Each edition grades its towns against each other only.
A town with more to fix than most. Its weakest subject is incomes (C−): the median household income is $62K, and 15% of residents live below the poverty line. Overall, Floral City earns a D, which places it 559th of 634 in Florida. Nationally, it does better than 8% of U.S. towns. It lags on hazard risk as well: FEMA rates its natural-hazard risk higher than 95% of U.S. communities, with hurricanes at the top. Where it does best is cost of living: a typical home costs about $270K, 4.8 years of the Homosassa Springs metro’s $57K median household income. Nearly two in five residents are 65 or older locally, above both Florida’s towns (20%) and U.S. towns (18%). Most errands need a car: it is less walkable than just over four fifths of U.S. towns.
Figures: home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index.
Each subject compared with towns across the country (schools within Florida), ordered by how far Floral City is from typical.
How TownRatings grades towns →
Census counts: 2,609 in 1990, 5,261 in 2020. The archive holds 6 old photos and papers going back to 2004 and a map from 1979 on.
1 place on the National Register of Historic Places.
Where Floral City’s working residents go each day. Line width shows the share.
Census LEHD 2023
Ordered by what stands out in Floral City.
Floral City trades lower home prices for longer drives to work, has a longer frost-free season than nearly all U.S. towns and sends most of its workers to Inverness and beyond.
FEMA puts 70% of Floral City’s expected hazard losses down to hurricanes, and 15% to inland flooding. Federal disaster aid has reached households in Floral City after 10 declared disasters, most recently in 2024.
FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
The Citrus school district runs its public schools. Its one school is below. Floral City’s only public school teaches 387 students.
| School | Level | Students | Letter |
|---|---|---|---|
| Floral City Elementary SchoolLargest public elementary schoolGrades PK–5 | Grades PK–5 | 387 | B− |
NCES · EDFacts · graded within FL on state tests and graduation
Among adults in Floral City, 31% get no exercise outside work. On the CDC’s 31 measures, Floral City is ahead of Florida on 10 and behind on 12. Two figures for adults in the town: 17% have diabetes, 45% have high blood pressure.
| Floral City | Florida towns | U.S. towns | |
|---|---|---|---|
| Frequent physical distress (CDC PLACES) | 19% | 15% | 14% |
| Diabetes (CDC PLACES) | 17% | 13% | 12% |
| High blood pressure (CDC PLACES) | 45% | 37% | 35% |
| Binge drink (CDC PLACES) | 12% | 15% | 16% |
| What stands out | Floral City | FL |
|---|---|---|
| Fewer adults facing housing insecurity | 10.1% | 13.9% |
| Fewer adults facing a utility shut-off | 6.6% | 8.6% |
| More adults with COPD | 13.2% | 7.2% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Floral City has 258 jobs for its 1,653 working residents: even if every job went to a resident, most would still commute out.
Since 2013, Floral City has lost 60 jobs, to 258 in 2023. Most working residents leave Floral City for work: only 3% work in town. The average trip to work for Floral City comes to 32 minutes. The top destinations are Inverness (13%), Spring Hill (4%) and Brooksville (4%).
| Floral City | Florida towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 32 minutes | 27 minutes | 25 minutes |
| Below the poverty line | 15% | 11% | 9.6% |
| Median household income | $62,000 | $73,000 | $80,000 |
| Working residents who work in town | 2.9% | 5% | 8% |
Census LEHD 2023 · ACS
Homes are within reach (about $270K for the typical one, B for cost of living), but half of working residents commute more than 24 miles.
Floral City: 92% of households are owner-occupiers. The typical Floral City home is worth about $270,000, up 1.7% in a year, 28% below the Florida typical home. Homes sold in Floral City spent a median 73 days on the market.
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
The Brooksville Chin Hill weather station, 7 miles away, records that the frost-free season runs about 329 days, longer than in 96% of U.S. towns. January nights average 45.8°, milder than in 97% of U.S. towns; July afternoons average 91.2°.
In Floral City, the January low is 46°F. It almost never snows.
| Floral City | Florida towns | U.S. towns | |
|---|---|---|---|
| January low | 46°F | 51°F | 22°F |
| July high | 91°F | 91°F | 85°F |
NOAA U.S. Climate Normals, 1991–2020
Floral City’s concentration of trails comes in at 0.1 miles per square mile. There are 2.9 miles of trail across 3 parks and preserves. The biggest park or preserve is Floral Park, at 42 acres.
| Floral City | Florida towns | U.S. towns | |
|---|---|---|---|
| Miles of trail per square mile | 0.1 miles per square mile | 0.4 | 0.4 |
| Conserved land | 0.9% | 3% | 4.3% |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Floral Park | — | 42 |
| 2. Headquarters Tract - Withlacoochee State Forest | 0.1 mi | 5 |
| 3. Withlacoochee State Forest | — | 5 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Floral City is unincorporated, so Citrus County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
None within 15 miles of Floral City; the nearest are
About 1 of every 100 Floral City residents are enrolled in college, against 6 across Florida.
Census-designated place in Florida, US
Floral City is a census-designated place (CDP) in Citrus County, Florida, United States. The population was 5,261 at the 2020 census, up from 5,217 at the 2010 census. It is part of the Homosassa Springs, Florida Metropolitan Statistical Area. The community is home to the Floral City Heritage Hall Museum and hosts the Floral City Heritage Days the first weekend in December. The area has a history of phosphate mining and includes historic homes.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
Short answers, built from the data on this page.
Floral City grades D overall, better than 8% of U.S. towns and #559 of 634 in Florida. It grades C− for health and C for schools. Hazard risk is its weak spot, with a D−.
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.
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