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3 Mile Lake

Muskoka LakesOntario

The town, home to 8,463 people, lies in Ontario. It lies in Muskoka.

Photo: Bbadgett · CC BY-SA 3.0
3 Mile Lake

Muskoka Lakes, Ontario · Photo: Bbadgett · CC BY-SA 3.0

Population
8,463
people, 2025 estimate
Median age
57.2
years · Ontario’s towns: 46.8
Postsecondary
57%
of residents 15 and over hold a postsecondary certificate, diploma or degree · Canadian towns: 56%
Walk, cycle, transit
4%
walk, cycle or take transit to work · Canadian towns: 8%
TownGrade
B
#1,031 of 2,556

Is Muskoka Lakes a good place to live?

A town of contrasts. Crime is low (A−). At B overall, Muskoka Lakes ranks #379 of 858 in Ontario. It comes out better than nearly three fifths of Canadian towns. The catch is cost of living (C−). Walkability is weaker too (C). Elsewhere it is close to typical: B for schools and B for health.

This town's rent is the 2021 census rent scaled to 2025 by its province's ratio of surveyed to census rents: no rental survey covers it, so its Cost Grade is less sure. Safety is the police detachment's figure, shared with the towns and countryside around it. Crime here is counted against the people who live here, but many visitors or second-home owners add to it, so the rate per resident runs higher than residents' own risk. Health is graded on the health region's survey figures and life expectancy, with the distance to hospital giving the town its own spread.

What makes Muskoka Lakes stand out

The 3 things Muskoka Lakes does most differently from other towns.

Picked automatically from the data

How Muskoka Lakes grades

Each subject compares Muskoka Lakes with Canadian towns of 2,500 or more, ordered by how far it is from the middle. Towns in other countries are graded separately.

How grading works

How TownRatings grades Canadian towns →

The data

Data highlights are ordered by what stands out in Muskoka Lakes.

Natural hazardsHazard risk A

Muskoka Lakes faces fewer hazards than 92% of Canadian towns

Radon topped the guideline in 0.9% of tested homes, lower than both Ontario’s towns (4%) and Canadian towns (6.6%). District Municipality of Muskoka has mapped the flood hazard here: one study on the national inventory. Seismic risk in Muskoka Lakes sits near the middle: $0.020 of expected damage per $1,000 of buildings a year, the typical town $0.030.

Lowwildfire bandAHazard risk Grade

Radon tests above the guideline · share of tested homes, 200 Bq/m³

Muskoka Lakes0.9%
Ontario’s towns4%
Canadian towns6.6%
HazardsMuskoka LakesOntarioCanada
Radon tests above the guideline0.9%4%6.6%
Earthquake loss per $1,000 of buildings a year$0.020$0.043$0.030
$0.020
expected earthquake loss a year per $1,000 of buildings
Low
wildfire band
5.2 km
to the nearest land burned since 1986
1
flood study on the national inventory

NRCan seismic risk model and burned areas, Health Canada radon survey, the Flood Hazard Map Inventory

HousingCost of living C−

More households own their home in Muskoka Lakes than in Ontario’s towns or across Canadian towns: 91%

A year’s rent came to 18% of the median household income, below Ontario’s towns (22%) and Canadian towns (20%) alike.

$725,000median home value, 2021C−Cost of living Grade

What homes were worth · The median owner’s estimate at the 2021 census

Muskoka Lakes$725,000
Ontario$695,000
Canadian towns$406,000
Census 2021Muskoka LakesOntarioCanada
Households owning their home91%76%74%
Rent as a share of income18%22%20%
Households spending 30%+ on shelter18%22%18%
$1,000
monthly rent for a two-bedroom
$1,050
median monthly shelter cost for owners, 2021

Statistics Canada, Census 2021; CMHC Rental Market Survey via Statistics Canada · These are 2021 census values, as owners judged them, set against household income in 2020.

SafetySafety A−

The police who cover Muskoka Lakes record less serious crime than Ontario’s towns or Canadian towns: a Crime Severity Index of 43

The force’s area logs 14.8 thefts, break-ins and acts of damage per 1,000 residents a year. For violence alone, its police area’s index was 53, below both Ontario’s towns (76) and Canadian towns (86). Violent crime in the area its police cover: 6.9 per 1,000 people a year.

43Crime Severity Index

Year by year · Crime Severity Index for each year

202333
202439
202558
2023–2025Muskoka LakesOntarioCanada
Property crime per 1,00014.830.531.2
Violent Crime Severity Index537686
Crime Severity Index435667
Violent crime6.910.512
40
non-violent Crime Severity Index
41%
of incidents cleared, 2023–25

Statistics Canada, Uniform Crime Reporting Survey, 2023–2025 average · Area behind the Crime Severity Index, Violent Crime Severity Index, violent crime and property crime per 1,000 figures: the Bracebridge (Muskoka Lakes and Georgian Bay) detachment area

Work & commuteJobs & income B+

More of Muskoka Lakes’ 15-to-64s are in work than in 81% of Canadian towns

94% of commuters drove to work at the census. The average trip to work took 29 min, about level with Ontario’s towns (29 min) and above Canadian towns (26 min).

