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Marshall Creek, Ben Lomond, CA
California›Santa Cruz County

Ben LomondCA

A town of 6,858, settled in 1887.

5 bordering townsMap →
Photo of Ben Lomond

Ben Lomond, CA · Photo: Elaine with Grey Cats from Mountain View, CA, USA · CC BY-SA 2.0 · Source ↗

Is Ben Lomond a good place to live?

FEMA rates its natural-hazard risk higher than 99% of U.S. communities, with inland flooding at the top. Overall it grades B−, ranked 201st of 841 in California. Residents are healthier than 91% of U.S. towns on CDC estimates and it has 20 miles of trail. Its weakest subject is cost of living: the typical home is worth about $924K, 8.3 years of the Santa Cruz metro’s $111K median household income. Ben Lomond’s trail density is 2.4 miles per square mile, where California’s towns sit at 1.0 and U.S. towns at 0.4. Wee Kirk is on the National Register of Historic Places. Ben Lomond is more walkable than 76% of U.S. towns.

What makes Ben Lomond stand out

Where Ben Lomond beats most towns, and one thing worth knowing.

Get outside

20 miles of trails in Ben Lomond

23.7% of the town is conserved land, across 5 parks and preserves.

Map of trails and conserved land in Ben LomondConservedTrails
1
Pace Family Wilderness Park2.3 mi of trails · 67 acres
2
Quail Hollow Ranch Park0.5 mi of trails · 72 acres
Directions
3
Quail Hollow Quarry Conservation Areas0.3 mi of trails · 35 acres
Trails © OpenStreetMap contributors · USGS PAD-US

How Ben Lomond grades

Each subject compared with towns across the country (schools within California), ordered by how far Ben Lomond is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Wee Kirk
Wee Kirk · National Register of Historic Places
Ben Lomond’s story

139 years in pictures

Census counts: 2,793 in 1970, a low of 2,364 in 2000, 6,337 in 2020. The archive holds 5 old photos and papers going back to 1892 and 5 maps from 1943 on.

1 place on the National Register of Historic Places.

  • 1887Ben Lomond is settled
Explore the history →
Nearby attractions

Levi's Stadium and 86 more within 40 miles

Museums, parks, gardens and other places to visit around Ben Lomond. Close and well known come first.

All 225 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Levi's Stadium: Matthew Roth, CC BY-SA 2.0 · California's Great America: Oleg Alexandrov, CC BY-SA 4.0 · SAP Center: Dicklyon, CC BY-SA 4.0 · Santa Cruz Beach Boardwalk: Josta Photo, CC BY 2.0 · Monterey Bay Aquarium: Meij.kobayashi, Public domain · Filoli: Sukuru, CC BY-SA 3.0

Getting set up

Moving to Ben Lomond: who provides what

Ben Lomond is unincorporated, so Santa Cruz County and regional agencies provide most services.

PowerPG&E37.5¢/kWh · EIA 2025HIFLD · EIA
WaterSan Lorenzo Valley Water Dist1 health-based violation in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & county servicesSanta Cruz CountySanta Cruz County provides services here
SchoolsSan Lorenzo Valley Unified School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSanta Cruz County Clerk - ElectionsSanta Cruz County; contacts on the Handbook page.FVAP, Jul 2025
ZIP codes95005, 9501895005 83% · 95018 17%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Ben Lomond.

Ben Lomond has a longer frost-free season than nearly all U.S. towns, has less no health insurance than most of California and sends most of its workers to Santa Cruz and beyond.

OutdoorsA+

Ben Lomond has set aside 23.7% of its land for conservation

The biggest park or preserve is Quail Hollow Ranch Park, at 72 acres.

#123for trails in CA
23.7%
conserved · 1,262 of 5,333 acres
20 mi
of trails · 2.4 per sq mi
Biggest places to walkTrailsAcres
1. Pace Family Wilderness Park2.3 mi67
2. Quail Hollow Ranch Park0.5 mi72
3. Quail Hollow Quarry Conservation Areas0.3 mi35

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB+

On state tests, Ben Lomond’s schools beat 74% of California districts

Its public schools are run by the San Lorenzo Valley Unified school district. Two of its 5 schools are below, each with why it’s listed. The largest public high school is San Lorenzo Valley High, with 578 students.

74%of CA districts it outscoresB+School Grade
SchoolLevelStudentsLetter
San Lorenzo Valley ElementaryLargest public elementary schoolGrades K–5Grades K–5537–
San Lorenzo Valley HighLargest public high schoolGrades 9–12Grades 9–12578A−

NCES · EDFacts · graded within CA on state tests and graduation

Natural hazardsHazard risk grade D−

Very high risk in Ben Lomond, with inland flooding at the top

Since 1981, 48 flood insurance claims have been paid out in Ben Lomond.

99risk score of 100
FEMA risk score
99Very high riskLowerHigher
Inland floodingEarthquakes
48
paid flood claims since 1981
3
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthA

Ben Lomond’s grade for health is an A

Its widest gap with California is no health insurance: 4.5% of those 18–64 have no health insurance, against 10.6% statewide. Against the 4,540 U.S. towns with household incomes like Ben Lomond’s, it is healthier than 74%, a smaller edge than it has nationally: part of it comes with its incomes.

