FrançaisGuest, Sign inJoin
Vue aérienne du cimetière Saint-Bernardin, Waterloo, Québec, Canada

WaterlooQuebec

TownGrade
B+
#680 of 2,556

It lies in La Haute-Yamaska. Some 5,714 people live in this town, in Quebec.

6 places within 19 kmMap →
Photo: Maxime Laterreur · CC BY 4.0
Vue aérienne du cimetière Saint-Bernardin, Waterloo, Québec, Canada

Waterloo, Quebec · Photo: Maxime Laterreur · CC BY 4.0

Population
5,714
people, 2025 estimate
Median age
42.8
years · Quebec’s towns: 44.8
Postsecondary
44%
of residents 15 and over hold a postsecondary certificate, diploma or degree · Canadian towns: 56%
Walk, cycle, transit
9%
walk, cycle or take transit to work · Canadian towns: 8%

Is Waterloo a good place to live?

Plenty in its favour, and one clear drawback. People here tend to be in good health (A). With a B+ overall, Waterloo sits #247 of 499 in Quebec. On that grade it does better than 71% of Canadian towns. Getting around on foot or by bus is easy (A−). The typical owner put their home at $234,000 in 2021: 3.9 years of the median household’s income. What counts against it is jobs & income (C−).

Figures: home values and income: Statistics Canada, Census 2021.

This town's rent is the 2021 census rent scaled to 2025 by its province's ratio of surveyed to census rents: no rental survey covers it, so its Cost Grade is less sure. Safety is the Sûreté du Québec unit's figure for the whole MRC. No School Grade: this province doesn't publish comparable results school by school. Health is graded on the health region's survey figures and life expectancy, with the distance to hospital giving the town its own spread.

How Waterloo grades

Each subject compares Waterloo with Canadian towns of 2,500 or more, ordered by how far it is from the middle. Towns in other countries are graded separately.

How grading works

How TownRatings grades Canadian towns →

What makes Waterloo stand out

The 3 things Waterloo does most differently from other towns.

Picked automatically from the data

The data

Data highlights are ordered by what stands out in Waterloo.

HealthHealth A

For health, Waterloo is ahead of 85% of Canadian towns

57%very good or excellent healthAHealth Grade

Measured across the Région de l'Estrie: health survey and life expectancy

Across the region, life runs to 82.9 years on average: women 84.8, men 81.0, in 2022/2024. On average 14% of adults live with arthritis, diabetes or high blood pressure, below Quebec’s towns (15%) and Canadian towns (17%) alike. The survey puts the region’s share in very good or excellent health at 57%; Quebec as a whole is at 57%. What sets Waterloo apart within its region is a longer trip to hospital, 17 km for the average resident (3.7 km typical).

Very good or excellent health · adults, age-standardised

Waterloo57%
Quebec’s towns56%
Canadian towns52%
HealthWaterlooQuebecCanada
Chronic conditions (average share)14%15%17%
Very good or excellent health57%56%52%
Life expectancy at birth82.982.581.5
82.9
years of life expectancy, 2022/2024
17 km
from homes to a hospital, on average
1.0 km
from homes to a pharmacy, on average

Statistics Canada, Canadian Community Health Survey 2023/2024 and life expectancy 2022/2024; Open Database of Healthcare Facilities

SafetySafety A−

Waterloo earns an A− for safety

45Crime Severity Index

The index for the force that serves it came to 45, lower than both Quebec’s towns (56) and Canadian towns (67). Where it is policed, 9.4 violent incidents per 1,000 residents are recorded each year. Across its police area, there are 11.2 property incidents per 1,000 residents a year. Waterloo doesn’t get its own Crime Severity Index, Violent Crime Severity Index, violent crime and property crime per 1,000 figures; the ones here come from Haute-Yamaska MRC.

