Mount Sinai School · Photo: Chris Pruitt · CC BY-SA 3.0Measured against area pay, Pine Level costs less to live in than 88% of U.S. towns
It ranks #33 of 187 in Alabama for affordability.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Montgomery, AL metro area ($64K). How TownRatings grades cost of living
The grade compares costs with what households across the Montgomery-area metro earn ($64K, Census 2020–24). The typical home costs 3.8 years of metro income, and 0% of renters pay 30% or more of income for housing.
In dollars
- $1,020a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
In paychecks the grade
- 3.8 yrsof area income buys the typical home; the typical U.S. town: 3.3$64K, Montgomery-area income
- 14%of owners do; the typical U.S. town: 20%Census 2020–24
The short version on homes in Pine Level
Nearly every household owns
97% of Pine Level households own their home, against 70% across Alabama. There are only 26 renter households, so rentals are scarce. Property taxes ↓
Mostly newer homes
Half of Pine Level’s homes were built after 2003, against 1986 for Alabama as a whole. Property taxes ↓
Written from the data on this page. There’s no Zillow index for Pine Level, so the typical value is an estimate: the Census median carried forward with the federal house price index; sales and supply are Redfin’s for September 2026; incomes, rents paid, taxes and ownership come from the Census American Community Survey.
What’s behind Pine Level’s grade
Measured against what households in the area earn, Pine Level is more affordable than 88% of U.S. towns, #33 of 187 in Alabama. Home prices pull the grade down most; property tax holds it up.
Home prices up 49% in 5 years
The federal house price index for the ZIP codes around Pine Level rose 49% over the past 5 years, about the same as across Alabama. Last year prices rose 4.4%. Carrying the Census median home value forward with that index puts the typical Pine Level home at roughly $288,000 today.
Carrying the Census median forward with the index puts a typical home at about $288K.
Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Pine Level, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.
Too few sales to read the market
Only 10 homes sold in September 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 3.8 years of area income
The calculator starts from the area income the grade uses. Switch to Pine Level’s own median, or type yours.
That’s $14K short of a typical Pine Level home.
A two-bedroom rents for about $1,020 a month here, $550 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Pine Level’s typical property tax (0.26% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,020
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Montgomery, AL MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Alabama norm
The median bill is $633 (Alabama: $788), 0.26% of a home’s value a year, against 0.38% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
Pine Level and its neighbors
One source per column.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Pine Level | A | — | $240K | 0.26% | $1,020 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures.
Questions about the cost of living in Pine Level
Is Pine Level expensive to live in?
Measured against what households in the area earn, Pine Level costs less than 88% of U.S. towns: an A for cost of living, #33 of 187 in Alabama. The typical home costs 3.8 years of the median household income of the Montgomery, AL metro area ($64K).
How much is rent in Pine Level?
HUD puts a two-bedroom at about $1,020 a month with utilities, the going rate for someone moving in.
What are property taxes in Pine Level?
The median bill is $633 a year, 0.26% of the median home value (Alabama: $788, 0.38%), from the Census 2020–24.
Neighbors talk housing
What Pine Level buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.