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Alabama›Lauderdale County

WaterlooAL

Photo: Brian Stansberry · CC BY 4.0
Photo of Waterloo

Waterloo, AL · Photo: Brian Stansberry · CC BY 4.0 · Source ↗

Is Waterloo a good place to live?

Waterloo’s mean commuting time is 36 minutes, against 25 minutes in Alabama’s towns and 25 minutes across U.S. towns. No town among the 188 in Alabama we compare has a higher midpoint age than Waterloo. 14% of the land in Waterloo is conserved, against 1.2% in Alabama’s towns and 4.3% across U.S. towns. Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.

What makes Waterloo stand out

Where Waterloo beats most towns.

Small town

183 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns
Waterloo Landing, Trail of Tears National Historic Trail National Historic Trail marker on the north shore of Pickwick …
Waterloo Landing, Trail of Tears National Historic Trail National Historic Trail marker on the north shore of Pickwick …, 2012
Waterloo’s story

202 years in pictures

Census counts: 196 in 1880, a peak of 524 in 1940, 178 in 2020. The archive holds 12 old photos and papers going back to 2012 and 4 maps from 1911 on.

  • 1824Waterloo is settled
Explore the history →
Nearby attractions

Natchez Trace Parkway and 5 more within 40 miles

Museums, parks, gardens and other places to visit around Waterloo. Close and well known come first.

All 12 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Natchez Trace Parkway: Carol M. Highsmith (1946–), Public domain · Muscle Shoals Sound Studio: Dailynetworks, CC BY-SA 3.0 · Shiloh National Military Park: Ernest Mettendorf, Public domain · Corinth Depot: Ron Cogswell, CC BY 2.0

Getting set up

Moving to Waterloo: who provides what

Who provides power, water and the rest in Waterloo, and how to reach them.

The full setup list →
PowerCity of Florence12.4¢/kWh · EIA 2025HIFLD · EIA
Internet2 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Waterloo’s trash rules yet
SchoolsLauderdale County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Alabama you can register online until 15 days before Election Day, in person until 15 days before Election Day, or by mail (received 15 days before).vote.gov
Who runs elections hereLauderdale County Circuit ClerkLauderdale County; contacts on the Handbook page.FVAP, Jul 2019
ZIP code3567735677 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Waterloo.

Schools

The schools Waterloo’s kids attend

Public schools: the Lauderdale County school district. The largest public high school is Waterloo High School, with 337 students. Its one school is below.

SchoolLevelStudentsLetter
Waterloo High SchoolLargest public high schoolGrades PK–12Grades PK–12337B−

NCES · EDFacts

Natural hazards

Top of a very high hazard risk in Waterloo: inland flooding

Waterloo’s FEMA risk score stands at 82 of 100. Expected losses in Waterloo break down as 63% from inland flooding and 13% from cold waves. Federal aid has come to Waterloo households in 3 declared disasters; the latest was in 2011.

82risk score of 100
FEMA risk score
82Very high riskLowerHigher
Inland floodingCold wavesTornadoes
3
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

Work & commute

Waterloo has 0.6 jobs per working resident, so most workers leave town for work

Only 2% of working residents stay in Waterloo for work; the rest commute out. In Waterloo, 22% of residents live below the poverty line. Half of commuters travel less than 26 miles. The top destinations are Florence (27%), Huntsville (9%) and Muscle Shoals (8%).

2%work in town
WaterlooAlabama townsU.S. towns
Below the poverty line22%16%9.6%
Working residents who work in town1.6%10%8%

Where working residents work

In Waterloo2%
Florence27%
Huntsville9%
Muscle Shoals8%
Killen3%
26 mi
median commute distance
39
jobs based in Waterloo
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Climate

Waterloo has four seasons and hot summers

Waterloo’s midsummer high comes in at 90°F.

90°summer high

Typical low → high °F

Winter32–53°
Spring48–73°
Summer66–89°
Fall48–74°
Oct 28
typical first frost
Apr 9
typical last frost
+0.6°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Housing

A typical Waterloo home is worth about $190K

In Waterloo, the going rate for rent is $700 a month. Over the 12 months to September 2026, the typical home gained 6.8% in value. Among households locally, 84% are owner-occupiers.

$190KZillow home value
WaterlooAlabama townsU.S. towns
Households that own their home84%69%73%
Median rent$700 a month$940 a month$1,185 a month

Typical home value

Waterloo$190K
Alabama$239K
+6.8%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Outdoors

Conservation land takes up 13.6% of Waterloo

One park or preserve covers 2 acres in Waterloo.

13.6%conserved
13.6%
conserved · 69 of 511 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Lauderdale Wildlife Management Area—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Health

How healthy Waterloo is

For adults in Waterloo, the share who binge drink is 13%. Of 32 CDC measures, Waterloo beats the Alabama average on 5 and trails it on 8.

WaterlooAlabama townsU.S. towns
High blood pressure (CDC PLACES)47%43%35%
Frequent physical distress (CDC PLACES)17%15%14%
Binge drink (CDC PLACES)13%14%16%
Diabetes (CDC PLACES)16%15%12%
32 measures vs. Alabama
5 better19 too close to call8 worse
What stands outWaterlooAL
Fewer adults facing a utility shut-off6.7%9.6%
Fewer adults facing housing insecurity9.9%13.9%
More adults who have had cancer11.8%8.2%
Tishomingo Health Services
11.3 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Waterloo

18pages on Waterloo
After high school

Colleges nearby

None within 15 miles of Waterloo; the nearest are

A commuter town

98% of working residents leave Waterloo for work

Where Waterloo’s working residents go each day. Line width shows the share.

27% → Florence Florence 27% 9% → Huntsville Huntsville 9% 8% → Muscle Shoals Muscle Shoals 8% 3% → Killen Killen 3% 3% → Birmingham Birmingham 3% 2% → Dodge City Dodge City 2% Waterloo · 2% stay
39jobs based in Waterloo
2%of working residents work in town
26 mimedian commute distance

Census LEHD 2023

About Waterloo

Town in Alabama, United States

Official town website ↗

Waterloo is a town in Lauderdale County, Alabama, United States. It is part of the Florence–Muscle Shoals metropolitan area, known as "The Shoals". As of the 2020 census, Waterloo had a population of 178. The town and surrounding area is served by Waterloo High School and by the Waterloo Volunteer Fire Department.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1824
Area
0.8 sq mi
Elevation
466 ft
ZIP code
35677
Area code
256

Questions about Waterloo

Short answers, built from the data on this page.

Is Waterloo, AL a good place to live?

Waterloo has fewer than 1,000 residents, too few for fair grades; the figures below are still real.