Photo: Missvain · CC BY 4.0Renting in Philo: a two-bedroom costs about $1,710
Philo is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Only 0 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
Why Philo isn’t graded
The grade needs at least two of four Census figures: home value, rent, property tax and the share of households paying 30% or more for housing. Here none is available.
A two-bedroom rents for about $1,710
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Mendocino County, CA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Philo and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Philo | – | — | — | — | $1,710 |
“—” under Cost: not graded (too little Census data, or under 1,000 residents). “—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Philo
How much is rent in Philo?
HUD puts a two-bedroom at about $1,710 a month with utilities, the going rate for someone moving in.
Why doesn’t Philo have a cost of living grade?
Philo is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Neighbors talk housing
What Philo buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.