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Florida›Charlotte County

Harbour HeightsFL

4,289 residents make their home in this town in Florida.

Is Harbour Heights a good place to live?

Harbour Heights’s weakest subject is cost of living: the typical home is worth about $369K, 5.3 years of the Punta Gorda metro’s $70K median household income. It also trails on hazard risk: FEMA rates its natural-hazard risk higher than 92% of U.S. communities, with hurricanes at the top. All told, that adds up to a D− overall and a rank of 588th of 634 in Florida. That leaves it better than 4% of U.S. towns. Nearly a third of residents are 65 or older in the town, against 20% in Florida’s towns and 18% across U.S. towns. Only 42 of Florida’s 776 towns score lower on walkability. Elsewhere it is close to typical: B− for schools and B− for health.

Figures: home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index · schools, state test and graduation results · health, CDC PLACES.

A growing town

Harbour Heights has grown 15% from 2010 to 2020

2,987 counted in 2010 and 3,428 in 2020.

2,9872010
3,4282020

U.S. Census 2010 & 2020 counts

How Harbour Heights grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Harbour Heights is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Harbour Heights: who provides what

Harbour Heights is unincorporated, so Charlotte County and regional agencies provide most services.

PowerFPL14.6¢/kWh · EIA 2025HIFLD · EIA
WaterCharlotte Harbor Water Assn.No health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesCharlotte CountyCharlotte County provides services here
SchoolsCharlotte County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereCharlotte Supervisor of ElectionsCharlotte County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3398333983 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Harbour Heights.

Harbour Heights has more 90° days than nearly all U.S. towns and is healthier than towns with similar incomes, but it has little public open land.

Natural hazardsHazard risk grade D−

Top of a very high hazard risk in Harbour Heights: hurricanes

73% of Harbour Heights’s expected losses from natural hazards come from hurricanes, followed by inland flooding at 20%. Paid flood insurance claims in the town since 1982: 115. One declared disaster, in 2004, has brought federal aid to Harbour Heights households.

92risk score of 100
FEMA risk score
92Very high riskLowerHigher
HurricanesInland flooding
115
paid flood claims since 1982
1
federal disasters paid out here

FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade C−

Most of Harbour Heights’ workers leave town for work

Harbour Heights has 306 jobs for its 1,236 working residents: even if every job went to a resident, most would still commute out.

The median commute is under 24 miles. Jobs based in Harbour Heights grew to 306 in 2023, 63 more than in 2013. Just 3% of the town’s working residents have a job in town. The top destinations are Port Charlotte (16%), Punta Gorda (9%) and Fort Myers (4%).

3%work in town
Harbour HeightsFlorida townsU.S. towns
Below the poverty line14%11%9.6%
Working residents who work in town2.7%5%8%
Median household income$65,000$73,000$80,000
Average trip to work27 minutes27 minutes25 minutes

Where working residents work

In Harbour Heights3%
Port Charlotte16%
Punta Gorda9%
Fort Myers4%
North Port3%
24 mi
median commute distance
306
jobs based in Harbour Heights
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 15% of U.S. towns

Census LEHD 2023 · ACS

Who lives here

Older than Florida overall

The share of residents in Harbour Heights who are 65 or older: 32%. Among adults 25 and older, 26% have a four-year degree or more, against 34% across Florida. For Harbour Heights, the median age is 56.1 years.

56.1median age · FL 42.6
Harbour HeightsFlorida townsU.S. towns
Median age56.1 years42.4 years40.5 years
Aged 65 or older32%20%18%
Under 1816%20%22%
Bachelor’s degree or more, 25+26%31%29%
Harbour HeightsFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma12%
High school24%
Some college25%
Associate’s13%
Bachelor’s20%
Graduate6%

Women and men · all residents

Somewhere between 35% and 59% women

The Census survey reached too few of Harbour Heights’ residents to say more: its margin here is ±11.7 points. Across Florida, 50.9% of residents are women.

Ages and education in Harbour Heights
Harbour HeightsFLU.S.
Under 1010.3%10.3%11.6%
10 to 175.5%9.2%10.3%
18 to 2410.3%8.1%9.1%
25 to 348.2%12.7%13.7%
35 to 445.1%12.7%13.2%
45 to 546.5%12.3%12.2%
55 to 6422.4%13.4%12.7%
65 to 7419.8%11.7%10.2%
75 and older12.1%9.6%7%
No diploma12.4%10.1%10.4%
High school23.6%27.2%26%
Some college25.2%18.5%19.1%
Associate’s13.2%10.1%8.8%
Bachelor’s19.9%21.3%21.6%
Graduate5.6%12.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,300, single groups can be off by several points

Climate

The climate in Harbour Heights brings mild winters and hot summers

The Punta Gorda 4 Ese weather station, 6 miles away, records that about 136 days a year reach 90°, more than in 99% of U.S. towns. January nights average 51.7°, milder than in 99% of U.S. towns; July afternoons average 92.1°.