16% of Ben Lomond adults get no exercise outside work, below both California’s towns (24%) and U.S. towns (25%). 19% of Ben Lomond adults binge drink. Ben Lomond beats the California average on 14 of 32 CDC measures and trails it on 4.

91%healthier than U.S. townsAHealth Grade
Ben LomondCalifornia townsU.S. towns
Get no exercise (CDC PLACES)16%24%25%
Obesity (CDC PLACES)25%29%35%
Binge drink (CDC PLACES)19%16%16%
Sleep under 7 hours (CDC PLACES)31%35%36%
32 measures vs. California
14 better14 too close to call4 worse
What stands outBen LomondCA
Fewer uninsured adults4.5%10.6%
Fewer adults facing food insecurity8.1%17.9%
More adults who have had cancer9.6%6.4%
Dominican Hospital
8.4 mi away · emergency room
None
primary care, dental or mental-health shortage
84th
percentile among CA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B−

Most working residents commute out of Ben Lomond

Ben Lomond has 757 jobs for its 2,767 working residents: even if every job went to a resident, most would still commute out.

Most working residents leave Ben Lomond for work: only 6% work in town. The median household income in Ben Lomond is $130,000. Since 2013, Ben Lomond has lost 46 jobs, to 757 in 2023.

6%work in town
Ben LomondCalifornia townsU.S. towns
Median household income$130,000$95,000$80,000
Average trip to work33 minutes28 minutes25 minutes
Work from home21%14%11%
Below the poverty line4.9%10%9.6%

Where working residents work

In Ben Lomond6%
Santa Cruz13%
San Jose11%
Scotts Valley6%
Santa Clara3%
18 mi
median commute distance
757
jobs based in Ben Lomond
A commuter town
jobs vs. working residents
A−
Walkability grade: more walkable than 76% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade D−

Ben Lomond’s grade for cost of living is a D−

Ben Lomond’s median rent is $2,514 a month. Typical home values rose 4.9% in the year to September 2026. 77% of households own their home in Ben Lomond.

$924KZillow home value
Ben LomondCalifornia townsU.S. towns
Median rent$2,514 a month$1,895 a month$1,185 a month
Households that own their home77%64%73%

Typical home value

Ben Lomond$924K
California$762K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
13
days on market
103.4%
sale-to-list price
+4.9%
value change, 1 year
5
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

In Ben Lomond, expect mild winters and pleasant summers

The Santa Cruz weather station, 8 miles away, records that the frost-free season runs about 323 days, longer than in 96% of U.S. towns.

Ben Lomond has warm winters and pleasant summers. July afternoons reach 79°, January nights drop to 40° and snow is almost unheard of.

81°summer high

Typical low → high °F

Winter40–59°
Spring43–66°
Summer51–78°
Fall48–73°
Dec 13
typical first frost
Jan 29
typical last frost
+1.8°
vs. the 20th-century average
81°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Keep exploring

Everything we know about Ben Lomond

17pages on Ben Lomond
After high school

Colleges nearby

4 within 15 miles of the center of Ben Lomond

A commuter town

94% of working residents leave Ben Lomond for work

Where Ben Lomond’s working residents go each day. Line width shows the share.

13% → Santa Cruz Santa Cruz 13% 11% → San Jose San Jose 11% 6% → Scotts Valley Scotts Valley 6% 3% → Santa Clara Santa Clara 3% 3% → Live Oak Live Oak 3% 3% → San Francisco San Francisco 3% Ben Lomond · 6% stay
757jobs based in Ben Lomond
6%of working residents work in town
18 mimedian commute distance

Census LEHD 2023

About Ben Lomond

Census-designated place in Santa Cruz County, California, United States

Ben Lomond is a census-designated place (CDP) in Santa Cruz County, California, United States, and also the name of the mountain to the west. The CDP includes the communities of Glen Arbor and Brackney. The population was 6,337 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
8.4 sq mi
Elevation
331 ft
ZIP code
95005

Ben Lomond’s neighbors

5 towns share a border with Ben Lomond.

Explore the map →
How the neighbors grade
TownCA rankOverallCostSafetySchoolsHealth
Ben Lomond#201B−D−—B+A
Brookdale——D—B+A
Lompico——————
Felton#132BD—B+A
Zayante——————
Bonny Doon#302C+D−—A−A−

Brookdale has fewer than 2,500 residents, so it gets subject grades but no overall grade. Ben Lomond, Brookdale, Felton and Bonny Doon report no FBI crime data of their own. Lompico and Zayante aren’t graded (fewer than 1,000 residents, or not enough data). Compare Ben Lomond with a neighbor →

Questions about Ben Lomond

Short answers, built from the data on this page.

Is Ben Lomond, CA a good place to live?

Ben Lomond grades B− overall, better than 50% of U.S. towns and #201 of 841 in California. It grades A for health and B+ for schools. Hazard risk is its weak spot, with a D−.

Is Ben Lomond, CA expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.