |
NCES · EDFacts · graded within FL on state tests and graduation
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Two Mile Prairie | 11.7 mi | 2,853 |
| 2. Tsala Apopka/Two-Mile Prairie Connector | 0.9 mi | 462 |
| 3. Withlacoochee State Forest | — | 2,853 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Most working residents leave Hernando for work: only 3% work in town. Hernando’s average trip to work is 32 minutes. Since 2013, Hernando has added 177 jobs, to 1,079 in 2023.
| Hernando | Florida towns | U.S. towns | |
|---|---|---|---|
| Median household income | $43,000 | $73,000 | $80,000 |
| Average trip to work | 32 minutes | 27 minutes | 25 minutes |
| Working residents who work in town | 2.8% | 5% | 8% |
Census LEHD 2023 · ACS
Against the 3,362 U.S. towns with household incomes like Hernando’s, it is healthier than 79%, so its C isn’t only a matter of income.
Hernando beats the Florida average on 10 of 31 CDC measures and trails it on 12. 45% of adults have high blood pressure in Hernando.
| Hernando | Florida towns | U.S. towns | |
|---|---|---|---|
| High blood pressure (CDC PLACES) | 45% | 37% | 35% |
| Binge drink (CDC PLACES) | 12% | 15% | 16% |
| Diabetes (CDC PLACES) | 17% | 13% | 12% |
| Yearly checkup (CDC PLACES) | 83% | 79% | 79% |
| What stands out | Hernando | FL |
|---|---|---|
| Fewer adults facing housing insecurity | 9.8% | 13.9% |
| Fewer uninsured adults | 11.3% | 15.9% |
| More adults with COPD | 12.2% | 7.2% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
The Inverness 3 Se weather station, 12 miles away, records that about 112 days a year reach 90°, more than in 97% of U.S. towns. The Inverness 3 Se weather station, 12 miles away, records that the frost-free season runs about 279 days: longer than most of the country, but shorter than 86% of Florida places with climate records.
Hernando has warm winters and warm summers, with plenty of rain. The July high in Hernando is 91°F.
NOAA U.S. Climate Normals, 1991–2020
77.5% of renter households pay 30% or more of their income for housing, against 60.1% across Florida. The median property tax bill is $1,172, against $2,730 across Florida, another input to its cost-of-living grade.
The typical Hernando home is worth about $350,000, down 0.6% in a year, 7% below the Florida typical home. 85% of Hernando households own their home.
| Hernando | Florida towns | U.S. towns | |
|---|---|---|---|
| Median rent | $964 a month | $1,647 a month | $1,185 a month |
| Households that own their home | 85% | 72% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
None within 15 miles of Hernando; the nearest are
About 2 of every 100 Hernando residents are enrolled in college, against 6 across Florida.
Census-designated place in Florida, US
Hernando is a census-designated place in Citrus County, Florida, United States. The population was 9,284 at the 2020 census, up from 9,054 at the 2010 census. At one time it was a city but it was disincorporated in the 1970s. It is part of the Homosassa Springs, Florida Metropolitan Statistical Area.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
4 towns share a border with Hernando.
All 4 graded towns on its borders grade higher than its D−; Citrus Springs (D) is closest.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Hernando | #600 | D− | C+ | — | C | C |
| Citrus Springs | #578 | D | C− | — | C | C |
| Citrus Hills | #514 | D | D | — | C | B+ |
| Pine Ridge | #572 | D | D | — | C | B− |
| Inverness Highlands North | #208 | C+ | B | — | C | B− |
Hernando, Citrus Springs, Citrus Hills, Pine Ridge and Inverness Highlands North report no FBI crime data of their own. Compare Hernando with a neighbor →
Short answers, built from the data on this page.
Hernando grades D− overall, better than 2% of U.S. towns and #600 of 634 in Florida. It grades C for health and C for schools. Hazard risk is its weak spot, with a D−.
That is 6.2 years of the area's median household income ($56,546 across the Homosassa Springs, FL metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.
