FEMA expects more hazard damage per building in Tillmans Corner than in 93% of U.S. towns, mostly from hurricanes
On FEMA’s National Risk Index, Tillmans Corner gets a D for hazard risk: higher expected damage per building than 93% of U.S. towns, #166 of 187 in Alabama. Most of that expected damage is hurricanes (68%), then river and rain flooding (28%). Flood insurance has paid 10 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Tillmans Corner faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Hurricanes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Tillmans Corner’s grade
Hurricanes are 68% of the building damage FEMA expects in Tillmans Corner, and Tillmans Corner’s rate of hurricanes damage is in the top 4% of U.S. census tracts. Next is river and rain flooding at 28% (higher than 64% of U.S. census tracts).
D #166 of 187 in Alabama; higher expected damage per building than 93% of U.S. towns (21,298).
Tillmans Corner’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.
The typical Alabama town has higher expected damage than 66% of U.S. towns; within the state, Tillmans Corner has more expected damage per building than 89% of Alabama towns.
In dollars, FEMA expects about $10.9M a year in losses across Tillmans Corner: $9.4M to buildings, the rest to people and crops.
Does Tillmans Corner flood? Sometimes: 10 flood claims since 1979
Every paid claim on a federal flood insurance policy in Tillmans Corner, from FEMA’s records: 1.4 per 1,000 homes, fewer than 71% of the 13,809 U.S. towns with a flood insurance record.
- The Mid-spring storms1 claim · $10K
- Hurricane Frederic1 claim · $11K
Tillmans Corner isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mobile County.2 federal disasters brought FEMA money to Tillmans Corner
Disasters that paid out in Tillmans Corner itself (aid to households or repair grants to Tillmans Corner), newest first, with that year’s flood claims.
- 2020Hurricane Zeta1 households applied for aid$1K aid approved
- 2020Hurricane Sally13 households applied for aid$12K aid approved
Mobile County has had 32 natural disasters declared by the President since 1953, most often hurricanes and tropical storms, then severe storms.
Old photos of Tillmans Corner after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Tillmans Corner archive →Tillmans Corner and its neighbors
Tillmans Corner is 2nd of the 3 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Tillmans Corner faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Tillmans Corner
Is Tillmans Corner at risk for natural disasters?
On FEMA’s National Risk Index, Tillmans Corner has higher expected damage per building than 93% of U.S. towns: D for hazard risk, #166 of 187 in Alabama. Most of the expected damage is hurricanes (68%) and river and rain flooding (28%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Tillmans Corner flood?
Flood insurance has paid 10 claims in Tillmans Corner since 1979, $101K in all, or 1.4 per 1,000 homes, fewer than 71% of U.S. towns with a flood insurance record. The most claims came from Mid-spring storms (1).
Is Tillmans Corner in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mobile County, 45% of homes in mapped flood zones carry federal flood insurance, and 3.6% of all homes do.
How much is flood insurance in Tillmans Corner?
FEMA’s Community Rating System list shows no discount for Tillmans Corner’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Tillmans Corner?
By FEMA money that reached Tillmans Corner, Hurricane Sally (2020): 13 households applied for aid, $12K approved. By flood claims, Mid-spring storms: 1 paid, $10K.
Is Tillmans Corner at risk from hurricanes?
It is the largest share of the building damage FEMA expects here (68%), and Tillmans Corner’s rate for it is in the top 4% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Tillmans Corner.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Tillmans Corner’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.