FEMA puts Boulevard Gardens’s expected hazard damage per building above that of 80% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Boulevard Gardens gets a C− for hazard risk: higher expected damage per building than 80% of U.S. towns. Most of that expected damage is river and rain flooding (52%), then hurricanes (47%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Boulevard Gardens faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Boulevard Gardens’ grade
River and rain flooding is 52% of the building damage FEMA expects in Boulevard Gardens, and Boulevard Gardens’ rate of river and rain flooding damage is higher than 66% of U.S. census tracts. Hurricanes add 47%, at a rate in the top 7% of U.S. census tracts.
C− higher expected damage per building than 80% of U.S. towns (21,298).
All of Boulevard Gardens’ residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $329K a year in losses across Boulevard Gardens: $271K to buildings, the rest to people and crops.
Does Boulevard Gardens flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Boulevard Gardens. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Boulevard Gardens isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Broward County.The storms Boulevard Gardens remembers
None of the 32 disasters declared for Broward County shows FEMA aid or repair money reaching Boulevard Gardens itself in FEMA’s records, so these are its biggest flood-claim years.
Broward County has had 32 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Broward County, 1999–1999.
Boulevard Gardens and its neighbors
Boulevard Gardens has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Boulevard Gardens | C−more damage than 80% | river and rain flooding | 0 |
| Lauderhill | C−more damage than 81% | river and rain flooding | 1,021 |
| Fort Lauderdale | Dmore damage than 86% | river and rain flooding | 3,894 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Boulevard Gardens faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Boulevard Gardens
Is Boulevard Gardens at risk for natural disasters?
On FEMA’s National Risk Index, Boulevard Gardens has higher expected damage per building than 80% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (52%) and hurricanes (47%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Boulevard Gardens in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Broward County, 76% of homes in mapped flood zones carry federal flood insurance, and 19.2% of all homes do.
How much is flood insurance in Boulevard Gardens?
FEMA’s Community Rating System list shows no discount for Boulevard Gardens’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Boulevard Gardens at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (52%), and Boulevard Gardens’ rate for it is higher than 66% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Boulevard Gardens.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Boulevard Gardens’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.