Rosedale Plantation Barn · Photo: Valis55 · CC BY-SA 3.0Storms, floods and disasters in Caddo Valley
Caddo Valley isn’t graded for hazard risk: Caddo Valley has 775 residents; we grade towns of 1,000 or more. Flood insurance has paid 1 claim here since 2025.
What Caddo Valley faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Ice storms
Tornadoes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Caddo Valley flood? Rarely: 1 flood claim since 2025
Every paid claim on a federal flood insurance policy in Caddo Valley, from FEMA’s records.
- The Central U.S. April Flooding1 claim · $59K
Caddo Valley isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clark County.2 federal disasters brought FEMA money to Caddo Valley
Disasters that paid out in Caddo Valley itself (aid to households or repair grants to the Town of Caddo Valley), newest first, with that year’s flood claims.
- 2004Severe Storms and Flooding$1K to the Town of Caddo Valley for repairs
- 2000Severe Winter Ice Storm$15K to the Town of Caddo Valley for repairs
Clark County has had 19 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Caddo Valley after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Caddo Valley archive →Caddo Valley and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Arkadelphia | Cmore damage than 67% | river and rain flooding | 8 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Caddo Valley faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Ice brings down trees and lines: plan for days without power.
- Run a generator outside, far from doors and windows.
- Keep sand or salt by the door.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Caddo Valley
Does Caddo Valley flood?
Flood insurance has paid 1 claim in Caddo Valley since 2025, $59K in all. The most claims came from Central U.S. April Flooding (1).
Is Caddo Valley in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Clark County, 10% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Caddo Valley?
FEMA’s Community Rating System list shows no discount for Caddo Valley’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Caddo Valley?
By FEMA money that reached Caddo Valley, Severe Winter Ice Storm (2000): $15K to the Town of Caddo Valley for repairs. By flood claims, Central U.S. April Flooding: 1 paid, $59K.
Storm stories
Memories, warnings and help from neighbors in Caddo Valley.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Caddo Valley’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.