Year by year · Crime Severity Index for each year

202349
202444
202543
2023–2025WaterlooQuebecCanada
Property crime per 1,00011.216.631.2
Crime Severity Index455667
Violent crime9.412.412
Violent Crime Severity Index748886
34
non-violent Crime Severity Index
48%
of incidents cleared, 2023–25

Statistics Canada, Uniform Crime Reporting Survey, 2023–2025 average

Work & commuteJobs & income C−

Household incomes in Waterloo are lower than in 89% of Canadian towns

9%walk, cycle or take transit

Workers spend 24 min getting to work, on average. Just over nine in ten commuters drove, about level with both Quebec’s towns (90%) and Canadian towns (89%).

How working residents got to work · census 2021

Car or van91%
Walk8%
Bicycle1%
Census 2021WaterlooQuebecCanada
Average trip24 min27 min26 min
Car or van91%90%89%
$59,200
median household income, 2020
15%
worked from home, May 2021
31%
of commuters work inside the municipality

Statistics Canada, Census 2021 (labour and commuting) · Counted in May 2021, under pandemic rules: fewer commutes and more people between jobs than in a normal year.

Climate

Precipitation in Waterloo tops that of 91% of Canadian towns: 1,226 mm a year

25.6°CJuly afternoons

A normal winter brings 262 cm of snow, higher than both Quebec’s towns (217 cm) and Canadian towns (141 cm). Rain and snow peak in July, at 122 mm. Snow peaks in January: 59 cm in a normal year. Gardeners get 154 frost-free days, from 6 May to 8 October.

Average high by season · ECCC normals, 1991–2020

Winter−2.9°C
Spring10.5°C
Summer24.5°C
Autumn13.0°C
Normals, 1991–2020WaterlooQuebecCanada
Snowfall a year262 cm217 cm141 cm
Precipitation a year1,226 mm1,041 mm883 mm
July afternoon high25.6°C26.5°C25.5°C
Days with frost a year154161159
262 cm
of snow a year
154
days with frost a year
154
frost-free days, 6 May to 8 Oct
145
days with precipitation a year

Environment and Climate Change Canada, Canadian Climate Normals 1991–2020 (Granby)

HousingCost of living C+

Only 13% of households in Waterloo spend 30% or more of their income on shelter, against 18% in the typical Canadian town

$234,000median home value, 2021C+Cost of living Grade

A year’s rent came to 17% of the median household income, close to Quebec’s towns (18%) and below Canadian towns (20%).

What homes were worth · The median owner’s estimate at the 2021 census

Waterloo$234,000
Quebec$300,000
Canadian towns$406,000
Census 2021WaterlooQuebecCanada
Median home value, 2021$234,000$300,000$406,000
Households spending 30%+ on shelter13%13%18%
Rent as a share of income17%18%20%
$596
monthly rent for a two-bedroom
$1,070
median monthly shelter cost for owners, 2021

Statistics Canada, Census 2021; CMHC Rental Market Survey via Statistics Canada · Values come from owners at the 2021 census and incomes from 2020, so they predate the later rise in rates.

Natural hazardsHazard risk C+

A flood study covers Waterloo: 1 on the national inventory, the newest from Gouvernement du Québec

Lowwildfire bandC+Hazard risk Grade

Waterloo’s survey area, 8.2% over the radon guideline, is close to the typical town’s 6.6%. Seismic risk in Waterloo sits near the middle: $0.051 of expected damage per $1,000 of buildings a year, the typical town $0.030.

Radon tests above the guideline · share of tested homes, 200 Bq/m³

Waterloo8.2%
Quebec’s towns8.2%
Canadian towns6.6%
HazardsWaterlooQuebecCanada
Earthquake loss per $1,000 of buildings a year$0.051$0.14$0.030
Radon tests above the guideline8.2%8.2%6.6%
$0.051
expected earthquake loss a year per $1,000 of buildings
Low
wildfire band
21 km
to the nearest land burned since 1986
1
flood study on the national inventory

NRCan seismic risk model and burned areas, Health Canada radon survey, the Flood Hazard Map Inventory · Radon tests: the Monteregie health region

Weather

What November brings in Waterloo: −2°C at night, 6°C by day

6°Ca normal November afternoon

In November, the normal is 92 mm of rain and snow. November usually brings some 22 cm of snow. The year peaks in July (26°C) and bottoms out in January (−13°C). ECCC’s forecast for Granby is on the Weather page, hour by hour.

