Photo: Arspickles17 at English Wikipedia · CC BY-SA 3.0On FEMA’s figures, Agoura Hills faces more hazard damage per building than 92% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Agoura Hills gets a D for hazard risk: higher expected damage per building than 92% of U.S. towns, #379 of 847 in California. Most of that expected damage is river and rain flooding (61%), then earthquakes (30%). Flood insurance has paid 35 claims here since 1992.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Agoura Hills’ natural hazards
From FEMA’s model and FEMA’s records, below.
What Agoura Hills faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Agoura Hills’ grade
River and rain flooding is 61% of the building damage FEMA expects in Agoura Hills, and Agoura Hills’ rate of river and rain flooding damage is higher than 90% of U.S. census tracts. Wildfire adds 8%, at a rate in the top 4% of U.S. census tracts.
D #379 of 847 in California; higher expected damage per building than 92% of U.S. towns (21,298).
Agoura Hills’ residents live in 6 census tracts; FEMA’s figures are combined by where they live.
The typical California town has higher expected damage than 92% of U.S. towns; within the state, Agoura Hills has less expected damage per building than 55% of California towns.
In dollars, FEMA expects about $18.7M a year in losses across Agoura Hills: $17.7M to buildings, the rest to people and crops.
Does Agoura Hills flood? Sometimes: 35 flood claims since 1992
Every paid claim on a federal flood insurance policy in Agoura Hills, from FEMA’s records: 4.6 per 1,000 homes, more than 58% of the 13,809 U.S. towns with a flood insurance record.
- The Pineapple Express - Southern17 claims · $173K
Agoura Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Los Angeles County.6 federal disasters brought FEMA money to Agoura Hills
Disasters that paid out in Agoura Hills itself (aid to households or repair grants to the City of Agoura Hills), newest first, with that year’s flood claims.
- 2025Wildfires and Straight-line Winds916 households applied for aid$45K aid approved
- 2023Severe Winter Storms, Straight-line Winds, Flooding, Landslides, and Mudslides$84K to the City of Agoura Hills for repairs
- 2022Severe Winter Storms, Flooding, Landslides, and Mudslides$434K to the City of Agoura Hills for repairs
- 2018Wildfires788 households applied for aid$1.7M aid approved$48K to the City of Agoura Hills for repairs
- 2017Severe Winter Storms, Flooding, and Mudslides$39K to the City of Agoura Hills for repairs2 flood claims paid that year
- 2004Severe Storms, Flooding, Debris Flows, and Mudslides38 households applied for aid$40K aid approved3 flood claims paid that year
Los Angeles County has had 40 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 44 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Los Angeles County, 2002–2025.
Old photos of Agoura Hills after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Agoura Hills archive →Agoura Hills and its neighbors
Agoura Hills has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Agoura Hills | Dmore damage than 92% | river and rain flooding | 35 |
| Calabasas | Dmore damage than 94% | river and rain flooding | 14 |
| Westlake Village | D−more damage than 95% | river and rain flooding | 2 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Agoura Hills faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Agoura Hills
Is Agoura Hills at risk for natural disasters?
On FEMA’s National Risk Index, Agoura Hills has higher expected damage per building than 92% of U.S. towns: D for hazard risk, #379 of 847 in California. Most of the expected damage is river and rain flooding (61%) and earthquakes (30%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Agoura Hills flood?
Flood insurance has paid 35 claims in Agoura Hills since 1992, $580K in all, or 4.6 per 1,000 homes, more than 58% of U.S. towns with a flood insurance record. 7 properties have flooded more than once. The most claims came from Pineapple Express - Southern (17).
Is Agoura Hills in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Los Angeles County, 33% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Agoura Hills?
FEMA’s Community Rating System list shows no discount for Agoura Hills’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Agoura Hills?
By FEMA money that reached Agoura Hills, Wildfires (2018): 788 households applied for aid, $1.7M approved, and $48K to the City of Agoura Hills for repairs. By flood claims, Pineapple Express - Southern: 17 paid, $173K.
Is Agoura Hills at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (61%), and Agoura Hills’ rate for it is higher than 90% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Agoura Hills.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Agoura Hills’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.