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Housing in Shelter Cove

25 homes sold in Shelter Cove in the last year, at a typical $418K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Shelter Cove homes are listed.

Homes sold
25
October 2025 to September 2026
Typical sale price
$418K
median, weighted by sales
Price per square foot
$261
California $490
Paid vs. asking
94.2%
7% sold over asking
For sale now
18
September 2026 · 0 sold that month
What sold · last 12 months

Houses are 100% of Shelter Cove’s sales, at a typical $450K (year to May 2026)

25 homes sold in the year to September 2026.

Houses$450K

typical sale · 27 sold in the year to May 2026

Per square foot
$254CA $494
Days to sell
94
Sold over asking
7%
Listings with a price cut
24%
10 years of sales

About as many homes sell as usual, at 1.6 times the 2016 price

25 sales in the last year, against 35 in 2020 and a low of 21 in 2016. The typical sale went from $269K in 2016 to $418K.

Homes soldTypical sale price
012253750$300K$400K$500K$600K2016: 21 sold, typical $269K’162017: 21 sold, typical $332K2018: 30 sold, typical $320K’182019: 21 sold, typical $332K2020: 35 sold, typical $305K’202021: 27 sold, typical $411K2022: 22 sold, typical $506K’222023: 24 sold, typical $441K2024: 35 sold, typical $506K’242025: 25 sold, typical $441KLast 12 months: 25 sold, typical $418KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $400K buys in Shelter Cove

Houseat $254 a sq ft, year to May 2026
The same money in Californiaat $494 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Shelter Cove homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 10 years of sales

Bidding wars in Shelter Cove are more common than before the pandemic, with about as many homes for sale

We read every month of Shelter Cove’s home sales since 2016 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 25 sales.

If you’re buying in Shelter Cove

  • Shop in February. It brings about 4 new listings a month, close to the busiest month, with fewer bidding wars (0% over asking).
  • Offer under asking. Buyers paid 94.2% of the list price on average; 7% paid over.
  • You’ll usually have time. Only 9% of homes go under contract within two weeks; the typical one takes 106 days.
Best time to buy

Spring brings the homes; summer brings the bidding wars

May has the most new listings (about 4 a month), but July is the most competitive: 17% of July sales close over asking. February offers nearly as much choice with fewer homes bid up (0%). February has the least competition (0%).

New listings a monthShare sold over asking
01.32.53.857%13%20%Sweet spotJan: 2 new listings a month, 17% sold over asking, 151 days to sellJFeb: 4 new listings a month, 0% sold over asking, 334 days to sellFMar: 3 new listings a month, 10% sold over asking, 356 days to sellMApr: 3 new listings a month, 5% sold over asking, 305 days to sellAMay: 4 new listings a month, 0% sold over asking, 226 days to sellMJun: 3 new listings a month, 13% sold over asking, 374 days to sellJJul: 4 new listings a month, 17% sold over asking, 488 days to sellJAug: 3 new listings a month, 13% sold over asking, 90 days to sellASep: 3 new listings a month, 10% sold over asking, 182 days to sellSOct: 2 new listings a month, 8% sold over asking, 188 days to sellONov: 2 new listings a month, 0% sold over asking, 503 days to sellNDec: 1 new listings a month, 0% sold over asking, 295 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Nearly as heated as 2021, and calmer than California

Shelter Cove now2017–192021 peakCA now
Sold over askingShare of sales that closed above the list price7%1%15%35%
Gone within two weeksShare of homes under contract within 14 days9%3%0%33%
Price paid vs. askingAverage sale price ÷ list price94.2%91.9%94.1%99.9%
Days to sellMedian days from listing to contract10631536343
Supply

16 homes for sale on a typical day

That’s 2.2 times the 2021 low (7) and about the 2017–19 level.

2016: 17 for sale’162017: 19 for sale2018: 18 for sale2019: 16 for sale’192020: 9 for sale2021: 7 for sale2022: 13 for sale’222023: 18 for sale2024: 10 for sale2025: 14 for sale’25Last 12 months: 16 for saleNow

Source: Redfin Data Center, city figures, January 2016 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Shelter Cove home costs about $2,503 a month

Mortgage
Property tax
Insurance
Rent

Price: Shelter Cove’s typical sale, last 12 months. Property tax at Shelter Cove’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Shelter Cove is affordable on local pay is on Cost of living.

Before you buy in Shelter Cove

Four things worth knowing

4

New listings in May

The month with the most choice. December has the fewest, about 1.

Best time to buy
0.9%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $418K home, about $3,870 a year.

Taxes vs. neighbors
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Selling, or renting out?

Post your home to Shelter Cove, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Shelter Cove. People who follow the town see it, and so do people comparing Shelter Cove with their own town. No commission, no listing fee.

Questions about buying a home in Shelter Cove

What do homes sell for in Shelter Cove, CA?

25 homes sold in the year to September 2026 at a typical $418K, $261 a square foot.

Is Shelter Cove a buyer’s or seller’s market?

A buyer’s market: 18 homes were for sale in September 2026 and 0 sold, about 18 months of supply. Buyers paid 94.2% of asking on average.

When is the best time to buy in Shelter Cove?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Shelter Cove?

About 0.9% of a home’s value a year. On a $418K home that’s near $3,870.

Where can I see homes for sale in Shelter Cove?

Zillow, Redfin, Realtor.com and Homes.com all carry Shelter Cove’s MLS listings; the search links above open each one filtered to Shelter Cove.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).