FEMA puts Centennial Park’s expected hazard damage per building above that of 83% of U.S. towns, mostly from river and rain flooding
On FEMA’s National Risk Index, Centennial Park gets a C− for hazard risk: higher expected damage per building than 83% of U.S. towns. Most of that expected damage is river and rain flooding (88%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Centennial Park faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Wildfire
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Centennial Park’s grade
River and rain flooding is 88% of the building damage FEMA expects in Centennial Park, and Centennial Park’s rate of river and rain flooding damage is in the top 10% of U.S. census tracts. Wildfire adds 10%, at a rate in the top 4% of U.S. census tracts.
C− higher expected damage per building than 83% of U.S. towns (21,298).
All of Centennial Park’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $776K a year in losses across Centennial Park: $594K to buildings, the rest to people and crops.
Does Centennial Park flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Centennial Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Centennial Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mohave County.The storms Centennial Park remembers
None of the 9 disasters declared for Mohave County shows FEMA aid or repair money reaching Centennial Park itself in FEMA’s records, so these are its biggest flood-claim years.
Mohave County has had 9 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Mohave County, 2005–2015.
Centennial Park and its neighbors
Centennial Park has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Centennial Park | C−more damage than 83% | river and rain flooding | 0 |
| Colorado City | C−more damage than 84% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Centennial Park faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Centennial Park
Is Centennial Park at risk for natural disasters?
On FEMA’s National Risk Index, Centennial Park has higher expected damage per building than 83% of U.S. towns: C− for hazard risk. Most of the expected damage is river and rain flooding (88%) and wildfire (10%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Centennial Park in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mohave County, 18% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Centennial Park?
FEMA’s Community Rating System list shows no discount for Centennial Park’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Centennial Park at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (88%), and Centennial Park’s rate for it is in the top 10% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Centennial Park.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Centennial Park’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.