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Huron Middle School CAPhoto: David Jordan at English Wikipedia · CC BY-SA 3.0
C−Hazard risk
Natural hazards in Huron · FEMA

On FEMA’s figures, Huron faces more hazard damage per building than 85% of U.S. towns, mostly from earthquakes

On FEMA’s National Risk Index, Huron gets a C− for hazard risk: higher expected damage per building than 85% of U.S. towns, #216 of 847 in California. Most of that expected damage is earthquakes (67%), then river and rain flooding (31%). FEMA’s files show no paid flood insurance claims here.

Earthquakes 67%River and rain flooding 31%Wildfire 1%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 85%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#216 of 847 in California
Hazard risk
C−#216 of 847
in California · higher than 85% of U.S. towns
Main hazard
Earthquakes
67% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 15 declared for Fresno County
By hazard

What Huron faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Earthquakes

67%of expected building damage
Well above average · in the top 6% of U.S. census tracts

River and rain flooding

31%of expected building damage
Below average · lower than 61% of U.S. census tracts
Recorded about 4 times a year in the area
Smaller shares here
 Wildfire Tornadoes Hail Strong wind Winter storms Heat waves top 2% Landslides Lightning
FEMA models no building damage here
Coastal floodingHurricanesIce stormsCold wavesAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts drought at 87% of Huron’s expected losses. Drought does little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Huron’s grade

Earthquakes are 67% of the building damage FEMA expects in Huron, and Huron’s rate of earthquakes damage is in the top 6% of U.S. census tracts. Next is river and rain flooding at 31% (lower than 61% of U.S. census tracts).

Where Huron sits
Huron
Least damageMiddleMost damage

C− #216 of 847 in California; higher expected damage per building than 85% of U.S. towns (21,298).

Huron’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
Earthquakes67%River and rain flooding31%Everything else2%

The typical California town has higher expected damage than 92% of U.S. towns; within the state, Huron has less expected damage per building than 75% of California towns.

In dollars, FEMA expects about $30.0M a year in losses across Huron: $2.3M to buildings, the rest to people and crops.

A small-area figure. Huron covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Huron flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Huron. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Huron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fresno County.
Disasters

1 federal disaster brought FEMA money to Huron

Disasters that paid out in Huron itself (aid to households or repair grants to the City of Huron), newest first, with that year’s flood claims.

  1. 2022Severe Winter Storms, Flooding, Landslides, and Mudslides$217K to the City of Huron for repairs
Disasters declared, by decade
Paid out in HuronFresno County only

Fresno County has had 15 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Fresno County, 2016–2020.

Were you here?

Old photos of Huron after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Huron archive →
Be ready

Get ready for what Huron faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Huron

Is Huron at risk for natural disasters?

On FEMA’s National Risk Index, Huron has higher expected damage per building than 85% of U.S. towns: C− for hazard risk, #216 of 847 in California. Most of the expected damage is earthquakes (67%) and river and rain flooding (31%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Huron in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Fresno County, 20% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Huron?

FEMA’s Community Rating System list shows no discount for Huron’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Huron?

By FEMA money that reached Huron, Severe Winter Storms, Flooding, Landslides, and Mudslides (2022): $217K to the City of Huron for repairs.

Is Huron at risk from earthquakes?

It is the largest share of the building damage FEMA expects here (67%), and Huron’s rate for it is in the top 6% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Huron.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Huron’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.