Alabama Great Southern Railroad Passenger Depot · Photo: JERRYE & ROY KLOTZ MD · CC BY-SA 3.0128 homes sold in Fort Payne in the last year, at a typical $225K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Fort Payne homes are listed.
Every place Fort Payne homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Fort Payne.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 100% of Fort Payne’s sales, at a typical $225K (year to May 2026)
128 homes sold in the year to September 2026.
typical sale · 110 sold in the year to May 2026
- Per square foot
- $135AL $155
- Days to sell
- 94
- Sold over asking
- 19%
- Listings with a price cut
- 25%
About as many homes sell as usual, at 1.8 times the 2016 price
128 sales in the last year, against 160 in 2021 and a low of 84 in 2024. The typical sale went from $128K in 2016 to $225K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
What $200K buys in Fort Payne
Check a listing against what Fort Payne homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Fort Payne are back to pre-pandemic levels, with about as many homes for sale
We read every month of Fort Payne’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 128 sales.
If you’re buying in Fort Payne
- Shop in October. It brings about 14 new listings a month, close to the busiest month, with fewer bidding wars (14% over asking).
- Offer under asking. Buyers paid 96.7% of the list price on average; 22% paid over.
- You’ll usually have time. Only 25% of homes go under contract within two weeks; the typical one takes 97 days.
Spring brings the homes; summer brings the bidding wars
May has the most new listings (about 14 a month), but August is the most competitive: 22% of August sales close over asking. October offers nearly as much choice with fewer homes bid up (14%). October has the least competition (14%).
Averages for each calendar month, 2015 on.
Nearly as heated as 2021, and hotter than Alabama
| Fort Payne now | 2017–19 | 2021 peak | AL now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 22% | 18% | 26% | 16% |
| Gone within two weeksShare of homes under contract within 14 days | 25% | 14% | 50% | 26% |
| Price paid vs. askingAverage sale price ÷ list price | 96.7% | 96.5% | 98% | 97.3% |
| Days to sellMedian days from listing to contract | 97 | 90 | 51 | 68 |
53 homes for sale on a typical day
That’s 1.7 times the 2022 low (31) and about the 2017–19 level.
Fort Payne ranks 30th of 124 busy Alabama markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Fort Payne is one of the state’s hottest markets.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Fort Payne home costs about $1,237 a month
Price: Fort Payne’s typical sale, last 12 months. Property tax at Fort Payne’s 0.3% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Fort Payne is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in May
The month with the most choice. December has the fewest, about 9.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $225K home, about $760 a year.
Taxes vs. neighborsSchools
The schools grade for Fort Payne, from test results, graduation and how much students grow.
Schools in Fort PayneTypical commute
The average one-way trip to work for people who live in Fort Payne.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Summerville and Trion sell for less a square foot; Cedar Bluff for far more
The busier markets within 25 miles of Fort Payne, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Fort Payne | 128 | $225K | $138 | 22% | 97 |
| Rainsville | 81 | $256K | $154 | 17% | 89 |
| Summerville | 54 | $177K | $129 | 22% | 94 |
| Centre | 30 | $230K | $137 | 6% | 103 |
| Henagar | 27 | $209K | $146 | 11% | 110 |
| Trion | 25 | $202K | $121 | 17% | 57 |
| Cedar Bluff | 23 | $358K | $208 | 19% | 119 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Fort Payne, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Fort Payne. People who follow the town see it, and so do people comparing Fort Payne with their own town. No commission, no listing fee.
Questions about buying a home in Fort Payne
What do homes sell for in Fort Payne, AL?
128 homes sold in the year to September 2026 at a typical $225K, $138 a square foot.
Is Fort Payne a buyer’s or seller’s market?
A buyer’s market: 61 homes were for sale in September 2026 and 9 sold, about 6.6 months of supply. Buyers paid 96.7% of asking on average.
When is the best time to buy in Fort Payne?
May brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Fort Payne?
About 0.3% of a home’s value a year. On a $225K home that’s near $760.
Where can I see homes for sale in Fort Payne?
Zillow, Redfin, Realtor.com and Homes.com all carry Fort Payne’s MLS listings; the search links above open each one filtered to Fort Payne.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).