Normal highs, the months ahead · ECCC normals, 1991–2020

November6°C
December−1°C
January−5°C
February−3°C
SeasonHighLowRain and snow
Winter−3°C−11°C267 mm
Spring10°C1°C290 mm
Summer25°C15°C355 mm
Autumn13°C5°C314 mm
−2°C
a normal November night
92 mm
of rain and snow in a normal November

ECCC normals, 1991–2020 (Granby); the forecast is on the Weather page

Town hall

Shefford was won by 5,029 votes in 2021, a tighter race than three in four ridings

In the National Assembly of Québec, Waterloo belongs to Brome-Missisquoi; who holds it as MNA (Member of the National Assembly, Québec’s legislature) isn’t on an open record, so no one is named.

Wikidata, MAMH, MMAH, Statistics Canada

Library & civic lifeCivic life grade D

No public library stands in Waterloo: the closest, Bromont Bibliotheque, is 11 km away

No library board reports for Waterloo alone: its libraries belong to a county or regional system, whose figures cover many towns.

Provincial library statistics, OpenStreetMap, the CRA and Statistics Canada

Who lives here

Common-law couples: 28% of residents 15 and over in Waterloo

42.8median age

19% are under 15, above both Quebec’s towns (17%) and Canadian towns (16%). Those 65 and older account for just over a fifth of residents.

WaterlooQuebecCanada

Ages · Share of residents in each age group, Census 2021

Schooling · Highest qualification, residents 15 and over

No certificate, diploma or degree32%
Postsecondary qualification44%

Women and men · all residents

Women make up 51.1% of Waterloo

2,405 men and 2,515 women lived here in 2021, against a share of women of 50.9% for Canada.

Who lives in Waterloo
WaterlooQuebecCanada
Under 1519%17%16%
15 to 6460%62%64%
65+21%20%19%
No certificate, diploma or degree32%19%16%
Postsecondary qualification44%59%56%

Statistics Canada, Census 2021; Quebec and Canada: medians of towns of 2,500+

Outdoors

6.4 km from Waterloo to Yamaska National Park (Québec)

3.4%of the land within 10 km protected

23 protected areas lie within 10 km. There is no national park within 100 km of the town. Within 5 km lie 2 beaches, unnamed on the map.

Protected land · of the land within 10 km

Waterloo3.4%
Quebec’s towns4.9%
Canadian towns2.3%
OutdoorsWaterlooQuebecCanada
Public protected areas within 10 km2104
Protected land within 10 km3.4%4.9%2.3%
6.4 km
to Yamaska National Park (Québec)
2
beaches within 5 km
2
public protected areas within 10 km

Canadian Protected and Conserved Areas Database (CPCAD), OpenStreetMap routes and beaches

Schools

Around Waterloo, 3 elementary schools, 1 secondary school and 1 school for every grade: 5 schools in all

5schools within 3 km

The schools around it answer to 2 boards, close to Quebec’s towns (2) and below Canadian towns (3).

SchoolLevelStudentsSystem
École de l'Orée-des-Cantons (Pavillon Saint-Bernardin)In WaterlooElementaryElementary–French public
École primaire de Waterloo EnglishIn WaterlooAll gradesAll grades–English public

See all 5 schools →

Schools by system · Schools within 3 km

French public4
English public1
Schools within 3 kmWaterlooQuebecCanada
School boards223
0.5 km
to the nearest secondary school

Provincial school lists and results, 2025-26 · The schools grade is given only where results are open; in Quebec, the ministry publishes its success rates by school service centre, not school by school.

History

The registers list 3 historic places in Waterloo, one at the top

3historic places

The earliest construction date, 1864, belongs to Manoir Maplewood. On the list: 2 municipal citations. Before 1961 is when just over a third of the homes went up, above Quebec’s towns (21%) and Canadian towns (18%) alike.

