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View of Destin, Florida from the Destin Harbor
Florida›Okaloosa County

DestinFL

A town of 14,046, settled in 1896.

Trash day: look up yours
1 bordering townMap →
Photo: Destin Vacation Boat Rentals · CC BY 2.0
Photo of Destin

Destin, FL · Photo: Destin Vacation Boat Rentals · CC BY 2.0 · Source ↗

Is Destin a good place to live?

For most people who can afford it, yes. Destin grades B overall, 73rd among Florida's 634 graded towns. It is healthier than 83% of U.S. towns and its schools rank ahead of 76% of Florida towns. The catch is cost: homes are expensive, about $617K for a typical one and 7.5 times the Crestview metro’s $82K median household income. 27% of working residents work locally in Destin, above both the Florida town median (5%) and the median of U.S. towns (8%). FEMA rates its natural-hazard risk higher than 84% of U.S. communities, with hurricanes at the top. Henderson Beach State Park, at 217 acres with 1.2 miles of trail, is the biggest park or preserve.

What makes Destin stand out

Where Destin beats most towns.

A growing town

Destin has grown 13% since 2010

12,305 counted in 2010 and 13,931 in 2020; an estimated 14,046 in 2025.

Growth has leveled off: within 1% of 2020, after 13.2% in the decade before.

12,3052010
13,9312020
14,0462025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Destin grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Destin is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Destin Beach Okaloosa Island Florida USA
Destin Beach Okaloosa Island Florida USA, 2004
Destin’s story

130 years in pictures

Census counts: 8,080 in 1990, 13,931 in 2020. The archive holds 12 old photos and papers going back to 2004 and 5 maps from 1938 on.

  • 1896Destin is settled
Explore the history →
Nearby attractions

Gulf Islands National Seashore and 6 more within 40 miles

Museums, parks, gardens and other places to visit around Destin. Close and well known come first.

All 17 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Gulf Islands National Seashore: National Park Service, Public domain · Air Force Armament Museum: Greg Goebel, CC BY-SA 2.0 · Man in the Sea Museum: Ebyabe, CC BY-SA 3.0 · Baker Block Museum: Ebyabe, CC BY-SA 3.0 · Heritage Museum of Northwest Florida: Ebyabe, CC BY-SA 3.0

Getting set up

Moving to Destin: who provides what

Who provides power, water and the rest in Destin, and how to reach them.

The full setup list →
WaterDestin Water Users, Inc.No health-based violations in 5 years · EPAEPA
Internet6 providers98% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressTown’s hauler · day by addressTown site
SchoolsOkaloosa County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereOkaloosa Supervisor of ElectionsOkaloosa County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3254132541 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Destin.

Destin draws workers from Fort Walton Beach and beyond and has a longer frost-free season than nearly all U.S. towns, but it has homes that cost more against local pay than most of Florida.

HousingCost of living grade D

Destin’s grade for cost of living is a D

At 7.5 years of the Crestview metro’s $82K median household income, the typical home (about $617K) costs more against local pay than in 87% of Florida towns; that ratio is one input to its D for cost of living. The typical value, about $617K, is 11% below its July 2023 peak.

The median rent in Destin is $1,936 a month. The typical Destin home is worth about $617,000, up 2% in a year, 64% above the Florida typical home.

$617KZillow home value
DestinFlorida townsU.S. towns
Median rent$1,936 a month$1,647 a month$1,185 a month
Households that own their home70%72%73%

Typical home value

Destin$617K
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
78
days on market
94.8%
sale-to-list price
+2%
value change, 1 year
60
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SchoolsA−

Destin’s grade for schools is an A−

Its public schools are run by the Okaloosa school district. Its one school is below.

76%of FL districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Destin Elementary SchoolLargest public elementary schoolGrades PK–4Grades PK–4910A

NCES · EDFacts · graded within FL on state tests and graduation

Work & commuteJobs & income grade B+

About one in four working residents works right in Destin

12,250 jobs are based in Destin, 2.1 for every working resident, so most of the people who work here commute in.

About one in 4 of Destin’s working residents works in town. Since 2013, Destin has added 1,523 jobs, to 12,250 in 2023. 7.4% of residents live below the poverty line in Destin.

27%work in town
DestinFlorida townsU.S. towns
Work from home16%14%11%
Below the poverty line7.4%11%9.6%
Median household income$89,000$73,000$80,000
Average trip to work26 minutes27 minutes25 minutes

Where working residents work

In Destin27%
Miramar Beach10%
Fort Walton Beach10%
Wright3%
Niceville2%
8 mi
median commute distance
12,250
jobs based in Destin
A job hub
jobs vs. working residents
A−
Walkability grade: more walkable than 83% of U.S. towns

Census LEHD 2023 · ACS

HealthA−

Destin’s grade for health is an A−

Its widest gap with Florida is no health insurance: 9.7% of those 18–64 have no health insurance, against 15.9% statewide.

