Photo: Ilike2read · CC BY-SA 3.0More hazard damage per building is expected in Roxborough Park than in 82% of U.S. towns, mostly from wildfire
On FEMA’s National Risk Index, Roxborough Park gets a C− for hazard risk: higher expected damage per building than 82% of U.S. towns, #131 of 159 in Colorado. Most of that expected damage is wildfire (55%), then river and rain flooding (28%). Flood insurance has paid 2 claims here since 2013.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Roxborough Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Wildfire
River and rain flooding
Hail
Tornadoes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Roxborough Park’s grade
Wildfire is 55% of the building damage FEMA expects in Roxborough Park, and Roxborough Park’s rate of wildfire damage is in the top 1% of U.S. census tracts. Hail adds 8%, at a rate in the top 5% of U.S. census tracts.
C− #131 of 159 in Colorado; higher expected damage per building than 82% of U.S. towns (21,298).
Roxborough Park’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Colorado town has higher expected damage than 56% of U.S. towns; within the state, Roxborough Park has more expected damage per building than 82% of Colorado towns.
In dollars, FEMA expects about $4.3M a year in losses across Roxborough Park: $3.7M to buildings, the rest to people and crops.
Does Roxborough Park flood? Rarely: 2 flood claims since 2013
Every paid claim on a federal flood insurance policy in Roxborough Park, from FEMA’s records: 0.6 per 1,000 homes, fewer than 87% of the 13,809 U.S. towns with a flood insurance record.
- The Late summer storms1 claim · $10K
Roxborough Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Douglas County.The storms Roxborough Park remembers
None of the 8 disasters declared for Douglas County shows FEMA aid or repair money reaching Roxborough Park itself in FEMA’s records, so these are its biggest flood-claim years.
- 20131 flood claims paidNo declaration for the county that year
- 20231 flood claims paidThe year of Severe Storms, Flooding, and Tornadoes, declared for Douglas County
Douglas County has had 8 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Douglas County, 2002–2003.
Old photos of Roxborough Park after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Roxborough Park archive →Get ready for what Roxborough Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Roxborough Park
Is Roxborough Park at risk for natural disasters?
On FEMA’s National Risk Index, Roxborough Park has higher expected damage per building than 82% of U.S. towns: C− for hazard risk, #131 of 159 in Colorado. Most of the expected damage is wildfire (55%) and river and rain flooding (28%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Roxborough Park flood?
Flood insurance has paid 2 claims in Roxborough Park since 2013, $11K in all, or 0.6 per 1,000 homes, fewer than 87% of U.S. towns with a flood insurance record. The most claims came from Late summer storms (1).
Is Roxborough Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Douglas County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Roxborough Park?
FEMA’s Community Rating System list shows no discount for Roxborough Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Roxborough Park?
By flood claims, Late summer storms: 1 paid, $10K.
Is Roxborough Park at risk from wildfire?
It is the largest share of the building damage FEMA expects here (55%), and Roxborough Park’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Roxborough Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Roxborough Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.