For Harbour Heights, the January low is 52°F. Snow almost never falls.

92°summer high
Harbour HeightsFlorida townsU.S. towns
January low52°F51°F22°F
July high92°F91°F85°F

Typical low → high °F

Winter54–76°
Spring62–84°
Summer74–92°
Fall67–86°
+1.3°
vs. the 20th-century average
92°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HealthB−

Harbour Heights is healthier than 53% of U.S. towns

Against the 9,966 U.S. towns with household incomes like Harbour Heights’s, it is healthier than 73%, so its B− isn’t only a matter of income.

Among adults in Harbour Heights, 15% have diabetes. Of 31 CDC measures, Harbour Heights beats the Florida average on 11 and trails it on 7.

53%healthier than U.S. townsB−Health Grade
Harbour HeightsFlorida townsU.S. towns
High blood pressure (CDC PLACES)43%37%35%
Yearly checkup (CDC PLACES)82%79%79%
Diabetes (CDC PLACES)15%13%12%
Depression (CDC PLACES)17%18%23%
31 measures vs. Florida
11 better13 too close to call7 worse
What stands outHarbour HeightsFL
Fewer adults facing housing insecurity9.5%13.9%
Fewer uninsured adults11%15.9%
More adults who have had cancer13.4%9.1%
HCA Florida Fawcett Hospital
5.6 mi away · emergency room
1 of 3
care shortages: mental health
47th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

OutdoorsC−

In Harbour Heights, 0.6% of the land is conserved

Just 9 of its 1,557 acres are conserved, so there is little public open land in Harbour Heights itself; its outdoors grade is C−.

0.6 miles of trail in 1 park or preserve. Harbour Heights’ trail density is 0.3 miles per square mile. It has one park or preserve, 9 acres in all.

0.6%conserved
Harbour HeightsFlorida townsU.S. towns
Conserved land0.6%3%4.3%
Miles of trail per square mile0.3 miles per square mile0.40.4
0.6%
conserved · 9 of 1,557 acres
0.6 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Harbour Heights Park0.1 mi9

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D

A home in Harbour Heights sells for about $284K at the median

For households in Harbour Heights, the share who live in a home they own is 81%.

$284Kmedian sale price
4
homes sold in September

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Myakkahatchee Creek Environmental Park and 10 more within 40 miles

Museums, parks, gardens and other places to visit around Harbour Heights. Close and well known come first.

All 32 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Warm Mineral Springs: Blas0082, Public domain · Edison and Ford Winter Estates: Rolf Müller (User:Rolfmueller), CC BY-SA 3.0 · Cayo Costa State Park: https://www.flickr.com/photos/andrea_pauline/, CC BY-SA 2.0 · Myakka River State Park: Mx. Granger, CC0 · Siesta Beach: 4net, CC BY 3.0

Keep exploring

Everything we know about Harbour Heights

16pages on Harbour Heights
After high school

Colleges nearby

None within 15 miles of Harbour Heights; the nearest are

A commuter town

97% of working residents leave Harbour Heights for work

Where Harbour Heights’s working residents go each day. Line width shows the share.

16% → Port Charlotte Port Charlotte 16% 9% → Punta Gorda Punta Gorda 9% 4% → Fort Myers Fort Myers 4% 3% → North Port North Port 3% 3% → Cape Coral Cape Coral 3% 3% → Charlotte Harbor Charlotte Harbor 3% Harbour Heights · 3% stay
306jobs based in Harbour Heights
3%of working residents work in town
24 mimedian commute distance

Census LEHD 2023

About Harbour Heights

Census-designated place in Florida, United States

Harbour Heights is a census-designated place (CDP) in Charlotte County, Florida, United States. The population was 3,428 at the 2020 census, up from 2,987 at the 2010 census. It is part of the Punta Gorda, Florida Metropolitan Statistical Area, included in the North Port-Bradenton, Florida Combined Statistical Area.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.4 sq mi
Elevation
10 ft
Area code
941

Questions about Harbour Heights

Short answers, built from the data on this page.

Is Harbour Heights, FL a good place to live?

Harbour Heights grades D− overall, better than 4% of U.S. towns and #588 of 634 in Florida. It grades B− for health and B− for schools. Hazard risk is its weak spot, with a D−.

Is Harbour Heights, FL expensive?

Yes. The typical home is worth about $369,000, 2% below the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.