Measured against area pay, Biola costs less to live in than 77% of U.S. towns
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Fresno, CA metro area ($74K). How TownRatings grades cost of living
The grade compares costs with what households across the Fresno-area metro earn ($74K, Census 2020–24). The typical home costs 3.3 years of metro income, and 86% of renters pay 30% or more of income for housing.
In dollars
- $1,460a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 3.3 yrsof area income buys the typical home; the typical U.S. town: 3.3$74K, Fresno-area income
- 16%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
What kind of housing town is Biola?
Read from the numbers below. The page puts what stands out first.
What’s behind Biola’s grade
Measured against what households in the area earn, Biola is more affordable than 77% of U.S. towns. Home prices pull the grade down most; property tax holds it up.
A year’s rent takes 16% of area income
The calculator starts from the area income the grade uses. Switch to Biola’s own median, or type yours.
That covers a typical Biola home, with $57K to spare.
A two-bedroom rents for about $1,460 a month here, $60 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Biola’s typical property tax (0.54% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,460
Renters already here pay a median of $980, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Fresno, CA HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the California norm
The median bill is $1,333 (California: $5,124), 0.54% of a home’s value a year, against 0.70% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Biola and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Biola | A− | — | $246K | 0.54% | $1,460 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Biola
Is Biola expensive to live in?
Measured against what households in the area earn, Biola costs less than 77% of U.S. towns: an A− for cost of living. The typical home costs 3.3 years of the median household income of the Fresno, CA metro area ($74K).
How much is rent in Biola?
HUD puts a two-bedroom at about $1,460 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $980 (Census 2020–24).
What are property taxes in Biola?
The median bill is $1,333 a year, 0.54% of the median home value (California: $5,124, 0.70%), from the Census 2020–24.
Neighbors talk housing
What Biola buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.