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Peach Springs Trading PostPeach Springs Trading Post · Photo: Rayc · CC BY-SA 3.0
A−Hazard risk
Natural hazards in Peach Springs · FEMA

FEMA puts Peach Springs’s expected hazard damage per building below that of 77% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Peach Springs gets an A− for hazard risk: lower expected damage per building than 77% of U.S. towns. Most of that expected damage is river and rain flooding (91%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 91%Wildfire 5%Earthquakes 3%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

less than 77%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
A−
in Arizona · lower than 77% of U.S. towns
Main hazard
River and rain flooding
91% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 9 declared for Mohave County
By hazard

What Peach Springs faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

91%of expected building damage
About average · higher than 52% of U.S. census tracts
Recorded about 10 times a year in the area
Smaller shares here
 Wildfire Earthquakes Hail Strong wind Winter storms Lightning Tornadoes Ice storms Cold waves Heat waves Landslides Avalanches top 1% Volcanic activity
FEMA models no building damage here
Coastal floodingHurricanesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 24% of Peach Springs’ expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Peach Springs’ grade

River and rain flooding is 91% of the building damage FEMA expects in Peach Springs, and Peach Springs’ rate of river and rain flooding damage is higher than 52% of U.S. census tracts. Wildfire adds 5%, at a rate in the top 9% of U.S. census tracts.

Where Peach Springs sits
Peach Springs
Least damageMiddleMost damage

A− lower expected damage per building than 77% of U.S. towns (21,298).

All of Peach Springs’ residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding91%Wildfire5%Earthquakes3%Everything else1%

In dollars, FEMA expects about $235K a year in losses across Peach Springs: $158K to buildings, the rest to people and crops.

Shared tract.All of Peach Springs’ 1,098 residents (2020 census) live in one census tract, which it shares with Grand Canyon West CDP (0 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the town’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Peach Springs flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Peach Springs. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Peach Springs isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mohave County.
Disasters

The storms Peach Springs remembers

None of the 9 disasters declared for Mohave County shows FEMA aid or repair money reaching Peach Springs itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Peach SpringsMohave County only

Mohave County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Mohave County, 2005–2015.

Be ready

Get ready for what Peach Springs faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Peach Springs

Is Peach Springs at risk for natural disasters?

On FEMA’s National Risk Index, Peach Springs has lower expected damage per building than 77% of U.S. towns: A− for hazard risk. Most of the expected damage is river and rain flooding (91%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Peach Springs in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mohave County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.

How much is flood insurance in Peach Springs?

FEMA’s Community Rating System list shows no discount for Peach Springs’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Is Peach Springs at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (91%), and Peach Springs’ rate for it is higher than 52% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Peach Springs.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Peach Springs’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.