For strong wind, Azalea Park’s building-damage rate is in the top 2% of U.S. census tracts
On FEMA’s National Risk Index, Azalea Park gets a B− for hazard risk: lower expected damage per building than 52% of U.S. towns, #32 of 638 in Florida. Most of that expected damage is river and rain flooding (55%), then hurricanes (26%). Flood insurance has paid 28 claims here since 2008.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Azalea Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Strong wind
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Azalea Park’s grade
River and rain flooding is 55% of the building damage FEMA expects in Azalea Park, and Azalea Park’s rate of river and rain flooding damage is lower than 62% of U.S. census tracts. Strong wind adds 10%, at a rate in the top 2% of U.S. census tracts.
B− #32 of 638 in Florida; lower expected damage per building than 52% of U.S. towns (21,298).
Azalea Park’s residents live in 4 census tracts; FEMA’s figures are combined by where they live.
The typical Florida town has higher expected damage than 79% of U.S. towns; within the state, Azalea Park has less expected damage per building than 95% of Florida towns.
In dollars, FEMA expects about $2.6M a year in losses across Azalea Park: $1.8M to buildings, the rest to people and crops.
Does Azalea Park flood? Sometimes: 28 flood claims since 2008
Every paid claim on a federal flood insurance policy in Azalea Park, from FEMA’s records: 4.4 per 1,000 homes, more than 57% of the 13,809 U.S. towns with a flood insurance record.
- Hurricane Ian17 claims · $2.6M
- Tropical Storm Fay10 claims · $94K
- Hurricane Milton1 claim · $91K
Azalea Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Orange County.3 federal disasters brought FEMA money to Azalea Park
Disasters that paid out in Azalea Park itself (aid to households or repair grants to Azalea Park), newest first, with that year’s flood claims.
- 2022Hurricane Ian21 households applied for aid$19K aid approved17 flood claims paid for it, $2.6M
- 2017Hurricane Irma7 households applied for aid$2K aid approved
- 2004Tropical Storm Bonnie and Hurricane Charley5 households applied for aid$6K aid approved
Orange County has had 25 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Orange County, 1999–2001.
Old photos of Azalea Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Azalea Park archive →Azalea Park and its neighbors
Azalea Park has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Azalea Park | B−less damage than 52% | river and rain flooding | 28 |
| Orlando | C+more damage than 60% | river and rain flooding | 312 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Azalea Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Azalea Park
Is Azalea Park at risk for natural disasters?
On FEMA’s National Risk Index, Azalea Park has lower expected damage per building than 52% of U.S. towns: B− for hazard risk, #32 of 638 in Florida. Most of the expected damage is river and rain flooding (55%) and hurricanes (26%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Azalea Park flood?
Flood insurance has paid 28 claims in Azalea Park since 2008, $2.8M in all, or 4.4 per 1,000 homes, more than 57% of U.S. towns with a flood insurance record. The most claims came from Hurricane Ian (17).
Is Azalea Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Orange County, 44% of homes in mapped flood zones carry federal flood insurance, and 3.3% of all homes do.
How much is flood insurance in Azalea Park?
FEMA’s Community Rating System list shows no discount for Azalea Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Azalea Park?
By FEMA money that reached Azalea Park, Hurricane Ian (2022): 21 households applied for aid, $19K approved. By flood claims, Hurricane Ian: 17 paid, $2.6M.
Is Azalea Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (55%), and Azalea Park’s rate for it is lower than 62% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Azalea Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Azalea Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.