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A+Cost of living
Cost of living in Stapleton

Measured against area pay, Stapleton costs less to live in than 97% of U.S. towns

It ranks #4 of 187 in Alabama for affordability. Up 1.9% in a year, 32% above the Alabama typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Daphne-Fairhope-Foley, AL metro area ($79K). How TownRatings grades cost of living

Typical home value
$314K
▲ 1.9% in a year · AL $239K
Zillow
Homes sold
2
in September 2026 · 9 for sale
2-bedroom rent
$1,220
a month, utilities in · HUD
Median tax bill
$1,923
AL $788
Area income (the grade’s yardstick)
$79K
Daphne-area median

Only 2 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Stapleton gets an A+

The grade compares costs with what households across the Daphne-area metro earn ($79K, Census 2020–24). The typical home costs what the Census reports.

In dollars

  • $314Ktypical home, 32% above the Alabama typical homeZillow, September 2026
  • $1,220a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 4%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out · In brief

What Stapleton’s housing numbers say

Nearly every household owns

100% of Stapleton households own their home, against 70% across Alabama. Property taxes ↓

Mostly newer homes

Half of Stapleton’s homes were built after 2005, against 1986 for Alabama as a whole. Property taxes ↓

Written from the data on this page. Home values are the Zillow Home Value Index, through September 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.

Cost of living grade

What’s behind Stapleton’s grade

Measured against what households in the area earn, Stapleton is more affordable than 97% of U.S. towns, #4 of 187 in Alabama. Property tax pulls the grade down most; the share of households paying 30%+ for housing holds it up.

–Home pricesToo few households in the Census sample
–RentToo few households in the Census sample
B+Property tax2.4% of area income · AL towns 1.0% · U.S. 3.4%A+Households stretched4% pay 30%+ · AL towns 23% · U.S. 25%
All U.S. towns we grade (21,243)More affordable than 97%
CostlierMore affordable
Alabama towns we grade (187)More affordable than 98%

Values have outpaced Alabama: the typical Stapleton home is up 26.1% in five years, against 16.8% statewide (Zillow).

How sure. Stapleton’s Census figures cover about 816 households. At the ends of the Census margins (area income ±$2,602, owners paying 30%+ ±4.3 points), Stapleton could be anywhere from A+ to A+.

How TownRatings grades cost of living →

Price trend

Up 26.1% in five years

Faster than Alabama (16.8%).

StapletonAlabama
$100K$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuaryStapletonAlabama
2017$156,000$145,000
2018$169,000$150,000
2019$181,000$156,000
2020$190,000$167,000
2021$226,000$185,000
2022$259,000$212,000
2023$276,000$226,000
2024$296,000$230,000
2025$307,000$235,000
2026$305,000$236,000
September 2026$314,000$239,000
Then & now

A typical Stapleton home worth $155K in October 2016 is worth about $314K today.

+$159K
+1.9%
past year
+26.1%
past 5 years
+102.7%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs what the Census reports of area income

The calculator starts from the area income the grade uses. Switch to Stapleton’s own median, or type yours.

Household income a year
$
Daphne-area median household income, as in the grade
You could afford about
$332,000
Typical Stapleton home $314K

That covers a typical Stapleton home, with $17K to spare.

The typical home, each month
$1,750
Loan $1,560Tax $100Insurance $90

A two-bedroom rents for about $1,220 a month here, $530 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, the Alabama typical property tax (0.38% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,220

Fair Market Rent a month, utilities included

Studio$990
1 bedroom$1,080
2 bedrooms$1,220
3 bedrooms$1,520
4 bedrooms$1,960
0%
of households rent · AL 30%

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Daphne-Fairhope-Foley, AL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Stapleton vs. its neighbors

Of the 4 towns here with a Zillow value, Stapleton has the 3rd-lowest.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
StapletonA+$314K——$1,220
LoxleyC+$290K$399K0.28%$1,290
Spanish FortB−$385K$344K0.27%$1,360
Bay MinetteA$207K$173K0.31%$1,120

Questions about the cost of living in Stapleton

Is Stapleton expensive to live in?

Measured against what households in the area earn, Stapleton costs less than 97% of U.S. towns: an A+ for cost of living, #4 of 187 in Alabama.

How much does a house cost in Stapleton?

About $314K, Zillow’s typical value for September 2026, up 1.9% in a year. The Alabama typical home is $239K.

What salary do you need to live in Stapleton?

To buy the typical home with 20% down at 6.3%, about $75,000 a year, keeping the payment (about $1,750 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $49,000.

How much is rent in Stapleton?

HUD puts a two-bedroom at about $1,220 a month with utilities, the going rate for someone moving in.

Are home prices in Stapleton going up?

Yes: up 1.9% in the past year and 26.1% in five years, against 16.8% across Alabama (Zillow).

Neighbors talk housing

What Stapleton buyers, sellers and renters are saying.

Town Square →
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Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.