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–Not graded
Natural hazards in Hobart Bay · FEMA

Storms, floods and disasters in Hobart Bay

Hobart Bay isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Hobart Bay yet.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
0
of 1 declared for Petersburg Borough
By hazard

What Hobart Bay faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

67%of expected building damage
Well below average · lower than 99% of U.S. census tracts

Landslides

23%of expected building damage
Well above average · in the top 1% of U.S. census tracts

Earthquakes

6%of expected building damage
Below average · lower than 63% of U.S. census tracts
Smaller shares here
 Winter storms Volcanic activity top 0% Wildfire Ice storms Tornadoes Cold waves Lightning
FEMA models no building damage here
Coastal floodingHurricanesHailStrong windHeat wavesAvalanchesTsunamis
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts landslides at 60% of Hobart Bay’s expected losses. Landslides do little damage to buildings (22.7%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hobart Bay flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Hobart Bay. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Hobart Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Petersburg Borough.
Disasters

The storms Hobart Bay remembers

None of the 1 disasters declared for Petersburg Borough shows FEMA aid or repair money reaching Hobart Bay itself in FEMA’s records, so these are its biggest flood-claim years.

Disasters declared, by decade
Paid out in Hobart BayPetersburg Borough only

Petersburg Borough has had 1 natural disasters declared by the President since 1953, most often severe storms.

Be ready

Get ready for what Hobart Bay faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Landslides
  • Watch for new cracks, tilting trees or suddenly muddy streams after heavy rain.
  • Stay off steep slopes in a downpour.
  • Leave if you hear rumbling upslope.
More from Ready.gov ↗
Earthquakes
  • Drop, cover and hold on.
  • Strap tall furniture and the water heater to the wall.
  • Know how to shut off the gas.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Hobart Bay

Is Hobart Bay in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Petersburg Borough, 2.0% of all homes carry federal flood insurance.

How much is flood insurance in Hobart Bay?

FEMA’s Community Rating System list shows no discount for Hobart Bay’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

Storm stories

Memories, warnings and help from neighbors in Hobart Bay.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hobart Bay’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.