Littleville’s building-damage rate from strong wind is in the top 4% of U.S. census tracts
On FEMA’s National Risk Index, Littleville gets a C+ for hazard risk: higher expected damage per building than 61% of U.S. towns. Most of that expected damage is river and rain flooding (68%), then tornadoes (12%). Flood insurance has paid 3 claims here since 2023.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Littleville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Earthquakes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Littleville’s grade
River and rain flooding is 68% of the building damage FEMA expects in Littleville, and Littleville’s rate of river and rain flooding damage is higher than 63% of U.S. census tracts. Tornadoes add 12%, at a rate in the top 10% of U.S. census tracts.
C+ higher expected damage per building than 61% of U.S. towns (21,298).
All of Littleville’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $459K a year in losses across Littleville: $238K to buildings, the rest to people and crops.
Does Littleville flood? Rarely: 3 flood claims since 2023
Every paid claim on a federal flood insurance policy in Littleville, from FEMA’s records: 6.5 per 1,000 homes, more than 66% of the 13,809 U.S. towns with a flood insurance record.
Littleville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Colbert County.The storms Littleville remembers
None of the 21 disasters declared for Colbert County shows FEMA aid or repair money reaching Littleville itself in FEMA’s records, so these are its biggest flood-claim years.
- 20231 flood claims paidThe year of Severe Storms, Straight-line Winds, and Tornadoes, declared for Colbert County
- 20251 flood claims paidNo declaration for the county that year
- 20261 flood claims paidNo declaration for the county that year
Colbert County has had 21 natural disasters declared by the President since 1953, most often severe storms, then hurricanes and tropical storms.
Old photos of Littleville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Littleville archive →Get ready for what Littleville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Littleville
Is Littleville at risk for natural disasters?
On FEMA’s National Risk Index, Littleville has higher expected damage per building than 61% of U.S. towns: C+ for hazard risk. Most of the expected damage is river and rain flooding (68%) and tornadoes (12%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Littleville flood?
Flood insurance has paid 3 claims in Littleville since 2023, $133K in all, or 6.5 per 1,000 homes, more than 66% of U.S. towns with a flood insurance record. 1 properties have flooded more than once.
Is Littleville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Colbert County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Littleville?
FEMA’s Community Rating System list shows no discount for Littleville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Littleville at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (68%), and Littleville’s rate for it is higher than 63% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Littleville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Littleville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.