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Rio del Mar, California (1) (cropped)
California›Santa Cruz County

Rio del MarCA

A town of 9,201.

3 bordering townsMap →
Photo: Cristiano Tomás · CC BY-SA 4.0
Photo of Rio del Mar

Rio del Mar, CA · Photo: Cristiano Tomás · CC BY-SA 4.0 · Source ↗

What should you know before moving to Rio del Mar?

Homes are expensive, about $1.3 million for a typical one and 12 times the Santa Cruz metro’s $111K median household income. Overall it grades C+, 326th among California's 841 graded towns. Residents are healthier than 94% of U.S. towns on CDC estimates and the median household earns $160K. Its weakest subject is hazard risk: FEMA rates its natural-hazard risk higher than 86% of U.S. communities, with earthquakes at the top. 65% of adults 25 and older hold a bachelor’s degree or more in Rio del Mar, above both the California town median (29%) and the median of U.S. towns (29%). The biggest park or preserve is Monterey Bay National Marine Sanctuary, at 967 acres.

What makes Rio del Mar stand out

Where Rio del Mar beats most towns, and one thing worth knowing.

A commuter town

94% of working residents leave Rio del Mar for work

Where Rio del Mar’s working residents go each day. Line width shows the share.

10% → Santa Cruz Santa Cruz 10% 9% → Watsonville Watsonville 9% 7% → San Jose San Jose 7% 5% → Live Oak Live Oak 5% 5% → Aptos Aptos 5% 4% → San Francisco San Francisco 4% Rio del Mar · 6% stay
1,263jobs based in Rio del Mar
6%of working residents work in town
12 mimedian commute distance

Census LEHD 2023

How Rio del Mar grades

Each subject compared with towns across the country (schools within California), ordered by how far Rio del Mar is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Rio Del Mar 2014
Rio Del Mar 2014, 2014
Rio del Mar’s story

Rio del Mar in pictures

Census counts: 7,067 in 1980, 9,128 in 2020. The archive holds 5 old photos and papers going back to 2014 and 6 maps from 1912 on.

Explore the history →
Nearby attractions

Levi's Stadium and 73 more within 40 miles

Museums, parks, gardens and other places to visit around Rio del Mar. Close and well known come first.

All 106 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Levi's Stadium: Matthew Roth, CC BY-SA 2.0 · California's Great America: Oleg Alexandrov, CC BY-SA 4.0 · Monterey Bay Aquarium: Meij.kobayashi, Public domain · SAP Center: Dicklyon, CC BY-SA 4.0 · Santa Cruz Beach Boardwalk: Josta Photo, CC BY 2.0 · Monterey Museum of Art: Sgerbic, CC BY-SA 4.0

Getting set up

Moving to Rio del Mar: who provides what

Rio del Mar is unincorporated, so Santa Cruz County and regional agencies provide most services.

PowerPG&E37.5¢/kWh · EIA 2025HIFLD · EIA
WaterSoquel Creek Water DistrictNo health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesSanta Cruz CountySanta Cruz County provides services here
SchoolsPajaro Valley Joint Unified School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSanta Cruz County Clerk - ElectionsSanta Cruz County; contacts on the Handbook page.FVAP, Jul 2025
ZIP code9500395003 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Rio del Mar.

Rio del Mar is a second-home town and has a longer frost-free season than nearly all U.S. towns, but it has homes that cost more against local pay than most of California.

HealthA

Rio del Mar earns an A for health

Against the 2,181 U.S. towns with household incomes like Rio del Mar’s, it is healthier than 67%, a smaller edge than it has nationally: part of it comes with its incomes.

24% of Rio del Mar adults have obesity. Rio del Mar beats the California average on 20 of 32 CDC measures and trails it on 2. 14% of Rio del Mar adults report frequent mental distress.

94%healthier than U.S. townsAHealth Grade
Rio del MarCalifornia townsU.S. towns
Obesity (CDC PLACES)24%29%35%
Frequent mental distress (CDC PLACES)14%17%17%
Get no exercise (CDC PLACES)16%24%25%
Smoke cigarettes (CDC PLACES)7.5%11%14%
32 measures vs. California
20 better10 too close to call2 worse
What stands outRio del MarCA
Fewer uninsured adults3.9%10.6%
Fewer adults facing food insecurity6.6%17.9%
More adults who have had cancer11.4%6.4%
Watsonville Community Hospital
5.4 mi away · emergency room
None
primary care, dental or mental-health shortage
89th
percentile among CA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsC

Rio del Mar’s schools rank behind 67% of California districts

Its public schools are run by the Pajaro Valley Unified school district. One of its 2 schools is below, with why it’s listed.

