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Cypress LodgeCypress Lodge · Photo: Ebyabe · CC BY-SA 3.0
–Not graded
Natural hazards in Canal Point · FEMA

Storms, floods and disasters in Canal Point

Canal Point isn’t graded for hazard risk: Canal Point has 207 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 29 declared for Palm Beach County
By hazard

What Canal Point faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

74%of expected building damage
Well above average · in the top 7% of U.S. census tracts
Recorded about once every 3 years in the area

River and rain flooding

21%of expected building damage
Well below average · lower than 98% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Wildfire Lightning top 2% Cold waves Strong wind Landslides Hail Earthquakes Heat waves
FEMA models no building damage here
Coastal floodingWinter stormsIce stormsAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 13% of Canal Point’s expected losses. Cold waves do little damage to buildings (0.2%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Canal Point flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Canal Point. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Canal Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Palm Beach County.
Disasters

7 federal disasters brought FEMA money to Canal Point

Disasters that paid out in Canal Point itself (aid to households or repair grants to Canal Point), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton23 households applied for aid$37K aid approved
  2. 2022Hurricane Ian31 households applied for aid$7K aid approved
  3. 2017Hurricane Irma128 households applied for aid$57K aid approved
  4. 2005Hurricane Wilma152 households applied for aid$308K aid approved
  5. 2004Hurricane Jeanne165 households applied for aid$461K aid approved
  6. 2004Hurricane Ivan3 households applied for aid$738 aid approved
Show all 7
  1. 2004Hurricane Frances160 households applied for aid$386K aid approved
Disasters declared, by decade
Paid out in Canal PointPalm Beach County only

Palm Beach County has had 29 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Palm Beach County, 1999–1999.

Were you here?

Old photos of Canal Point after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Canal Point archive →
Be ready

Get ready for what Canal Point faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Canal Point

Is Canal Point in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Palm Beach County, 43% of homes in mapped flood zones carry federal flood insurance, and 13.0% of all homes do.

How much is flood insurance in Canal Point?

FEMA’s Community Rating System list shows no discount for Canal Point’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Canal Point?

By FEMA money that reached Canal Point, Hurricane Jeanne (2004): 165 households applied for aid, $461K approved.

Storm stories

Memories, warnings and help from neighbors in Canal Point.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Canal Point’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.