Photo: Jeffrey Beall · CC BY 4.0FEMA puts Lincoln Park’s expected hazard damage per building above that of 75% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Lincoln Park gets a C for hazard risk: higher expected damage per building than 75% of U.S. towns, #116 of 159 in Colorado. Most of that expected damage is river and rain flooding (82%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Lincoln Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Lincoln Park’s grade
River and rain flooding is 82% of the building damage FEMA expects in Lincoln Park, and Lincoln Park’s rate of river and rain flooding damage is higher than 83% of U.S. census tracts. Wildfire adds 10%, at a rate in the top 4% of U.S. census tracts.
C #116 of 159 in Colorado; higher expected damage per building than 75% of U.S. towns (21,298).
Lincoln Park’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Colorado town has higher expected damage than 56% of U.S. towns; within the state, Lincoln Park has more expected damage per building than 73% of Colorado towns.
In dollars, FEMA expects about $1.5M a year in losses across Lincoln Park: $1.0M to buildings, the rest to people and crops.
Does Lincoln Park flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Lincoln Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Lincoln Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Fremont County.The storms Lincoln Park remembers
None of the 8 disasters declared for Fremont County shows FEMA aid or repair money reaching Lincoln Park itself in FEMA’s records, so these are its biggest flood-claim years.
Fremont County has had 8 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Fremont County, 2002–2013.
Lincoln Park and its neighbors
Lincoln Park has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Lincoln Park | Cmore damage than 75% | river and rain flooding | 0 |
| Cañon City | C−more damage than 81% | river and rain flooding | 2 |
| Brookside | — | 276 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Lincoln Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Lincoln Park
Is Lincoln Park at risk for natural disasters?
On FEMA’s National Risk Index, Lincoln Park has higher expected damage per building than 75% of U.S. towns: C for hazard risk, #116 of 159 in Colorado. Most of the expected damage is river and rain flooding (82%) and wildfire (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Lincoln Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fremont County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.
How much is flood insurance in Lincoln Park?
FEMA’s Community Rating System list shows no discount for Lincoln Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Lincoln Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (82%), and Lincoln Park’s rate for it is higher than 83% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Lincoln Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Lincoln Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.