Photo: Magnolia677 · CC BY 4.0Storms, floods and disasters in Delbarton
Delbarton isn’t graded for hazard risk: Delbarton has 333 residents; we grade towns of 1,000 or more. Flood insurance has paid 41 claims here since 1978.
What Delbarton faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Delbarton flood? Sometimes: 41 flood claims since 1978
Every paid claim on a federal flood insurance policy in Delbarton, from FEMA’s records.
- The April 2007 nor’easter13 claims · $80K
- The Storm7 claims · $41K
Delbarton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Mingo County.11 federal disasters brought FEMA money to Delbarton
Disasters that paid out in Delbarton itself (aid to households or repair grants to the Town of Delbarton), newest first, with that year’s flood claims.
- 2025Severe Storm, Straight-line Winds, Flooding, Landslides, and Mudslides172 households applied for aid$927K aid approved$162K to the Town of Delbarton for repairs1 flood claim paid that year
- 2021Severe Storms and Flooding29 households applied for aid$103K aid approved1 flood claim paid that year
- 2012Severe Storms and Straight-line Winds7 households applied for aid$199 aid approved
- 2012Severe Storms, Flooding, Mudslides, and Lanslides5 households applied for aid$595 aid approved
- 2010Severe Storms, Flooding, Mudslides, and Landslides30 households applied for aid$44K aid approved
- 2009Severe Storms, Flooding, Mudslides, and Landslides397 households applied for aid$1.3M aid approved$57K to the Town of Delbarton for repairs7 flood claims paid that year
Show all 11
- 2004Severe Storms, Flooding, and Landslides35 households applied for aid$47K aid approved
- 2004Severe Storms, Flooding, and Landslides30 households applied for aid$93K aid approved
- 2004Severe Storms, Flooding, and Landslides843 households applied for aid$3.1M aid approved$15K to the Town of Delbarton for repairs
- 2003Severe Storms, Flooding, and Landslides43 households applied for aid$92K aid approved
- 2003Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding and Landslides40 households applied for aid$81K aid approved
Mingo County has had 31 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Mingo County, 2001–2001.
Old photos of Delbarton after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Delbarton archive →Get ready for what Delbarton faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Delbarton
Does Delbarton flood?
Flood insurance has paid 41 claims in Delbarton since 1978, $387K in all. 4 properties have flooded more than once. The most claims came from April 2007 Nor'easter (13).
Is Delbarton in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Mingo County, 17% of homes in mapped flood zones carry federal flood insurance, and 3.9% of all homes do.
How much is flood insurance in Delbarton?
FEMA’s Community Rating System list shows no discount for Delbarton’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Delbarton?
By FEMA money that reached Delbarton, Severe Storms, Flooding, and Landslides (2004): 843 households applied for aid, $3.1M approved, and $15K to the Town of Delbarton for repairs. By flood claims, April 2007 Nor'easter: 13 paid, $80K.
Storm stories
Memories, warnings and help from neighbors in Delbarton.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Delbarton’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.