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Cinco Bayou Town Hall
Florida›Okaloosa County

Cinco BayouFL

A town of 473, platted in 1940. A regional job hub with 493 jobs.

1 bordering townMap →
Photo: Skye Marthaler · CC BY-SA 4.0
Photo of Cinco Bayou

Cinco Bayou, FL · Photo: Skye Marthaler · CC BY-SA 4.0 · Source ↗

Is Cinco Bayou a good place to live?

Cinco Bayou’s average trip to work is 18 minutes, against 27 minutes in Florida’s towns and 25 minutes across U.S. towns. Cinco Bayou’s density of trails is 1.0 miles per square mile, where Florida’s towns sit at 0.4 and U.S. towns at 0.4. Cinco Bayou has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Cinco Bayou stand out

Where Cinco Bayou beats most towns.

Small town

473 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Fort Walton BeachFort Walton BeachCinco Bayou
Cinco Bayou Town Hall
Cinco Bayou Town Hall, 2014
Cinco Bayou’s story

86 years in pictures

Census counts: 643 in 1960, a low of 202 in 1980, 457 in 2020. The archive holds 2 old photos and papers going back to 2004 and 5 maps from 1938 on.

  • 1940Cinco Bayou is platted
Explore the history →
Nearby attractions

Gulf Islands National Seashore and 9 more within 40 miles

Museums, parks, gardens and other places to visit around Cinco Bayou. Close and well known come first.

All 18 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Gulf Islands National Seashore: National Park Service, Public domain · Air Force Armament Museum: Greg Goebel, CC BY-SA 2.0 · Pensacola Museum of History: User:TheCustomOfLife, Public domain · Pensacola Museum of Art: Ebyabe, CC BY-SA 3.0 · Baker Block Museum: Ebyabe, CC BY-SA 3.0

Getting set up

Moving to Cinco Bayou: who provides what

Who provides power, water and the rest in Cinco Bayou, and how to reach them.

The full setup list →
WaterCity of Fort Walton Beach water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers86% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Cinco Bayou’s trash rules yet
SchoolsOkaloosa County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereOkaloosa Supervisor of ElectionsOkaloosa County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3254832548 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Cinco Bayou.

Work & commute

With 2.5 jobs for every working resident, Cinco Bayou draws in 490 commuters

The share of workers in Cinco Bayou who do their job from home: 8%. Just 2% of the town’s working residents have a job in town. The top destinations are Fort Walton Beach (30%), Destin (9%) and Wright (5%).

2%work in town
Cinco BayouFlorida townsU.S. towns
Work from home8%14%11%
Working residents who work in town1.5%5%8%
Median household income$85,000$73,000$80,000
Below the poverty line12%11%9.6%

Where working residents work

In Cinco Bayou2%
Fort Walton Beach30%
Destin9%
Wright5%
Miramar Beach4%
5 mi
median commute distance
493
jobs based in Cinco Bayou
A job hub
jobs vs. working residents

Census LEHD 2023 · ACS

Schools

The schools Cinco Bayou’s kids attend

Its one school is below.

SchoolLevelStudentsLetter
Cinco Christain School PrivateLargest elementary schoolGrades PK–5Grades PK–5247–

NCES · EDFacts

Natural hazards

Cinco Bayou has a very high natural-hazard risk, chiefly from hurricanes

For Cinco Bayou, the FEMA risk score is 84 of 100. Expected losses in Cinco Bayou break down as 67% from hurricanes and 16% from inland flooding. Also worth knowing: households here have drawn federal disaster aid in 3 declared disasters, most recently in 2014.

84risk score of 100
FEMA risk score
84Very high riskLowerHigher
HurricanesInland floodingTornadoes
4
paid flood claims since 1988
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Who lives here

More young adults than Florida overall

The age of the median resident in Cinco Bayou is 43.9 years. Adults 18 to 34 are 31% of residents (21% statewide); children under 18 are 11% of residents (20% statewide). In Cinco Bayou, 40% of adults 25 and older hold a bachelor’s degree or more. This Florida town has grown 2.8% since 2020, to 473 residents in the Census Bureau’s 2025 estimate.

