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Butterfield Overland Mail Route Lucian Wood Road SegmentButterfield Overland Mail Route Lucian Wood Road Segment · Photo: Valis55 · CC BY-SA 3.0
CHazard risk
Natural hazards in Cedarville · FEMA

FEMA puts Cedarville’s expected hazard damage per building above that of 71% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Cedarville gets a C for hazard risk: higher expected damage per building than 71% of U.S. towns. Most of that expected damage is river and rain flooding (60%), then wildfire (16%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 60%Wildfire 16%Ice storms 9%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 71%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C
in Arkansas · higher than 71% of U.S. towns
Main hazard
River and rain flooding
60% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
4
of 20 declared for Crawford County

What stands out about Cedarville’s natural hazards

From FEMA’s model and FEMA’s records, below.

Landslides: the top 1% of U.S. tractsFEMA’s building-damage rate for landslides here ranks in the top 1% of U.S. census tracts; it is 0.7% of the damage it expects.Made safer with FEMA grants3 storm safe rooms built with FEMA grants.
By hazard

What Cedarville faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

60%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about 3 times a year in the area

Wildfire

16%of expected building damage
Well above average · in the top 3% of U.S. census tracts

Ice storms

9%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

8%of expected building damage
Well above average · higher than 81% of U.S. census tracts
Smaller shares here
 Hail Earthquakes Winter storms top 3% Strong wind Landslides top 1% Hurricanes Lightning Cold waves Heat waves
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts heat waves at 17% of Cedarville’s expected losses. Heat waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Cedarville’s grade

River and rain flooding is 60% of the building damage FEMA expects in Cedarville, and Cedarville’s rate of river and rain flooding damage is higher than 64% of U.S. census tracts. Wildfire adds 16%, at a rate in the top 3% of U.S. census tracts.

Where Cedarville sits
Cedarville
Least damageMiddleMost damage

C higher expected damage per building than 71% of U.S. towns (21,298).

Cedarville’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding60%Wildfire16%Ice storms9%Everything else14%

In dollars, FEMA expects about $650K a year in losses across Cedarville: $378K to buildings, the rest to people and crops.

A small-area figure. Cedarville covers 2 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Cedarville flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Cedarville. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Cedarville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Crawford County.
What’s been done with FEMA grants
3storm safe rooms built
Disasters

4 federal disasters brought FEMA money to Cedarville

Disasters that paid out in Cedarville itself (aid to households or repair grants to the City of Cedarville), newest first, with that year’s flood claims.

  1. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding3 households applied for aid$4K aid approved$12K to the City of Cedarville for repairs
  2. 2011Severe Storms, Tornadoes, and Associated Flooding5 households applied for aid$10K aid approved
  3. 2008Severe Storms, Tornadoes, and Flooding16 households applied for aid$7K aid approved$56K to the City of Cedarville for repairs
  4. 2000Severe Winter Ice Storm$81K to the City of Cedarville for repairs
Disasters declared, by decade
Paid out in CedarvilleCrawford County only

Crawford County has had 20 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Cedarville after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Cedarville archive →
Be ready

Get ready for what Cedarville faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Ice storms
  • Ice brings down trees and lines: plan for days without power.
  • Run a generator outside, far from doors and windows.
  • Keep sand or salt by the door.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Cedarville

Is Cedarville at risk for natural disasters?

On FEMA’s National Risk Index, Cedarville has higher expected damage per building than 71% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (60%) and wildfire (16%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Cedarville in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Crawford County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Cedarville?

FEMA’s Community Rating System list shows no discount for Cedarville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Cedarville?

By FEMA money that reached Cedarville, Severe Winter Ice Storm (2000): $81K to the City of Cedarville for repairs.

Is Cedarville at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (60%), and Cedarville’s rate for it is higher than 64% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Cedarville.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Cedarville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.