4%walk, cycle or take transit

How working residents got to work · census 2021

Car or van94%
Walk3%
Public transit1%
Census 2021Muskoka LakesOntarioCanada
Car or van94%88%89%
Average trip29 min29 min26 min
$89,000
median household income, 2020
27%
worked from home, May 2021
40%
of commuters work inside the municipality

Statistics Canada, Census 2021 (labour and commuting) · These are May 2021 figures, gathered while COVID-19 kept many people home or out of work.

Who lives here

Fewer of Muskoka Lakes’s people belong to a visible minority than in Ontario’s towns or Canadian towns: 1.4%

First Nations, Métis and Inuit people make up 4.3% of residents, above Ontario’s towns (1.6%) and Canadian towns (2.8%) alike. Immigrants make up 7.4% of residents, close to Ontario’s towns (7.6%) and above Canadian towns (6.4%).

57.2median age
Muskoka LakesOntarioCanada

Ages · Share of residents in each age group, Census 2021

Schooling · Highest qualification, residents 15 and over

No certificate, diploma or degree13%
Postsecondary qualification57%

Women and men · all residents

Women make up 47.7% of Muskoka Lakes

The 2021 census counted 3,655 women and 4,000 men here, where women make up 50.9% of Canada.

Who lives in Muskoka Lakes
Muskoka LakesOntarioCanada
Under 1510%15%16%
15 to 6458%65%64%
65+32%19%19%
No certificate, diploma or degree13%15%16%
Postsecondary qualification57%56%56%

Statistics Canada, Census 2021; Ontario and Canada: medians of towns of 2,500+

Climate

Muskoka Lakes has colder winters than Ontario’s towns or Canadian towns: January lows of −15.3°C

October is the wettest month, with 111 mm of rain and snow on average. Frost comes on 175 days a year, above both Ontario’s towns (139) and Canadian towns (159). Expect July highs of around 25.3°C in Muskoka Lakes. Snow peaks in January: 67 cm in a normal year.

25.3°CJuly afternoons

Average high by season · ECCC normals, 1991–2020

Winter−2.9°C
Spring10.4°C
Summer24.3°C
Autumn12.6°C
Normals, 1991–2020Muskoka LakesOntarioCanada
Snowfall a year278 cm146 cm141 cm
January night low−15.3°C−9.1°C−13.5°C
Days with frost a year175139159
Precipitation a year1,062 mm902 mm883 mm
278 cm
of snow a year
175
days with frost a year
141
days with precipitation a year

Environment and Climate Change Canada, Canadian Climate Normals 1991–2020 (Muskoka)

Outdoors

Georgian Bay Islands National Park lies 14 km beyond Muskoka Lakes’ edge

Within 10 km are 26 protected areas. Protected areas cover 6.3% of the land within 10 km; for the typical Canadian town it is 2.3%. 12 beaches are mapped within 5 km, the nearest Cedar Beach. One mapped walking route passes within 2 km: the Torrance Barrens Trail.

6.3%of the land within 10 km protected

Protected land · of the land within 10 km

Muskoka Lakes6.3%
Ontario’s towns2.3%
Canadian towns2.3%
OutdoorsMuskoka LakesOntarioCanada
Public protected areas within 10 km1844
Protected land within 10 km6.3%2.3%2.3%
14 km
to Georgian Bay Islands National Park
At the edge
to Hardy Lake Provincial Park
12
beaches within 5 km
18
public protected areas within 10 km

Canadian Protected and Conserved Areas Database (CPCAD), OpenStreetMap routes and beaches

HealthHealth B

54% of adults around Muskoka Lakes rate their health very good or excellent

A child born in the region can expect 81.5 years, lower than Ontario’s towns (82.8) and near Canadian towns (81.5). Closer to home, a hospital is 20 km from the average resident of Muskoka Lakes, further than the usual 3.7 km.

54%very good or excellent healthBHealth Grade

Very good or excellent health · adults, age-standardised

Muskoka Lakes54%
Ontario’s towns51%
Canadian towns52%
HealthMuskoka LakesOntarioCanada
Very good or excellent health54%51%52%
Life expectancy at birth81.582.881.5
Smokers12%10%12%
81.5
years of life expectancy, 2022/2024
20 km
from homes to a hospital, on average
12%
of adults smoke, age-standardised
20 km
from homes to a pharmacy, on average

Statistics Canada, Canadian Community Health Survey 2023/2024 and life expectancy 2022/2024; Open Database of Healthcare Facilities · Health survey and life expectancy: one figure for all of the Simcoe Muskoka District Health Unit

SchoolsSchools B

3 school boards share Muskoka Lakes

Elementary schools here average 198 students; in Ontario, 365. The nearest secondary school is 19 km away, above Ontario’s towns (1.2 km) and Canadian towns (1.2 km) alike. The 3 km around Muskoka Lakes counts 4 elementary schools and 1 secondary school, 1,630 students between them.

