Photo: Nyttend · Public domainStorms, floods and disasters in Hundred
Hundred isn’t graded for hazard risk: Hundred has 371 residents; we grade towns of 1,000 or more. Flood insurance has paid 10 claims here since 1994.
What Hundred faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Hundred flood? Sometimes: 10 flood claims since 1994
Every paid claim on a federal flood insurance policy in Hundred, from FEMA’s records.
Hundred isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Wetzel County.5 federal disasters brought FEMA money to Hundred
Disasters that paid out in Hundred itself (aid to households or repair grants to the Town of Hundred), newest first, with that year’s flood claims.
- 2017Severe Storms, Flooding, Landslides, and Mudslides85 households applied for aid$491K aid approved$156K to the Town of Hundred for repairs7 flood claims paid that year
- 2010Severe Winter Storms and Snowstorms$46K to the Town of Hundred for repairs
- 2004Severe Storms, Flooding, and Landslides2 households applied for aid$5K aid approved
- 2003Severe Storms, Flooding, and Landslides9 households applied for aid$27K aid approved$2K to the Town of Hundred for repairs
- 2003Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding and Landslides$801 to the Town of Hundred for repairs
Wetzel County has had 22 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Hundred after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Hundred archive →Get ready for what Hundred faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Hundred
Does Hundred flood?
Flood insurance has paid 10 claims in Hundred since 1994, $238K in all. 1 properties have flooded more than once.
Is Hundred in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Wetzel County, 8% of homes in mapped flood zones carry federal flood insurance, and 1.6% of all homes do.
How much is flood insurance in Hundred?
FEMA’s Community Rating System list shows no discount for Hundred’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Hundred?
By FEMA money that reached Hundred, Severe Storms, Flooding, Landslides, and Mudslides (2017): 85 households applied for aid, $491K approved, and $156K to the Town of Hundred for repairs.
Storm stories
Memories, warnings and help from neighbors in Hundred.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Hundred’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.