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NB US 19-98 Crystal River Sign
Florida›Citrus County

Crystal RiverFL

A town of 3,618, settled in 1857.

1 bordering townMap →
Photo: DanTD · CC BY-SA 3.0
Photo of Crystal River

Crystal River, FL · Photo: DanTD · CC BY-SA 3.0 · Source ↗

Is Crystal River a good place to live?

Crystal River grades D overall, 573rd among Florida's 634 graded towns, mostly because of incomes. The median household income is $54K, and 18% of residents live below the poverty line. In its favor, it is more walkable than 94% of U.S. towns. Crystal River’s average trip to work is 14 minutes, below both Florida’s towns (27 minutes) and U.S. towns (25 minutes). Only 29 of Florida’s 779 towns score lower on hazard risk. The biggest place to walk is Crystal River Preserve State Park, 1,015 acres with 3.4 miles of trail.

What makes Crystal River stand out

Where Crystal River beats most towns, and one thing worth knowing.

By the sea

Crystal River lives by the ocean

Coastal flooding makes up 31% of the storm damage FEMA expects here.

18.1% of homes are seasonal or vacation homes, so the town is fuller in summer than its census count suggests.

31%of expected storm damage is coastal flooding
100thpercentile for coastal flood risk nationally
1,962paid flood-insurance claims since 1978
11storm & flood disasters paid out here

FEMA National Risk Index · OpenFEMA · OpenStreetMap

How Crystal River grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Crystal River is from typical.

How grading works

Its grades run from A for walkability (better than 94% of comparable towns) to D− for hazard risk (better than 2%), so the D overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Crystal River Indian Mounds
Crystal River Indian Mounds · National Register of Historic Places
Crystal River’s story

169 years in pictures

Crystal River Indian Mounds is a National Historic Landmark, the National Register’s top tier.

Census counts: 208 in 1890, 3,396 in 2020. The archive holds 12 old photos and papers going back to 2003 and a map from 1954 on.

2 places on the National Register of Historic Places.

  • 1857Crystal River is settled
Explore the history →
Getting set up

Moving to Crystal River: who provides what

Who provides power, water and the rest in Crystal River, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Crystal River water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Crystal River’s trash rules yet
SchoolsCitrus County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereCitrus Supervisor of ElectionsCitrus County; contacts on the Handbook page.FVAP, Nov 2023
ZIP codes34429, 3442834429 52% · 34428 48%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Crystal River.

Crystal River draws workers from Homosassa Springs and beyond, has a longer frost-free season than nearly all U.S. towns and is healthier than towns with similar incomes.

Who lives here

47% of residents are 65 or older

People 65 and older are 47% of residents (21% statewide); adults 35 to 64 are 26% of residents (38% statewide). Crystal River’s median age is 62 years. 31% of adults 25 and older have a bachelor’s degree or more, vs 34% across Florida.

62median age · FL 42.6
Crystal RiverFlorida townsU.S. towns
Median age62 years42.4 years40.5 years
Under 1811%20%22%
Crystal RiverFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma15%
High school31%
Some college15%
Associate’s8%
Bachelor’s23%
Graduate8%

Women and men · all residents

50% women, 50% men

That’s an even split within the survey’s margin of ±5.1 points. Across Florida, 50.9% of residents are women.

Ages and education in Crystal River
Crystal RiverFLU.S.
Under 106.2%10.3%11.6%
10 to 175.1%9.2%10.3%
18 to 241.4%8.1%9.1%
25 to 3414.5%12.7%13.7%
35 to 447.6%12.7%13.2%
45 to 547.2%12.3%12.2%
55 to 6411.5%13.4%12.7%
65 to 7420.1%11.7%10.2%
75 and older26.5%9.6%7%
No diploma14.8%10.1%10.4%
High school30.9%27.2%26%
Some college15.3%18.5%19.1%
Associate’s8.2%10.1%8.8%
Bachelor’s23.1%21.3%21.6%
Graduate7.6%12.9%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 3,600, single groups can be off by several points

SchoolsC

Crystal River’s schools rank behind 67% of Florida districts

Its public schools are run by the Citrus school district. Two of its 4 schools are below, each with why it’s listed. The largest public high school is Crystal River High School, with 1,293 students.

33%of FL districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Crystal River Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8906B−
Crystal River High SchoolLargest public high schoolGrades 9–12Grades 9–121,293C

NCES · EDFacts · graded within FL on state tests and graduation

Work & commuteJobs & income grade D

About one in ten working residents works right in Crystal River

3,348 jobs are based in Crystal River, 2.8 for every working resident, so most of the people who work here commute in. The average commute takes 14 minutes, against 28 across Florida.

Most working residents leave Crystal River for work: only 10% work in town. Jobs based in Crystal River grew to 3,348 in 2023, 1,015 more than in 2013. The top destinations are Inverness (10%), Ocala (6%) and Homosassa Springs (3%).

10%work in town
Crystal RiverFlorida townsU.S. towns
Median household income$54,000$73,000$80,000
Working residents who work in town10%5%8%

Where working residents work

In Crystal River10%
Inverness10%
Ocala6%
Homosassa Springs3%
Lecanto3%
30 mi
median commute distance
3,348
jobs based in Crystal River
A job hub
jobs vs. working residents
A
Walkability grade: more walkable than 94% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade D−

In Crystal River, the FEMA risk score runs higher than in the typical Florida or U.S. town

1,962 flood insurance claims have been filed here, and 366 properties have flooded more than once.

