Photo: Antony-22 · CC BY-SA 4.0Measured against area pay, Westover costs less to live in than 63% of U.S. towns
It ranks #44 of 61 in West Virginia for affordability. Up 2.1% in a year, 9% above the West Virginia typical home.
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Morgantown, WV metro area ($65K). How TownRatings grades cost of living
The grade compares costs with what households across the Morgantown metro earn ($65K, Census 2020–24). The typical home costs 2.8 years of metro income, and 43% of renters pay 30% or more of income for housing.
In dollars
- $193Ktypical home, 9% above the West Virginia typical homeZillow, September 2026
- $1,070a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 93prices across the Morgantown metro, where the U.S. is 100 (housing 69)BEA Regional Price Parities, 2024
In paychecks the grade
- 2.8 yrsof area income buys the typical home; the typical U.S. town: 3.3$65K, Morgantown-area income
- 19%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 43%of renters pay 30%+ of income for housing; across West Virginia: 49%Census 2020–24
- 18%of owners do; the typical U.S. town: 20%Census 2020–24
What kind of housing town is Westover?
Read from the numbers below. The page puts what stands out first.
What’s behind Westover’s grade
Measured against what households in the area earn, Westover is more affordable than 63% of U.S. towns, #44 of 61 in West Virginia. The share of households paying 30%+ for housing pulls the grade down most; property tax holds it up.
Values have lagged West Virginia: the typical Westover home is up 15.4% in five years, against 23.3% statewide (Zillow).
Up 15.4% in five years
Slower than West Virginia (23.3%).
Show as a table
| January | Westover | West Virginia |
|---|---|---|
| 2017 | $144,000 | $112,000 |
| 2018 | $147,000 | $114,000 |
| 2019 | $148,000 | $119,000 |
| 2020 | $147,000 | $120,000 |
| 2021 | $162,000 | $135,000 |
| 2022 | $169,000 | $146,000 |
| 2023 | $171,000 | $156,000 |
| 2024 | $179,000 | $161,000 |
| 2025 | $190,000 | $172,000 |
| 2026 | $186,000 | $173,000 |
| September 2026 | $193,000 | $177,000 |
A typical Westover home worth $143K in October 2016 is worth about $193K today.
Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.
Too few sales to read the market
Only 14 homes sold in May 2026, the latest month in Redfin’s figures: too few to describe the market or quote a median sale price.
A typical home costs 2.8 years of area income
The calculator starts from the area income the grade uses. Switch to Westover’s own median, or type yours.
That covers a typical Westover home, with $74K to spare.
A two-bedroom rents for about $1,070 a month here, $30 less than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Westover’s typical property tax (0.52% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $1,070
Renters already here pay a median of $1,025.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Morgantown, WV MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
15 new homes permitted in 2025
Builders were permitted 15 new homes in Westover in 2025, all single-family houses, worth about $2.9 million to build. That's 3.7 per 1,000 residents, faster than across West Virginia (2.9). Over the past 10 years, Westover has permitted 80 homes in all.
Between the 2010 and 2020 censuses, Westover's population fell by 28 even though 35 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year.
Every year as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 9 | 9 | 0 | $1.8 million |
| 2025 | 15 | 15 | 0 | $2.9 million |
| 2024 | 14 | 14 | 0 | $2.9 million |
| 2023 | 8 | 8 | 0 | $1.1 million |
| 2022 | 7 | 7 | 0 | $958,000 |
| 2021 | 10 | 10 | 0 | $1.4 million |
| 2020 | 9 | 9 | 0 | $1.2 million |
| 2019 | 7 | 7 | 0 | $958,000 |
| 2018 | 4 | 4 | 0 | $739,000 |
| 2017 | 3 | 3 | 0 | $554,000 |
| 2016 | 3 | 3 | 0 | $554,000 |
| 2015 | 3 | 3 | 0 | $554,000 |
| 2014 | 3 | 3 | 0 | $554,000 |
| 2013 | 3 | 3 | 0 | $554,000 |
| 2012 | 3 | 3 | 0 | $554,000 |
| 2011 | 3 | 3 | 0 | $554,000 |
| 2010 | 3 | 3 | 0 | $554,000 |
| 2009 | 6 | 6 | 0 | $594,000 |
| 2008 | 8 | 8 | 0 | $792,000 |
| 2007 | 7 | 4 | 3 | $900,000 |
| 2006 | 7 | 4 | 3 | $900,000 |
| 2005 | 7 | 4 | 3 | $900,000 |
| 2004 | 7 | 4 | 3 | $900,000 |
| 2003 | 7 | 4 | 3 | $900,000 |
| 2002 | 10 | 8 | 2 | $809,000 |
| 2001 | 9 | 7 | 2 | $715,000 |
| 2000 | 5 | 5 | 0 | $325,000 |
Westover's permit office reported 1 of 12 months in 2025; the Census estimated the rest.
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
High tax bills, but a low tax rate
The median bill is $923 (West Virginia: $865), because homes cost more. As a share of value it’s 0.52% a year, against 0.53% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Westover
Only figures published free for the whole country, each labeled with the area it covers: the Morgantown, WV metro area, or West Virginia. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 93 | WV 89 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 96 | WV 97 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 93 | WV 92 | metro | BEA, 2024 |
| Other services U.S. = 100 | 100 | WV 100 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Westover vs. its neighbors
Of the 3 towns here with a Zillow value, Westover has the 2nd-lowest.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, September 2026 | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Westover | B | $193K | $178K | 0.52% | $1,070 |
| Granville | A | $128K | $138K | 0.42% | $1,100 |
| Morgantown | B | $282K | $259K | 0.50% | $1,160 |
Questions about the cost of living in Westover
Is Westover expensive to live in?
Measured against what households in the area earn, Westover costs less than 63% of U.S. towns: a B for cost of living, #44 of 61 in West Virginia. The typical home costs 2.8 years of the median household income of the Morgantown, WV metro area ($65K).
How much does a house cost in Westover?
About $193K, Zillow’s typical value for September 2026, up 2.1% in a year. The West Virginia typical home is $177K.
What salary do you need to live in Westover?
To buy the typical home with 20% down at 6.3%, about $47,000 a year, keeping the payment (about $1,100 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $43,000.
How much is rent in Westover?
HUD puts a two-bedroom at about $1,070 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,025 (Census 2020–24).
What are property taxes in Westover?
The median bill is $923 a year, 0.52% of the median home value (West Virginia: $865, 0.53%), from the Census 2020–24.
Are home prices in Westover going up?
Yes: up 2.1% in the past year and 15.4% in five years, against 23.3% across West Virginia (Zillow).
Neighbors talk housing
What Westover buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.