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Errea HouseErrea House · Photo: Bobak Ha'Eri · CC BY 3.0
DCost of living
Cost of living in Tehachapi

Measured against area pay, Tehachapi costs more to live in than 91% of U.S. towns

It ranks #361 of 846 in California for affordability. Up 0.8% in a year, 45% below the California typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Bakersfield-Delano, CA metro area ($70K). How TownRatings grades cost of living

Typical home value
$422K
▲ 0.8% in a year · CA $762K
Zillow
Homes sold
8
in September 2026 · 37 for sale
2-bedroom rent
$1,530
a month, utilities in · HUD
Median tax bill
$3,074
CA $5,124
Area income (the grade’s yardstick)
$70K
Bakersfield-area median
Why Tehachapi gets a D

The grade compares costs with what households across the Bakersfield-area metro earn ($70K, Census 2020–24). Even so, the typical home costs 5.1 years of metro income, and 47% of renters pay 30% or more of income for housing.

In dollars

  • $422Ktypical home, 45% below the California typical homeZillow, September 2026
  • $1,530a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 5.1 yrsof area income buys the typical home; the typical U.S. town: 3.3$70K, Bakersfield-area income
  • 22%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 47%of renters pay 30%+ of income for housing; across California: 55%Census 2020–24
  • 34%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is Tehachapi?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind Tehachapi’s grade

Measured against what households in the area earn, Tehachapi is more affordable than 9% of U.S. towns, #361 of 846 in California. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.

All U.S. towns we grade (21,243)More affordable than 9%
CostlierMore affordable
California towns we grade (846)More affordable than 57%

Prices here have kept pace with California: up 14.9% in five years, against 13.3% statewide (Zillow).

How sure. Tehachapi’s Census figures cover about 3,186 households. At the ends of the Census margins (area income ±$1,287, owners paying 30%+ ±9.2 points), Tehachapi could be anywhere from D to D.

How TownRatings grades cost of living →

Price trend

Up 14.9% in five years

About the same pace as California (13.3%).

TehachapiCalifornia
$200K$300K$400K$500K$600K$700K$800K20182020202220242026
Show as a table
JanuaryTehachapiCalifornia
2017$246,000$451,000
2018$264,000$499,000
2019$278,000$537,000
2020$290,000$548,000
2021$323,000$604,000
2022$380,000$700,000
2023$395,000$723,000
2024$404,000$754,000
2025$420,000$778,000
2026$421,000$763,000
September 2026$422,000$762,000
Then & now

A typical Tehachapi home worth $239K in October 2016 is worth about $422K today.

+$183K
+0.8%
past year
+14.9%
past 5 years
+76.4%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

How fast homes sell · Redfin, September 2026

Too few sales to read the market

Only 8 homes sold in September 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.

★ What stands out · Affordability

A typical home costs 5.1 years of area income

The calculator starts from the area income the grade uses. Switch to Tehachapi’s own median, or type yours.

Household income a year
$
Bakersfield-area median household income, as in the grade
You could afford about
$274,000
Typical Tehachapi home $422K

That’s $148K short of a typical Tehachapi home.

The typical home, each month
$2,520
Loan $2,090Tax $300Insurance $120

A two-bedroom rents for about $1,530 a month here, $990 less than owning.

Where your budget reaches nearby

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Tehachapi’s typical property tax (0.86% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,530

Renters already here pay a median of $1,295, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,170
1 bedroom$1,180
2 bedrooms$1,530
3 bedrooms$2,130
4 bedrooms$2,570
42%
of households rent · CA 44%
1,263
renter households
47%
of renters spend 30%+ of income on rent · CA 55%
25%
of the median income, for a two-bedroom
$1,295
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Bakersfield-Delano, CA MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

9 new homes permitted in 2025

Builders were permitted 9 new homes in Tehachapi in 2025, all single-family houses, worth about $4.8 million to build. That's 0.8 per 1,000 residents, slower than across California (2.7). Over the past 10 years, Tehachapi has permitted 189 homes in all.

Single-family2+ homes per building
010203040502013201520202025
9
new homes permitted in 2025
3
2026 so far (Jan–Aug)
0.8
per 1,000 residents · CA 2.7
189
homes in the past 10 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)330$975,000
2025990$4.8 million
2024493019$15.8 million
202331310$14.2 million
202215150$6.7 million
2021770$2.8 million
2020000—
201915150$3.3 million
201819190$5.5 million
201727270$4.8 million
201617170$3.7 million
201511110$2.1 million
2014660$2.1 million
2013110$350,000

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Low tax bills, but a high tax rate

The median bill is $3,074, under the California median of $5,124, because homes cost less. As a share of value it’s 0.86% a year, against 0.70% statewide.

$3,074
median bill a year · CA $5,124
0.86%
of a home’s value a year · CA 0.70%
$300
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Next door

Tehachapi vs. its neighbors

Of the 1 towns here with a Zillow value, Tehachapi has the lowest. Bear Valley Springs and Golden Hills have no Zillow value, so they are in the table only.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
TehachapiD$422K$356K0.86%$1,530
Golden HillsD—$410K0.87%$1,530
Bear Valley SpringsD—$496K0.98%$1,530

“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.

Questions about the cost of living in Tehachapi

Is Tehachapi expensive to live in?

Measured against what households in the area earn, Tehachapi costs more than 91% of U.S. towns: a D for cost of living, #361 of 846 in California. The typical home costs 5.1 years of the median household income of the Bakersfield-Delano, CA metro area ($70K).

How much does a house cost in Tehachapi?

About $422K, Zillow’s typical value for September 2026, up 0.8% in a year. The California typical home is $762K.

What salary do you need to live in Tehachapi?

To buy the typical home with 20% down at 6.3%, about $108,000 a year, keeping the payment (about $2,520 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $61,000.

How much is rent in Tehachapi?

HUD puts a two-bedroom at about $1,530 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,295 (Census 2020–24).

What are property taxes in Tehachapi?

The median bill is $3,074 a year, 0.86% of the median home value (California: $5,124, 0.70%), from the Census 2020–24.

Are home prices in Tehachapi going up?

Barely: up 0.8% in the past year and 14.9% in five years, against 13.3% across California (Zillow).

Neighbors talk housing

What Tehachapi buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.