43.9median age · FL 42.6
Cinco BayouFlorida townsU.S. towns
Bachelor’s degree or more, 25+40%31%29%
Median age43.9 years42.5 years40.5 years
Cinco BayouFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school34%
Some college14%
Associate’s6%
Bachelor’s21%
Graduate19%

Women and men · all residents

45% women, 55% men

That’s an even split within the survey’s margin of ±7.8 points. Across Florida, 50.9% of residents are women.

Ages and education in Cinco Bayou
Cinco BayouFLU.S.
Under 106.9%10.3%11.6%
10 to 174.3%9.2%10.3%
18 to 2410.8%8.1%9.1%
25 to 3420.5%12.7%13.7%
35 to 448%12.7%13.2%
45 to 5414.6%12.3%12.2%
55 to 6416.6%13.4%12.7%
65 to 749.7%11.7%10.2%
75 and older8.5%9.6%7%
No diploma7.2%10.1%10.4%
High school33.7%27.2%26%
Some college13.9%18.5%19.1%
Associate’s5.5%10.1%8.8%
Bachelor’s21.3%21.3%21.6%
Graduate18.5%12.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 500, single groups can be off by several points

Climate

Mild winters and hot summers in Cinco Bayou

July afternoons reach 90°, January nights drop to 43° and snow is almost unheard of.

90°summer high

Typical low → high °F

Winter45–63°
Spring59–76°
Summer74–89°
Fall61–79°
Dec 28
typical first frost
Feb 5
typical last frost
+0.6°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Cinco Bayou is

For adults 18 to 64 in Cinco Bayou, the share who have no health insurance is 11%. Among adults locally, 19% have been diagnosed with depression and 76% had a checkup this year.

Cinco BayouFlorida townsU.S. towns
Binge drink (CDC PLACES)17%15%16%
Depression (CDC PLACES)19%18%23%
Yearly checkup (CDC PLACES)76%79%79%
Frequent physical distress (CDC PLACES)13%15%14%
31 measures vs. Florida
10 better21 too close to call0 worse
What stands outCinco BayouFL
Fewer uninsured adults11.3%15.9%
Fewer older adults who have lost all their teeth9.7%12.7%
HCA Florida Fort Walton-Destin Hospital
2.5 mi away · emergency room
1 of 3
care shortages: mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

Open space protected for good: 1.4% of Cinco Bayou

Count the trails in 4 parks and preserves and they come to 0.2 miles.

1.4%conserved
1.4%
conserved · 2 of 112 acres
0.2 mi
of trails · 1 per sq mi
Biggest places to walkTrailsAcres
1. Glenwood Park and Nature Trail0.1 mi9
2. Cinco Bayou Laguna Park—1
3. Winn Davis Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Housing

The median home in Cinco Bayou sells for about $272K

Among households in Cinco Bayou, 65% live in a home they own. For Cinco Bayou, the typical rent is $1,643 a month.

$272Kmedian sale price
Cinco BayouFlorida townsU.S. towns
Households that own their home65%72%73%
Median rent$1,643 a month$1,647 a month$1,185 a month
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Cinco Bayou

18pages on Cinco Bayou
After high school

Colleges nearby

1 within 15 miles of the center of Cinco Bayou

A job hub

Every workday, about 490 people come to Cinco Bayou for work

Where Cinco Bayou’s working residents go each day. Line width shows the share.

30% → Fort Walton Beach Fort Walton Beach 30% 9% → Destin Destin 9% 5% → Wright Wright 5% 4% → Miramar Beach Miramar Beach 4% 3% → Niceville Niceville 3% 3% → Mary Esther Mary Esther 3% Cinco Bayou · 2% stay
493jobs based in Cinco Bayou
2%of working residents work in town
5 mimedian commute distance

Census LEHD 2023

About Cinco Bayou

Town in Florida, United States

Cinco Bayou is a town in Okaloosa County, Florida, United States. The Town of Cinco Bayou is part of the Crestview–Fort Walton Beach–Destin, Florida Metropolitan Statistical Area. The population was 457 at the 2020 census, up from 383 at the 2010 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1950
Area
0.2 sq mi
Elevation
13 ft

Questions about Cinco Bayou

Short answers, built from the data on this page.

Is Cinco Bayou, FL a good place to live?

Cinco Bayou has fewer than 1,000 residents, too few for fair grades; the figures below are still real.