Photo: James Brooks · CC BY 2.0FEMA puts Kodiak Station’s expected hazard damage per building above that of 98% of U.S. towns, led by tsunamis
On FEMA’s National Risk Index, Kodiak Station gets a D− for hazard risk: higher expected damage per building than 98% of U.S. towns. Most of that expected damage is tsunamis (50%), then earthquakes (46%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Kodiak Station faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Tsunamis
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Kodiak Station’s grade
Tsunamis are 50% of the building damage FEMA expects in Kodiak Station, and Kodiak Station’s rate of tsunamis damage is in the top 1% of U.S. census tracts. Earthquakes add 46%, at a rate in the top 2% of U.S. census tracts.
D− higher expected damage per building than 98% of U.S. towns (21,298).
All of Kodiak Station’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $1.3M a year in losses across Kodiak Station: $1.1M to buildings, the rest to people and crops.
Does Kodiak Station flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Kodiak Station. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
The storms Kodiak Station remembers
None of the 5 disasters declared for Kodiak Island Borough shows FEMA aid or repair money reaching Kodiak Station itself in FEMA’s records, so these are its biggest flood-claim years.
Kodiak Island Borough has had 5 natural disasters declared by the President since 1953, most often severe storms, then floods.
Kodiak Station and its neighbors
Kodiak Station has the lowest expected damage per building of the 1 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Kodiak Station | D−more damage than 98% | tsunamis | 0 |
| Womens Bay | — | 788 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kodiak Station faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Strong shaking or a sudden drop in the sea means head for high ground now.
- Learn the tsunami route signs near the shore.
- Stay away until officials say it’s safe.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kodiak Station
Is Kodiak Station at risk for natural disasters?
On FEMA’s National Risk Index, Kodiak Station has higher expected damage per building than 98% of U.S. towns: D− for hazard risk. Most of the expected damage is tsunamis (50%) and earthquakes (46%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Kodiak Station in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map.
How much is flood insurance in Kodiak Station?
FEMA’s Community Rating System list shows no discount for Kodiak Station’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Kodiak Station at risk from tsunamis?
It is the largest share of the building damage FEMA expects here (50%), and Kodiak Station’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Kodiak Station.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kodiak Station’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.