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–Not graded
Natural hazards in Mount Pleasant · FEMA

Storms, floods and disasters in Mount Pleasant

Mount Pleasant isn’t graded for hazard risk: Mount Pleasant has 345 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
6
of 26 declared for Izard County
By hazard

What Mount Pleasant faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

65%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about once a year in the area

Ice storms

24%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Tornadoes Earthquakes Strong wind Wildfire Winter storms top 2% Hail Hurricanes Landslides top 2% Lightning top 4% Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mount Pleasant flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Mount Pleasant. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Mount Pleasant isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Izard County.
What’s been done with FEMA grants
3storm safe rooms built
Disasters

6 federal disasters brought FEMA money to Mount Pleasant

Disasters that paid out in Mount Pleasant itself (aid to households or repair grants to the Town of Mount Pleasant), newest first, with that year’s flood claims.

  1. 2014Severe Storms,tornadoes, and Flooding$14K to the Town of Mount Pleasant for repairs
  2. 2009Severe Winter Storm$27K to the Town of Mount Pleasant for repairs
  3. 2008Severe Storms, Tornadoes, and Flooding2 households applied for aid$2K aid approved
  4. 2008Severe Storms, Tornadoes, and Flooding1 households applied for aid$587 aid approved
  5. 2002Severe Ice Storm$4K to the Town of Mount Pleasant for repairs
  6. 2000Severe Winter Ice Storm$4K to the Town of Mount Pleasant for repairs
Disasters declared, by decade
Paid out in Mount PleasantIzard County only

Izard County has had 26 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Mount Pleasant after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Mount Pleasant archive →
Be ready

Get ready for what Mount Pleasant faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Mount Pleasant

Is Mount Pleasant in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Izard County, 0.7% of all homes carry federal flood insurance.

How much is flood insurance in Mount Pleasant?

FEMA’s Community Rating System list shows no discount for Mount Pleasant’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Mount Pleasant?

By FEMA money that reached Mount Pleasant, Severe Winter Storm (2009): $27K to the Town of Mount Pleasant for repairs.

Storm stories

Memories, warnings and help from neighbors in Mount Pleasant.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mount Pleasant’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.