The FEMA risk score in Crystal River is 98 of 100. Since 1978, 1,962 flood insurance claims have been paid out in Crystal River.

98risk score of 100
FEMA risk score
98Very high riskLowerHigher
HurricanesCoastal floodingInland flooding
1,962
paid flood claims since 1978
11
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsA

Conserved land covers 20.9% of Crystal River

4.3 miles of trail in 9 parks and preserves.

#228for trails in FL
20.9%
conserved · 1,168 of 5,589 acres
4.3 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Crystal River Preserve State Park3.4 mi1,015
2. Three Sisters Springs0.1 mi60
3. Bicentennial Park0.1 mi41

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C−

Crystal River stands out in Florida and nationally, with the median rent lower than most

The typical value, about $268K, is 8% below its June 2024 peak.

61% of households own their home in Crystal River. The typical Crystal River home is worth about $268,000, down 0.6% in a year, 29% below the Florida typical home.

$268KZillow home value
Crystal RiverFlorida townsU.S. towns
Median rent$880 a month$1,647 a month$1,185 a month
Households that own their home61%72%73%

Typical home value

Crystal River$268K
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
85
days on market
93.7%
sale-to-list price
−0.6%
value change, 1 year
11
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthC

On CDC estimates, Crystal River is less healthy than 67% of U.S. towns

Against the 7,235 U.S. towns with household incomes like Crystal River’s, it is healthier than 61%, so its C isn’t only a matter of income.

Crystal River beats the Florida average on 10 of 31 CDC measures and trails it on 12. 11% of Crystal River adults binge drink.

33%healthier than U.S. townsCHealth Grade
Crystal RiverFlorida townsU.S. towns
Binge drink (CDC PLACES)11%15%16%
High blood pressure (CDC PLACES)45%37%35%
Diabetes (CDC PLACES)17%13%12%
Yearly checkup (CDC PLACES)84%79%79%
31 measures vs. Florida
10 better9 too close to call12 worse
What stands outCrystal RiverFL
Fewer adults facing housing insecurity9.8%13.9%
Fewer uninsured adults11.4%15.9%
More adults with COPD12.3%7.2%
HCA Florida Citrus Hospital
16.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
29th
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

Mild winters and hot summers in Crystal River

The Brooksville Chin Hill weather station, 24 miles away, records that the frost-free season runs about 329 days, longer than in 96% of U.S. towns. January nights average 47.2°, milder than in 98% of U.S. towns; July afternoons average 90.8°.

Crystal River has warm winters and warm summers, with plenty of rain. Snow is almost unheard of.

91°summer high
Crystal RiverFlorida townsU.S. towns
January low47°F51°F22°F
July high91°F91°F85°F

Typical low → high °F

Winter49–69°
Spring61–81°
Summer74–90°
Fall64–82°
+1.3°
vs. the 20th-century average
91°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Keep exploring

Everything we know about Crystal River

19pages on Crystal River
After high school

Colleges nearby

None within 15 miles of Crystal River; the nearest are

A job hub

Every workday, about 3,228 people come to Crystal River for work

Where Crystal River’s working residents go each day. Line width shows the share.

10% → Inverness Inverness 10% 6% → Ocala Ocala 6% 3% → Homosassa Springs Homosassa Springs 3% 3% → Lecanto Lecanto 3% 3% → Spring Hill Spring Hill 3% 2% → Jacksonville Jacksonville 2% Crystal River · 10% stay
3,348jobs based in Crystal River
10%of working residents work in town
30 mimedian commute distance

Census LEHD 2023

Landmarks

2 places in Crystal River on the National Register of Historic Places.

All landmarks →

About Crystal River

City in Florida, United States

Official town website ↗

Crystal River is a city in Citrus County, Florida, United States. The population was 3,396 in the 2020 census, up from 3,108 at the 2010 census. It is part of the Homosassa Springs, Florida Metropolitan Statistical Area. The city was incorporated in 1903 and is the self-professed "Home of the Manatee". Crystal River Preserve State Park is located nearby, and Crystal River Archaeological State Park is located in the city's northwest side. Crystal River is at the heart of the Nature Coast of Florida. The city is situated around Kings Bay, which is spring-fed so it keeps a constant 72 °F (22 °C) temperature year-round. A cluster of 50 springs designated as a first-magnitude system feeds Kings …

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
8.0 sq mi
Elevation
7 ft
ZIP code
34423, 34428, 34429
Area code
352

Crystal River’s neighbors

One town shares a border with Crystal River.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Crystal River#573DC−—CC
Homosassa Springs#562DB+—CC−

Crystal River and Homosassa Springs report no FBI crime data of their own. Compare Crystal River with a neighbor →

Questions about Crystal River

Short answers, built from the data on this page.

Is Crystal River, FL a good place to live?

Crystal River grades D overall, better than 6% of U.S. towns and #573 of 634 in Florida. It grades C for health and C for schools. Hazard risk is its weak spot, with a D−.

Is Crystal River, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.

What is Crystal River, FL known for?

2 notable people were born here, including Royce Goodbread and Ricky Feacher.