5schools within 3 kmBSchools Grade
SchoolLevelStudentsSystem
Monsignor Michael O'Leary School CatholicLargest elementary schoolElementary · Grades JK–8Elementary · Grades JK–8345English Catholic
Bracebridge and Muskoka Lakes Secondary School Middle fifth in OntarioLargest secondary schoolSecondary · Grades 9–12Secondary · Grades 9–12840English public

See all 5 schools →

Schools by system · Schools within 3 km

English public4
English Catholic1
Schools within 3 kmMuskoka LakesOntarioCanada
Nearest secondary school19 km1.2 km1.2 km
Nearest elementary school5.6 km0.5 km0.5 km
School boards343
1,630
students at the schools within 3 km, 2024-25
19 km
to the nearest secondary school
5.6 km
to the nearest elementary school

Provincial school lists and results, 2024-25

Weather

What November brings in Muskoka Lakes: −3°C at night, 5°C by day

November normally sees 103 mm of precipitation. Into December, the normals move to −1°C and −10°C. Snow is normal by November, about 33 cm over the month. Normal highs peak at 25°C in July; nights bottom out at −15°C in January.

5°Ca normal November afternoon

Normal highs, the months ahead · ECCC normals, 1991–2020

November5°C
December−1°C
January−5°C
February−3°C
SeasonHighLowRain and snow
Winter−3°C−13°C235 mm
Spring10°C−2°C244 mm
Summer24°C12°C267 mm
Autumn13°C2°C316 mm
−3°C
a normal November night
103 mm
of rain and snow in a normal November

ECCC normals, 1991–2020 (Muskoka); the forecast is on the Weather page

Town hall

Fewer than 91% of Ontario’s lower-tier municipalities spend as much per resident as Muskoka Lakes

Scott Aitchison (Conservative Party of Canada) is the MP for Parry Sound—Muskoka, the riding (a federal electoral district, which elects one MP) that takes in Muskoka Lakes.

TurnoutMuskoka LakesOntarioCanada
Municipal election, 202235%31%31%

Wikidata, MAMH, MMAH, Statistics Canada

Library & civic lifeCivic life grade B−

Muskoka Lakes Library is Muskoka Lakes’s public library

Muskoka Lakes Library serves 7,652 people from a single building.

Provincial library statistics, OpenStreetMap, the CRA and Statistics Canada

Nearby attractions

Bala's Museum and 6 more in and around Muskoka Lakes

From museums to parks and historic sites: Muskoka Lakes’s places to visit and those just beyond its edge, most famous first.

All attractions →
Places: © OpenStreetMap contributors (ODbL) · Wikidata · ODCAF · federal and Québec heritage registers · CPCAD

Photos: each place’s Wikidata image, from Wikimedia Commons under the licence below (our copy, resized).

Photo credits (1)
Keep exploring

Everything we know about Muskoka Lakes

15pages on Muskoka Lakes

Questions about Muskoka Lakes

Has Muskoka Lakes grown?

Between the 2016 and 2021 censuses it went from 6,588 to 7,652 residents (up 16.2%; Canadian towns’ median: 4.1%), and Statistics Canada now estimates 8,463.

Who are the people of Muskoka Lakes?

Visible minorities are 1% of the population, where the middle of Canadian towns is 15%. Immigrants make up 7%, and Indigenous people 4%.

What kind of homes are in Muskoka Lakes?

97% of homes are single-detached houses, against 64% for the median of Canadian towns, and 0% are in apartment buildings of five storeys or more. A household averages 2.2 people; 30% are one person living alone.

How old are the people of Muskoka Lakes?

The typical resident is 57.2 (Canadian towns: 45.2), with seniors at 32% of the population and under-15s at 10%.

About Muskoka Lakes

Town in Ontario

Every figure TownRatings gives for Muskoka Lakes covers the municipality as Statistics Canada maps it, one census subdivision in Ontario.

Statistics Canada: population estimates 2025 (17-10-0155), Census of Population 2021, 2021 census boundaries.

Population
8,463 (people, 2025 estimate)
Province or territory
Ontario
Census division
Muskoka
Census subdivision
3544053

Sources: Statistics Canada, Census of Population 2021 · population estimates 2025 (17-10-0155) and 2021 census boundaries · Uniform Crime Reporting Survey 2023–25 (35-10-0026, 35-10-0183 to 35-10-0190) · CMHC rents as published by Statistics Canada (34-10-0133) · grades by TownRatings. Under the Statistics Canada Open Licence.

Adapted from Statistics Canada (Census of Population 2021, population estimates 2025, 2021 census boundaries) under the Statistics Canada Open Licence; this does not constitute an endorsement by Statistics Canada. Neighbourhood names in some cities © OpenStreetMap contributors (ODbL).