Photo: Archedamian · CC BY-SA 3.0Renting in Cotter: a two-bedroom costs about $890
Cotter is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Only 2 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.
Why Cotter isn’t graded
The grade needs at least two of four Census figures: home value, rent, property tax and the share of households paying 30% or more for housing.
A two-bedroom rents for about $890
Renters already here pay a median of $800, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Baxter County, AR): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
High tax bills, but a low tax rate
The median bill is $1,042 (Arkansas: $1,040), because homes cost more. As a share of value it’s 0.54% a year, against 0.55% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Cotter and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Cotter | – | $249K | $193K | 0.54% | $890 |
“—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Cotter
How much is rent in Cotter?
HUD puts a two-bedroom at about $890 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $800 (Census 2020–24).
What are property taxes in Cotter?
The median bill is $1,042 a year, 0.54% of the median home value (Arkansas: $1,040, 0.55%), from the Census 2020–24.
Why doesn’t Cotter have a cost of living grade?
Cotter is too small for a cost of living grade (TownRatings grades places of 1,000 or more).
Neighbors talk housing
What Cotter buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.