On FEMA’s figures, Fortuna Foothills faces more hazard damage per building than 76% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Fortuna Foothills gets a C− for hazard risk: higher expected damage per building than 76% of U.S. towns, #63 of 140 in Arizona. Most of that expected damage is river and rain flooding (68%), then earthquakes (32%). Flood insurance has paid 2 claims here since 1993.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Fortuna Foothills faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Fortuna Foothills’ grade
River and rain flooding is 68% of the building damage FEMA expects in Fortuna Foothills, and Fortuna Foothills’ rate of river and rain flooding damage is higher than 76% of U.S. census tracts. Next is earthquakes at 32% (higher than 86% of U.S. census tracts).
C− #63 of 140 in Arizona; higher expected damage per building than 76% of U.S. towns (21,298).
Fortuna Foothills’ residents live in 14 census tracts; FEMA’s figures are combined by where they live.
The typical Arizona town has higher expected damage than 78% of U.S. towns; within the state, Fortuna Foothills has less expected damage per building than 55% of Arizona towns.
In dollars, FEMA expects about $10.3M a year in losses across Fortuna Foothills: $8.6M to buildings, the rest to people and crops.
Does Fortuna Foothills flood? Rarely: 2 flood claims since 1993
Every paid claim on a federal flood insurance policy in Fortuna Foothills, from FEMA’s records: 0.1 per 1,000 homes, fewer than 99% of the 13,809 U.S. towns with a flood insurance record.
Fortuna Foothills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Yuma County.The storms Fortuna Foothills remembers
None of the 3 disasters declared for Yuma County shows FEMA aid or repair money reaching Fortuna Foothills itself in FEMA’s records, so these are its biggest flood-claim years.
- 19932 flood claims paidThe year of Severe Storms, Tornadoes and Flooding, declared for Yuma County
Yuma County has had 3 natural disasters declared by the President since 1953, most often floods, then severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Fortuna Foothills after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Fortuna Foothills archive →Fortuna Foothills and its neighbors
Fortuna Foothills has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Fortuna Foothills | C−more damage than 76% | river and rain flooding | 2 |
| Yuma | C−more damage than 76% | earthquakes | 23 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Fortuna Foothills faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Fortuna Foothills
Is Fortuna Foothills at risk for natural disasters?
On FEMA’s National Risk Index, Fortuna Foothills has higher expected damage per building than 76% of U.S. towns: C− for hazard risk, #63 of 140 in Arizona. Most of the expected damage is river and rain flooding (68%) and earthquakes (32%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Fortuna Foothills flood?
Flood insurance has paid 2 claims in Fortuna Foothills since 1993, $35K in all, or 0.1 per 1,000 homes, fewer than 99% of U.S. towns with a flood insurance record.
Is Fortuna Foothills in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Yuma County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Fortuna Foothills?
FEMA’s Community Rating System list shows no discount for Fortuna Foothills’ flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Fortuna Foothills at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Fortuna Foothills’ rate for it is higher than 76% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Fortuna Foothills.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Fortuna Foothills’ residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.