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–Not graded
Natural hazards in Upper Kalskag · FEMA

Storms, floods and disasters in Upper Kalskag

Upper Kalskag isn’t graded for hazard risk: Upper Kalskag has 239 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
1
of 18 declared for its 2 counties
By hazard

What Upper Kalskag faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

Wildfire

52%of expected building damage
Well above average · in the top 2% of U.S. census tracts

River and rain flooding

24%of expected building damage
Well below average · lower than 97% of U.S. census tracts

Earthquakes

24%of expected building damage
Well above average · higher than 82% of U.S. census tracts
Smaller shares here
 Winter storms Cold waves Lightning Tornadoes Hail Strong wind Ice storms Landslides Avalanches top 0% Volcanic activity top 3%
FEMA models no building damage here
Coastal floodingHurricanesHeat wavesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 33% of Upper Kalskag’s expected losses. Cold waves do little damage to buildings (0.1%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Upper Kalskag flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Upper Kalskag. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Upper Kalskag isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Bethel Census Area.
Disasters

1 federal disaster brought FEMA money to Upper Kalskag

Disasters that paid out in Upper Kalskag itself (aid to households or repair grants to the City of Upper Kalskag), newest first, with that year’s flood claims.

  1. 2009Flooding and Ice Jams7 households applied for aid$13K aid approved$63K to the City of Upper Kalskag for repairs
Disasters declared, by decade
Paid out in Upper Kalskagits 2 counties only

Its 2 counties have had 18 natural disasters declared by the President since 1953, most often floods, then severe storms.

Were you here?

Old photos of Upper Kalskag after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Upper Kalskag archive →
Be ready

Get ready for what Upper Kalskag faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Upper Kalskag

Is Upper Kalskag in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Bethel Census Area, 2.4% of all homes carry federal flood insurance.

How much is flood insurance in Upper Kalskag?

FEMA’s Community Rating System list shows no discount for Upper Kalskag’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Upper Kalskag?

By FEMA money that reached Upper Kalskag, Flooding and Ice Jams (2009): 7 households applied for aid, $13K approved, and $63K to the City of Upper Kalskag for repairs.

Storm stories

Memories, warnings and help from neighbors in Upper Kalskag.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Upper Kalskag’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.