FEMA puts Woodside East’s expected hazard damage per building below that of 64% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Woodside East gets a B for hazard risk: lower expected damage per building than 64% of U.S. towns. Most of that expected damage is river and rain flooding (74%), then hurricanes (19%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Woodside East faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Woodside East’s grade
River and rain flooding is 74% of the building damage FEMA expects in Woodside East, and Woodside East’s rate of river and rain flooding damage is lower than 51% of U.S. census tracts. Next is hurricanes at 19% (higher than 84% of U.S. census tracts).
B lower expected damage per building than 64% of U.S. towns (21,298).
Woodside East’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
In dollars, FEMA expects about $691K a year in losses across Woodside East: $432K to buildings, the rest to people and crops.
Does Woodside East flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Woodside East. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Woodside East isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kent County.The storms Woodside East remembers
None of the 12 disasters declared for Kent County shows FEMA aid or repair money reaching Woodside East itself in FEMA’s records, so these are its biggest flood-claim years.
Kent County has had 12 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Get ready for what Woodside East faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Woodside East
Is Woodside East at risk for natural disasters?
On FEMA’s National Risk Index, Woodside East has lower expected damage per building than 64% of U.S. towns: B for hazard risk. Most of the expected damage is river and rain flooding (74%) and hurricanes (19%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Woodside East in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kent County, 36% of homes in mapped flood zones carry federal flood insurance, and 1.3% of all homes do.
How much is flood insurance in Woodside East?
FEMA’s Community Rating System list shows no discount for Woodside East’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Woodside East at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (74%), and Woodside East’s rate for it is lower than 51% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Woodside East.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Woodside East’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.