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–Not graded
Natural hazards in Aripeka · FEMA

Storms, floods and disasters in Aripeka

Aripeka isn’t graded for hazard risk: Aripeka has 258 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
9
of 33 declared for Pasco County
By hazard

What Aripeka faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Hurricanes

47%of expected building damage
Well above average · in the top 9% of U.S. census tracts
Recorded about once every 4 years in the area

River and rain flooding

29%of expected building damage
Well below average · lower than 84% of U.S. census tracts
Recorded about 2 times a year in the area

Coastal flooding

16%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Smaller shares here
 Tornadoes Wildfire Strong wind Earthquakes Cold waves Lightning Hail Heat waves Landslides
FEMA models no building damage here
Winter stormsIce stormsAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Aripeka flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Aripeka. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Aripeka isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pasco County.
What’s been done with FEMA grants
1home raised above flood level
Disasters

9 federal disasters brought FEMA money to Aripeka

Disasters that paid out in Aripeka itself (aid to households or repair grants to Aripeka), newest first, with that year’s flood claims.

  1. 2024Hurricane Milton35 households applied for aid$39K aid approved
  2. 2024Hurricane Helene98 households applied for aid$889K aid approved
  3. 2023Hurricane Idalia30 households applied for aid$210K aid approved
  4. 2017Hurricane Irma20 households applied for aid$500 aid approved
  5. 2016Hurricane Hermine22 households applied for aid$70K aid approved
  6. 2012Tropical Storm Debby5 households applied for aid$27K aid approved
Show all 9
  1. 2004Hurricane Jeanne5 households applied for aid$22K aid approved
  2. 2004Hurricane Frances9 households applied for aid$8K aid approved
  3. 2004Tropical Storm Bonnie and Hurricane Charley1 households applied for aid$5K aid approved
Disasters declared, by decade
Paid out in AripekaPasco County only

Pasco County has had 33 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Pasco County, 2000–2000.

Were you here?

Old photos of Aripeka after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Aripeka archive →
Be ready

Get ready for what Aripeka faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
When the tide surges
  • Know your evacuation zone and the way off the coast.
  • Storm surge comes fast: leave when you’re told, not when the water arrives.
  • Move cars to high ground before king tides and nor’easters.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Aripeka

Is Aripeka in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pasco County, 47% of homes in mapped flood zones carry federal flood insurance, and 10.3% of all homes do.

How much is flood insurance in Aripeka?

FEMA’s Community Rating System list shows no discount for Aripeka’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Aripeka?

By FEMA money that reached Aripeka, Hurricane Helene (2024): 98 households applied for aid, $889K approved.

Storm stories

Memories, warnings and help from neighbors in Aripeka.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Aripeka’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.