33%of CA districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Rio del Mar ElementaryLargest public elementary schoolGrades K–6Grades K–6393–

NCES · EDFacts · graded within CA on state tests and graduation

Natural hazardsHazard risk grade D

Rio del Mar faces a very high natural-hazard risk, led by earthquakes

Since 1983, 29 flood insurance claims have been paid out in Rio del Mar.

86risk score of 100
FEMA risk score
86Very high riskLowerHigher
EarthquakesInland floodingTsunamis
29
paid flood claims since 1983

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commuteJobs & income grade A−

Fewer of Rio del Mar’s residents live below the poverty line than in the typical California or U.S. town

30.2% of workers work from home, against 17.2% across California.

2.3% of residents live below the poverty line in Rio del Mar. Jobs based in Rio del Mar grew to 1,263 in 2023, 167 more than in 2013. Rio del Mar’s average trip to work is 30 minutes.

6%work in town
Rio del MarCalifornia townsU.S. towns
Median household income$160,000$95,000$80,000
Below the poverty line2.3%10%9.6%
Average trip to work30 minutes28 minutes25 minutes

Where working residents work

In Rio del Mar6%
Santa Cruz10%
Watsonville9%
San Jose7%
Live Oak5%
12 mi
median commute distance
1,263
jobs based in Rio del Mar
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 67% of U.S. towns

Census LEHD 2023 · ACS

Climate

In Rio del Mar, expect mild winters and pleasant summers

The Santa Cruz weather station, 7 miles away, records that the frost-free season runs about 323 days, longer than in 96% of U.S. towns. January nights average 41.7°, milder than in 95% of U.S. towns; July afternoons average 72°.

Rio del Mar has warm winters and cool summers. The July high in Rio del Mar is 72°F. Snow is almost unheard of.

73°summer high
Rio del MarCalifornia townsU.S. towns
July high72°F89°F85°F
January low42°F40°F22°F

Typical low → high °F

Winter42–61°
Spring47–66°
Summer54–72°
Fall50–70°
Dec 13
typical first frost
Jan 29
typical last frost
+1.8°
vs. the 20th-century average
73°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

OutdoorsA

Rio del Mar has set aside 10.4% of its land for conservation

2.0 miles of trail in 7 parks and preserves.

#563for trails in CA
10.4%
conserved · 306 of 2,937 acres
2.0 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Seascape Park0.7 mi7
2. Monterey Bay National Marine Sanctuary—967
3. Seascape Uplands Preserve—135

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D−

The median home in Rio del Mar sells for about $1.16M

At 12 years of the Santa Cruz metro’s $111K median household income, the typical home costs more against local pay than in 86% of California towns; that ratio is one input to its D− for cost of living. The median property tax bill is $8,403, against $5,124 across California, another input to its cost-of-living grade.

$1.16Mmedian sale price
Market temperature
BalancedA seller's marketBuyer’sSeller’s
23
days on market
99.8%
sale-to-list price
17
homes sold in May

Zillow Home Value Index · Redfin Data Center

Keep exploring

Everything we know about Rio del Mar

17pages on Rio del Mar
After high school

Colleges nearby

3 within 15 miles of the center of Rio del Mar

About Rio del Mar

Place in California, United States

Rio del Mar (Spanish: Río del Mar, meaning "River of the Sea") is an unincorporated village in Santa Cruz County, California, United States. Rio del Mar is one of several small villages that form the unincorporated community of Aptos. Its population was 9,128 as of the 2020 United States census. For statistical purposes, the United States Census Bureau has defined Rio del Mar as a census-designated place (CDP).

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
4.6 sq mi
Elevation
144 ft

Rio del Mar’s neighbors

3 towns share a border with Rio del Mar.

Explore the map →
How the neighbors grade
TownCA rankOverallCostSafetySchoolsHealth
Rio del Mar#326C+D−—CA
La Selva Beach——D−—CB
Seacliff#350CD−—CA
Aptos#260C+D—CA

La Selva Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade. Rio del Mar, La Selva Beach, Seacliff and Aptos report no FBI crime data of their own. Compare Rio del Mar with a neighbor →

Questions about Rio del Mar

Short answers, built from the data on this page.

Is Rio del Mar, CA a good place to live?

Rio del Mar grades C+ overall, better than 36% of U.S. towns and #326 of 841 in California. It grades A for health and C for schools. Cost of living is its weak spot, with a D−.

Is Rio del Mar, CA expensive?

Yes. The typical home is worth about $1,338,000, 76% above the California typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.