Historic places by designation · inside the town

Highest designations1
Other federal designations0
Provincial and local listings2
1864
oldest construction date on the record
35%
of homes built before 1961 · Canadian towns 18%
HeritageWaterlooQuebecCanada
Homes built before 196135%21%18%

Canadian Register of Historic Places, Directory of Federal Heritage Designations, Québec’s Répertoire du patrimoine culturel, Wikidata; Census 2021 homes by period

Keep exploring

Everything we know about Waterloo

15pages on Waterloo
Nearby attractions

Canadian Fly Fishing Museum Inc. and 6 more within 40 km

One place to visit is mapped within 5 km of Waterloo; with it, the best known within 40 km.

All attractions →
Places: © OpenStreetMap contributors (ODbL) · Wikidata · ODCAF · federal and Québec heritage registers · CPCAD

Photos: each place’s Wikidata image, from Wikimedia Commons under the licence below (our copy, resized).

Photo credits (4)

Famous people from Waterloo

12 notable people were born in Waterloo.

See all 12 →
Photo credits

Claude Fournier: Buzzsleeper, CC BY-SA 4.0 · Michael J. Hart: "The Herald-Press" (St. Joseph, MI)., Public domain · Charles Henry Parmelee: Unknown author , Published by Montreal Perrault Print. Co, Public domain · John Rudolphus Booth: William James Topley, Public domain · Armine Nutting Gosling: The Distaff Magazine, Public domain · Jonathan Robinson: Unknown author, Public domain

About Waterloo

Town in Quebec

TownRatings counts Waterloo as Statistics Canada does, as one municipality in Quebec; the census, crime and housing figures all follow that boundary.

Statistics Canada: population estimates 2025 (17-10-0155), Census of Population 2021, 2021 census boundaries.

Population
5,714 (people, 2025 estimate)
Province or territory
Quebec
Census division
La Haute-Yamaska
Census subdivision
2447025

Waterloo’s neighbours

The nearest places of 1,000 or more. Statistics Canada

SheffordStukely-SudBromontSaint-Joachim-de-SheffordLac-BromeGranbySheffordStukely-SudBromontSaint-Joachim-de-SheffordLac-BromeGranbyWaterloo
How the neighbours grade
TownPeoplekmOverallCostSafetyHealth
Waterloo5,714—B+C+A−A
Shefford7,7048.3ABA−A
Stukely-Sud1,24210—BA−A−
Bromont12,41312ABAA
Saint-Joachim-de-Shefford1,55212—C+A−A
Lac-Brome6,30712BC+C+A
Granby72,18018BC−B−A+

People: Statistics Canada, Census 2021. Distances: centre to centre.

Questions about Waterloo

Do people in Waterloo speak French?

French is the common language here. 45% of residents also speak English (the median of Canadian towns: 8%), and 50.4% speak French but not English.

Is Waterloo growing?

It grew from 4,410 people in 2016 to 4,920 in 2021, up 11.6%; the median of Canadian towns grew 4.1%. StatCan’s 2025 estimate is 5,714.

Who are the people of Waterloo?

At the 2021 census, 3% were immigrants and 2% belonged to a visible minority (Canadian towns’ median: 15%). 2% identify as First Nations, Métis or Inuit.

What kind of homes are in Waterloo?

Mostly 42% single-detached houses (the median of Canadian towns: 64%), with 0% of homes in buildings of five or more storeys. Households hold 2.1 people on average, and 40% have just one.

Sources: Statistics Canada, Census of Population 2021 · population estimates 2025 (17-10-0155) and 2021 census boundaries · Uniform Crime Reporting Survey 2023–25 (35-10-0026, 35-10-0183 to 35-10-0190) · CMHC rents as published by Statistics Canada (34-10-0133) · grades by TownRatings. Under the Statistics Canada Open Licence.

Adapted from Statistics Canada (Census of Population 2021, population estimates 2025, 2021 census boundaries) under the Statistics Canada Open Licence; this does not constitute an endorsement by Statistics Canada. Neighbourhood names in some cities © OpenStreetMap contributors (ODbL).