Guest, Sign inJoin

Post to Grant-Valkaria

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
US1 South in Grant-Valkaria (43137878721)Photo: formulanone from Huntsville, United States · CC BY-SA 2.0
D−Hazard risk
Natural hazards in Grant-Valkaria · FEMA

FEMA puts Grant-Valkaria’s expected hazard damage per building above that of 95% of U.S. towns, mostly from hurricanes

On FEMA’s National Risk Index, Grant-Valkaria gets a D− for hazard risk: higher expected damage per building than 95% of U.S. towns, #579 of 638 in Florida. Most of that expected damage is hurricanes (67%), then river and rain flooding (19%). Flood insurance has paid 21 claims here since 1999.

Hurricanes 67%River and rain flooding 19%Wildfire 11%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 95%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#579 of 638 in Florida
Hazard risk
D−#579 of 638
in Florida · higher than 95% of U.S. towns
Main hazard
Hurricanes
67% of expected building damage
Flood claims
21
paid since 1999 · $822K
Flooded more than once
5
properties · 2 “severe repetitive loss”
Disasters paid out here
4
of 29 declared for Brevard County

What stands out about Grant-Valkaria’s natural hazards

From FEMA’s model and FEMA’s records, below.

Wildfire: the top 2% of U.S. tractsFEMA’s building-damage rate for wildfire here ranks in the top 2% of U.S. census tracts; it is 11.2% of the damage it expects.Remembers 20177 flood claims were paid for 2017 alone, the most of any year.
By hazard

What Grant-Valkaria faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

67%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

19%of expected building damage
About average · lower than 60% of U.S. census tracts
Recorded about once every 1 years in the area

Wildfire

11%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Smaller shares here
 Tornadoes Coastal flooding top 4% Strong wind Lightning Hail Earthquakes Cold waves Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Grant-Valkaria’s grade

Hurricanes are 67% of the building damage FEMA expects in Grant-Valkaria, and Grant-Valkaria’s rate of hurricanes damage is in the top 3% of U.S. census tracts. Wildfire adds 11%, at a rate in the top 2% of U.S. census tracts.

Where Grant-Valkaria sits
Grant-Valkaria
Least damageMiddleMost damage

D− #579 of 638 in Florida; higher expected damage per building than 95% of U.S. towns (21,298).

Grant-Valkaria’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Hurricanes67%River and rain flooding19%Wildfire11%Everything else3%

The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Grant-Valkaria has more expected damage per building than 91% of Florida towns.

In dollars, FEMA expects about $4.4M a year in losses across Grant-Valkaria: $4.0M to buildings, the rest to people and crops.

A small-area figure. Grant-Valkaria covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Grant-Valkaria flood? Sometimes: 21 flood claims since 1999

Every paid claim on a federal flood insurance policy in Grant-Valkaria, from FEMA’s records: 9.5 per 1,000 homes, more than 73% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1999: 1 claim2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 5 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 1 claim2017: 7 claims2018: 0 claims2019: 1 claim2020: 0 claims2021: 0 claims2022: 4 claims2023: 0 claims2024: 1 claim2025: 1 claim2026: 0 claims200420172022
19992026
Biggest named events
  • Hurricane Irma6 claims · $174K
  • Hurricane Nicole2 claims · $26K
  • Hurricane Jeanne2 claims · $24K
21
paid claims since 1999
$822K
paid to owners
5
homes flooded more than once
$39K
average claim
Homes that flooded again and again
FEMA “severe repetitive loss” (2)Flooded 2+ times
of homes in flood zones are insured
of all homes are insured
No community discount

Grant-Valkaria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brevard County.
Disasters

4 federal disasters brought FEMA money to Grant-Valkaria

Disasters that paid out in Grant-Valkaria itself (aid to households or repair grants to the Town of Grant-Valkaria), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton7 households applied for aid$6K aid approved1 flood claim paid that year
  2. 2017Hurricane Irma43 households applied for aid$15K aid approved$90K to the Town of Grant-Valkaria for repairs6 flood claims paid for it, $174K
  3. 2016Hurricane Matthew2 households applied for aid$8K aid approved$30K to the Town of Grant-Valkaria for repairs1 flood claim paid for it, $19K
  4. 2008Tropical Storm Fay2 households applied for aid$11K to the Town of Grant-Valkaria for repairs
Disasters declared, by decade
Paid out in Grant-ValkariaBrevard County only

Brevard County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 4 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Brevard County, 1999–2008.

Were you here?

Old photos of Grant-Valkaria after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Grant-Valkaria archive →
Next door

Grant-Valkaria and its neighbors

Grant-Valkaria is 3rd of the 4 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Palm Bay: hazard risk DMalabar: hazard risk DMicco: hazard risk D−Palm BayMalabarMiccoGrant-Valkaria
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Palm BayDmore damage than 94%hurricanes151
MalabarDmore damage than 95%hurricanes14
Grant-ValkariaD−more damage than 95%hurricanes21
MiccoD−more damage than 96%hurricanes5

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Grant-Valkaria faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Grant-Valkaria

Is Grant-Valkaria at risk for natural disasters?

On FEMA’s National Risk Index, Grant-Valkaria has higher expected damage per building than 95% of U.S. towns: D− for hazard risk, #579 of 638 in Florida. Most of the expected damage is hurricanes (67%) and river and rain flooding (19%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Grant-Valkaria flood?

Flood insurance has paid 21 claims in Grant-Valkaria since 1999, $822K in all, or 9.5 per 1,000 homes, more than 73% of U.S. towns with a flood insurance record. 5 properties have flooded more than once. The most claims came from Hurricane Irma (6).

Is Grant-Valkaria in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Brevard County, 47% of homes in mapped flood zones carry federal flood insurance, and 11.8% of all homes do.

How much is flood insurance in Grant-Valkaria?

FEMA’s Community Rating System list shows no discount for Grant-Valkaria’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Grant-Valkaria?

By FEMA money that reached Grant-Valkaria, Hurricane Irma (2017): 43 households applied for aid, $15K approved, and $90K to the Town of Grant-Valkaria for repairs. By flood claims, Hurricane Irma: 6 paid, $174K.

Is Grant-Valkaria at risk from hurricanes?

It is the largest share of the building damage FEMA expects here (67%), and Grant-Valkaria’s rate for it is in the top 3% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Grant-Valkaria.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Grant-Valkaria’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.