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Fort Walton Beach City HallPhoto: Skye Marthaler · CC BY-SA 4.0
The Fort Walton Beach handbook

Living in Fort Walton Beach, FL: what to set up and who to call

Fort Walton Beach spans 2 ZIP codes; 32548 holds the most residents (84%). Fort Walton Beach Library, at 185 Miracle Strip Parkway Southeast, is the library in town.

I’m new in town

What to set up in Fort Walton Beach, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Fort Walton Beach.

Drinking water · reported to EPA

Water comes from City of Fort Walton Beach water system

The City of Fort Walton Beach water system supplies Fort Walton Beach: about 83% of residents live in its service area. Okaloosa Co.wtr.; Swr.system serves another 16%. It draws ground water (EPA lists Okaloosa Co.wtr. and SWR.SYSTEM as sellers) and serves 24,113 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 83% of the 3,525 systems serving 10,001–50,000 people.

Lead, 90th percentile1.7 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan–Dec 2023, was 1.7 ppb, below the 15 ppb action level that applied. That’s higher than 60% of similar systems’ latest results.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. FL1460144.

Internet

6 home internet providers serve Fort Walton Beach

97% of 8,061 addresses can get 100/20 Mbps; 82% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
Cox CommunicationsCable, Fiber94%2,000/100
AT&TFiber, Fixed wireless93%5,000/5,000
CenturyLinkDSL, Fiber22%60/5
LiveOak FiberFiber19%5,000/5,000
VerizonFixed wireless87%300/20
T-MobileFixed wireless32%100/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

Trash day in Fort Walton Beach is Monday, Tuesday, Thursday or Friday, depending on your street

Pickup days, the drop-off and recycling in Fort Walton Beach, from the town’s own site.

How trash works hereTown pickupTown crews pick up at the curbfwb.org
Trash dayMon, Tue, Thu or FriDepends on your addressLook up your day on fwb.org →
Pickup

Your pickup week

  • TrashEvery week, on your street’s day (Mon, Tue, Thu or Fri)Look up your day on fwb.org
  • RecyclingEvery week, day by address
  • Bulky itemsCall to book, Fri
What goes in the recycling bin

Accepted at the curb

  • Paper products (newspaper, magazines, copy paper, envelopes, etc)
  • Food and beverage cans
  • Glass bottles and containers
  • Flattened cardboard boxes
  • Plastic bottles and containers
  • "To go" paper and plastic cups
  • Plastic bottle caps and lids
Furniture, appliances and bulky itemsCall to book
What can be recycledThe town’s recycling pagefwb.org →

From fwb.org, the town’s official site, checked Oct 21, 2026. Rules change: the town’s page is the last word. .

Schools

Where your child goes to school

Public school districts and the school path by grade.

Fort Walton Beach kids go to
PK–53 elementary schoolsDepends on your address
6–83 middle schoolsDepends on your address
9–122 high schoolsDepends on your address

Fort Walton Beach is in Okaloosa County School District.

A−School gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Nov 2023; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 17, 2025.

ZIP codes & area codes

Fort Walton Beach spans 2 ZIP codes

ZIP codes where Fort Walton Beach residents live, with the share of the town in each.

ZIPPost office nameShare of Fort Walton BeachZIP’s residents in Fort Walton Beach
32548Fort Walton Beach, FL84%78%
32547Fort Walton Beach, FL16%10%

A few homes fall in 32569. 32549 is P.O. box or single-organization ZIP with no homes.

Area code850Wikidata

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Fort Walton Beach

Who supplies Fort Walton Beach’s drinking water, and has it had violations?

The City of Fort Walton Beach water system (EPA ID FL1460144). It reported no health-based violations to EPA in the five years to October 2026; 83% of systems its size had none. Its latest lead 90th percentile was 1.7 ppb (Jan–Dec 2023), against a 15 ppb action level.

What internet providers serve Fort Walton Beach?

Cox Communications, AT&T, CenturyLink, LiveOak Fiber, Verizon, T-Mobile (FCC, as of December 2025).

What ZIP codes are in Fort Walton Beach?

32548 (84%), 32547 (16%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is Fort Walton Beach in?

Okaloosa County School District.

How do I register to vote in Fort Walton Beach?

In Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before). Elections here are run by the Okaloosa Supervisor of Elections. Check your registration at registration.elections.myflorida.com.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Trash: Fort Walton Beach’s own website (fwb.org), read Oct 21, 2026, pickup and drop-off facts extracted and checked against the page they came from.
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 17, 2025 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.