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Potato Growers Association building in Hastings, FloridaPhoto: FloNight (Sydney Poore) and Russell Poore · CC BY-SA 4.0
–Not graded
Natural hazards in Hastings · FEMA

Storms, floods and disasters in Hastings

Hastings isn’t graded for hazard risk: Hastings has 432 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
8
of 22 declared for St. Johns County
By hazard

What Hastings faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

75%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about 2 times a year in the area

Hurricanes

18%of expected building damage
Well above average · higher than 87% of U.S. census tracts
Recorded about once every 4 years in the area
Smaller shares here
 Wildfire Tornadoes Earthquakes Strong wind Coastal flooding Lightning Hail Cold waves Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts hurricanes at 28% of Hastings’ expected losses. Hurricanes do little damage to buildings (17.6%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hastings flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Hastings. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Hastings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Johns County.
What’s been done with FEMA grants
1building retrofitted against wind
Disasters

8 federal disasters brought FEMA money to Hastings

Disasters that paid out in Hastings itself (aid to households or repair grants to Hastings), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton322 households applied for aid$627K aid approved
  2. 2022Hurricane Nicole17 households applied for aid$21K aid approved
  3. 2022Hurricane Ian280 households applied for aid$250K aid approved
  4. 2017Hurricane Irma960 households applied for aid$1.3M aid approved
  5. 2016Hurricane Matthew154 households applied for aid$133K aid approved
  6. 2004Hurricane Jeanne153 households applied for aid$312K aid approved
Show all 8
  1. 2004Hurricane Frances311 households applied for aid$285K aid approved
  2. 2004Tropical Storm Bonnie and Hurricane Charley14 households applied for aid$8K aid approved
Disasters declared, by decade
Paid out in HastingsSt. Johns County only

St. Johns County has had 22 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Hastings after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Hastings archive →
Be ready

Get ready for what Hastings faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hastings

Is Hastings in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In St. Johns County, 23.2% of all homes carry federal flood insurance.

How much is flood insurance in Hastings?

FEMA’s Community Rating System list shows no discount for Hastings’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Hastings?

By FEMA money that reached Hastings, Hurricane Irma (2017): 960 households applied for aid, $1.3M approved.

Storm stories

Memories, warnings and help from neighbors in Hastings.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hastings’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.