Arkansas›Montgomery County

Pencil BluffAR

The town was settled in 1949 and has 51 residents today.

Census survey, 2020–24

Is Pencil Bluff a good place to live?

100% of adults 25 and older hold a bachelor’s degree or more in Pencil Bluff, above both the Arkansas town median (20%) and the median of U.S. towns (29%). Among 124 Arkansas towns, just one has a higher median age than Pencil Bluff. Pencil Bluff has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

Small town

51 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

Oden · 3 mi Mount Ida · 8 mi Black Springs · 12 mi Norman · 12 mi Glenwood · 24 mi

Getting set up

Moving to Pencil Bluff: who provides what

Pencil Bluff is unincorporated, so Montgomery County and regional agencies provide most services.

PowerEntergy Arkansas13.4¢/kWh · EIA 2025HIFLD · EIA

WaterOden-Pencil Bluff Water Assn9 health-based violations in 5 years · EPAEPA

Internet4 providers97% of addresses get 100/20 MbpsFCC

Trash & county servicesMontgomery CountyMontgomery County provides services here

SchoolsOuachita River School DistrictWhich school depends on your addressNCES

Register to voteIn personArkansas has no online registration; you can register in person until 30 days before Election Day or by mail (postmarked 30 days before).vote.gov

Who runs elections hereMontgomery County ClerkMontgomery County; contacts on the Handbook page.FVAP, Aug 2015

ZIP code7196571965 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Pencil Bluff.

Natural hazards

Top of a high hazard risk in Pencil Bluff: inland flooding

63% of Pencil Bluff’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 13%. Expected storm and flood damage is higher than in 79% of U.S. communities.

79risk score of 100

FEMA risk score

Inland floodingTornadoesIce storms

Full pagePencil Bluff’s hazards pageOpen the page

What it facesHigh risk Flood claims0 paid flood claims · No paid flood claims on record Past disasters19 disaster declarations · Declared for the county Get ready1.7 events a year, on average · Ready for inland flooding

FEMA National Risk Index · OpenFEMA

Climate

Pencil Bluff has mild winters and hot summers

In Pencil Bluff, the July high is 91°F.

3″snow a winter

Typical low → high °F

Winter32–53°

Spring48–72°

Summer67–90°

Fall49–73°

Oct 31

typical first frost

Apr 2

typical last frost

+0.5°

vs. the 20th-century average

Full pagePencil Bluff’s climate pageOpen the page

A year of weatherJuly highs 91°, January lows 30°Rain & snow3″ of snow a winter · 56 inches of rain and snow a year Heating & coolingBoth heating and cooling Then and now+0.5° vs. the 20th century · Warmer than the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Health

How healthy Pencil Bluff is

This Arkansas town beats the Arkansas average on 4 of 32 CDC measures and trails it on 9. In Pencil Bluff, 11% of adults binge drink. Two figures for adults in the town: 48% have high blood pressure, 18% have diabetes. Among 124 Arkansas towns, just 4 have a higher share of adults who report frequent physical distress than Pencil Bluff.

	Pencil Bluff	Arkansas towns	U.S. towns
Frequent physical distress (CDC PLACES)	21%	16%	14%
High blood pressure (CDC PLACES)	48%	41%	35%
Diabetes (CDC PLACES)	18%	13%	12%
Binge drink (CDC PLACES)	11%	15%	16%