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Pleasant Valley Ranger StationPleasant Valley Ranger Station · Photo: US Forest Service · Public domain
–Not graded
Natural hazards in Young · FEMA

Storms, floods and disasters in Young

Young isn’t graded for hazard risk: Young has 236 residents; we grade towns of 1,000 or more. Flood insurance has paid 19 claims here since 1993.

Flood claims
19
paid since 1993 · $548K
Disasters paid out here
0
of 12 declared for Gila County
By hazard

What Young faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Wildfire

50%of expected building damage
Well above average · in the top 1% of U.S. census tracts

River and rain flooding

49%of expected building damage
Well above average · in the top 4% of U.S. census tracts
Recorded about 5 times a year in the area
Smaller shares here
 Earthquakes Tornadoes Hail Strong wind Hurricanes Winter storms Cold waves Heat waves Landslides Lightning Avalanches top 0%
FEMA models no building damage here
Coastal floodingIce stormsTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts river and rain flooding at 61% of Young’s expected losses. River and rain flooding does little damage to buildings (49.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Young flood? Sometimes: 19 flood claims since 1993

Every paid claim on a federal flood insurance policy in Young, from FEMA’s records.

Paid flood claims, by year
1993: 1 claim1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 1 claim2007: 6 claims2008: 0 claims2009: 0 claims2010: 8 claims2011: 0 claims2012: 0 claims2013: 1 claim2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 2 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims200720102018
19932026
19
paid claims since 1993
$548K
paid to owners
0
homes flooded more than once
$29K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Young isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gila County.
Disasters

The storms Young remembers

None of the 12 disasters declared for Gila County shows FEMA aid or repair money reaching Young itself in FEMA’s records, so these are its biggest flood-claim years.

  1. 20108 flood claims paidThe year of Severe Winter Storms and Flooding, declared for Gila County
  2. 20076 flood claims paidNo declaration for the county that year
  3. 20182 flood claims paidNo declaration for the county that year
Disasters declared, by decade
Paid out in YoungGila County only

Gila County has had 12 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 8 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Gila County, 1999–2021.

Were you here?

Old photos of Young after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Young archive →
Be ready

Get ready for what Young faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Young

Does Young flood?

Flood insurance has paid 19 claims in Young since 1993, $548K in all.

Is Young in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Gila County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Young?

FEMA’s Community Rating System list shows no discount for Young’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Young.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Young’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.