On FEMA’s figures, Kalifornsky faces more hazard damage per building than 98% of U.S. towns, mostly from earthquakes
On FEMA’s National Risk Index, Kalifornsky gets a D− for hazard risk: higher expected damage per building than 98% of U.S. towns. Most of that expected damage is earthquakes (83%), then wildfire (10%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Kalifornsky faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
Wildfire
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Kalifornsky’s grade
Earthquakes are 83% of the building damage FEMA expects in Kalifornsky, and Kalifornsky’s rate of earthquakes damage is in the top 1% of U.S. census tracts. Wildfire adds 10%, at a rate in the top 2% of U.S. census tracts.
D− #40 of 41 in Alaska; higher expected damage per building than 98% of U.S. towns (21,298).
Kalifornsky’s residents live in 2 census tracts; FEMA’s figures are combined by where they live.
The typical Alaska town has higher expected damage than 93% of U.S. towns; within the state, Kalifornsky has more expected damage per building than 98% of Alaska towns.
In dollars, FEMA expects about $12.7M a year in losses across Kalifornsky: $10.0M to buildings, the rest to people and crops.
Does Kalifornsky flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Kalifornsky. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Kalifornsky isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kenai Peninsula Borough.The storms Kalifornsky remembers
None of the 14 disasters declared for Kenai Peninsula Borough shows FEMA aid or repair money reaching Kalifornsky itself in FEMA’s records, so these are its biggest flood-claim years.
Kenai Peninsula Borough has had 14 natural disasters declared by the President since 1953, most often severe storms, then floods.
Also 3 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Kenai Peninsula Borough, 2007–2015.
Kalifornsky and its neighbors
Kalifornsky is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Kalifornsky faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Clear dead leaves and brush within 5 feet of the house.
- Sign up for local alerts and know two ways out.
- Keep N95 masks for smoky days.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Kalifornsky
Is Kalifornsky at risk for natural disasters?
On FEMA’s National Risk Index, Kalifornsky has higher expected damage per building than 98% of U.S. towns: D− for hazard risk. Most of the expected damage is earthquakes (83%) and wildfire (10%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Kalifornsky in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Kenai Peninsula Borough, 61% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Kalifornsky?
FEMA’s Community Rating System list shows no discount for Kalifornsky’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Kalifornsky at risk from earthquakes?
It is the largest share of the building damage FEMA expects here (83%), and Kalifornsky’s rate for it is in the top 1% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Kalifornsky.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Kalifornsky’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.