17% of Destin adults binge drink. Destin beats the Florida average on 17 of 31 CDC measures and trails it on 0. 20% of Destin adults get no exercise outside work.

83%healthier than U.S. townsA−Health Grade
DestinFlorida townsU.S. towns
Binge drink (CDC PLACES)17%15%16%
Get no exercise (CDC PLACES)20%25%25%
Diabetes (CDC PLACES)10%13%12%
Fair or poor health (CDC PLACES)15%20%19%
31 measures vs. Florida
17 better14 too close to call0 worse
What stands outDestinFL
Fewer uninsured adults9.7%15.9%
Fewer adults facing food insecurity10.4%16.8%
96th Medical Group (Eglin Afb)
6.7 mi away · emergency room
1 of 3
care shortages: mental health
83rd
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade D

Destin faces a very high natural-hazard risk, led by hurricanes

1,204 flood insurance claims have been filed here, and 230 properties have flooded more than once.

Since 1991, 1,204 flood insurance claims have been paid out in Destin.

84risk score of 100
FEMA risk score
84Very high riskLowerHigher
HurricanesInland floodingTornadoes
1,204
paid flood claims since 1991
9
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsB+

5.9% of Destin is conserved land

3.3 miles of trail in 10 parks and preserves.

#249for trails in FL
DestinFlorida townsU.S. towns
Conserved land5.9%3%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
5.9%
conserved · 284 of 4,849 acres
3.3 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Henderson Beach State Park1.2 mi217
2. James Lee Park0.3 mi7
3. Dalton G. Threadgill Park0.1 mi5

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Destin has mild winters and hot summers

The Niceville weather station, 9 miles away, records that the frost-free season runs about 253 days, longer than in 96% of U.S. towns. The Niceville weather station, 9 miles away, records that about 52 days a year reach 90°: more than most of the country, but fewer than 95% of Florida places with climate records.

Destin has warm winters and warm summers, with plenty of rain. Destin’s July high is 90°F.

90°summer high

Typical low → high °F

Winter45–63°
Spring59–76°
Summer74–89°
Fall61–79°
Dec 28
typical first frost
Feb 5
typical last frost
+0.7°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Keep exploring

Everything we know about Destin

19pages on Destin
After high school

Colleges nearby

1 within 15 miles of the center of Destin

A job hub

Every workday, about 10,629 people come to Destin for work

Where Destin’s working residents go each day. Line width shows the share.

10% → Miramar Beach Miramar Beach 10% 10% → Fort Walton Beach Fort Walton Beach 10% 3% → Wright Wright 3% 2% → Niceville Niceville 2% 2% → Pensacola Pensacola 2% 2% → Tallahassee Tallahassee 2% Destin · 27% stay
12,250jobs based in Destin
27%of working residents work in town
8 mimedian commute distance

Census LEHD 2023

Famous people from Destin

3 notable people were born in Destin.

See all 3 →

About Destin

City in Florida, United States

Official town website ↗

Destin is a city located in Okaloosa County, Florida, United States. It is a principal city of the Crestview–Fort Walton Beach–Destin, Florida metropolitan statistical area. Its population was 13,931 at the 2020 census, up from 12,305 at the 2010 census. Located on Florida's Emerald Coast, Destin is known for its white beaches and emerald green waters. Originating as a small fishing village, it is now a popular tourist destination. According to the Florida Department of Environmental Protection, over 80% of the Emerald Coast's 4.5 million visitors each year visit Destin. The city styles itself "the World's Luckiest Fishing Village" and claims to have the largest fishing vessel fleet in Flor…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1984
Area
8.5 sq mi
Elevation
26 ft
ZIP code
32540–32541, 32540, 32541
Area code
850

Destin’s neighbors

One town shares a border with Destin.

Explore the map →
How the neighbors grade
TownFL rankOverallCostSafetySchoolsHealth
Destin#73BD—A−A−
Miramar Beach#85BD−—AA−

Destin and Miramar Beach report no FBI crime data of their own. Compare Destin with a neighbor →

Questions about Destin

Short answers, built from the data on this page.

Is Destin, FL a good place to live?

For most people who can afford it, yes. Destin grades B overall, better than 62% of U.S. towns and #73 of 634 in Florida. It grades A− for health and A− for schools. Cost of living is its weak spot, with a D.

Is Destin, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Destin, FL known for?

3 notable people were born here, including James Uthmeier and Chris Parrish.